Insas BhdXKLS:3379 -0.56%68 Return-on-Tangible-Equity is 4.17% as of Mar. 2026, which is 26% below its 10-year median of 5.63. GuruFocus rates XKLS:3379 with a GF Score™ of 68/100 and a GF Value™ of RM1.18 (Modestly Undervalued). The stock has 6 warning signs investors should review. Among 779 Capital Markets companies, Insas Bhd ranks worse than 58.15% on this metric.
Return-on-Tangible-Equity is calculated as Net Income divided by its average total shareholder tangible equity. Total shareholder tangible equity equals to Total Stockholders Equity minus Intangible Assets. Insas Bhd's annualized net income for the quarter that ended in Mar. 2026 was RM103.2 Mil. Insas Bhd's average shareholder tangible equity for the quarter that ended in Mar. 2026 was RM2,472.1 Mil. Therefore, Insas Bhd's annualized Return-on-Tangible-Equity for the quarter that ended in Mar. 2026 was 4.17%.
The historical rank and industry rank for Insas Bhd's Return-on-Tangible-Equity or its related term are showing as below:
XKLS:3379'
s Return-on-Tangible-Equity Range Over the Past 10 Years
Min: 0.86 Med: 5.63 Max: 14
Current: 4.34
During the past 13 years, Insas Bhd's highest Return-on-Tangible-Equity was 14.00%. The lowest was 0.86%. And the median was 5.63%.
XKLS:3379's Return-on-Tangible-Equity is ranked worse than 58.15% of 779
companies
in the Capital Markets industry
Industry Median: 6.56
vs XKLS:3379: 4.34
Insas Bhd (XKLS:3379) Return-on-Tangible-Equity Explanation
Return-on-Tangible-Equity measures the rate of return on the ownership interest (shareholder's tangible equity) of the common stock owners. It measures a firm's efficiency at generating profits from every unit of shareholders' tangible equity (shareholders equity minus intangibles). Return-on-Tangible-Equity shows how well a company uses investment funds to generate earnings growth. Return-on-Tangible-Equitys between 15% and 20% are considered desirable.
Be Aware
Net Income is used.
Because a company can increase its Return-on-Tangible-Equity by having more financial leverage, it is important to watch the leverage ratio when investing in high Return-on-Tangible-Equity companies. Like Return-on-Tangible-Asset, Return-on-Tangible-Equity is calculated with only 12 months data. Fluctuations in company's earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective.
Asset light businesses require very few assets to generate very high earnings. Their Return-on-Tangible-Equitys can be extremely high.
Insas Bhd Return-on-Tangible-Equity Related Terms
Insas Bhd Return-on-Tangible-Equity Historical Data
* Premium members only.
The historical data trend for Insas Bhd's Return-on-Tangible-Equity can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
XKLS:3379 vs MS, GS, SCHW: Return-on-Tangible-Equity Comparison
For the Capital Markets subindustry, Insas Bhd's Return-on-Tangible-Equity, along with its competitors' market caps and Return-on-Tangible-Equity data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Insas Bhd Return-on-Tangible-Equity vs Capital Markets Industry
For the Capital Markets industry and Financial Services sector, Insas Bhd's Return-on-Tangible-Equity distribution charts can be found below:
* The bar in red indicates where Insas Bhd's Return-on-Tangible-Equity falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual Return-on-Tangible-Equity, the net income of the last fiscal year and the average total shareholder tangible equity over the fiscal year are used. In calculating the quarterly data,
the net income data used here is four times the quarterly (Mar. 2026) net income data.
Return-on-Tangible-Equity is displayed in the 10-year financial page.
What does a Return-on-Tangible-Equity of 4.17% mean?
Insas Bhd (XKLS:3379) has a Return-on-Tangible-Equity of 4.17% as of Mar. 2026. Return on tangible equity is the ratio of current-period net income to average two-period tangible equity. View historical data on Insas Bhd and its competitors. This is 26% below median its historical median of 5.63. Over the past decade, Insas Bhd's Return-on-Tangible-Equity has ranged from 0.86 to 14.00. According to the industry distribution chart, Insas Bhd ranks #453 out of 779 companies in the Capital Markets industry, placing it in the top 58.2%.
Is Insas Bhd's Return-on-Tangible-Equity too high?
Insas Bhd's current Return-on-Tangible-Equity of 4.17% is 26% below median its 10-year median of 5.63. Over the past 10 years, this metric has ranged from a low of 0.86 to a high of 14.00. The Capital Markets industry median Return-on-Tangible-Equity is 6.56. Insas Bhd's value of 4.17% is 36.4% below this industry median. Based on the distribution chart, Insas Bhd ranks #453 out of 779 companies in the Capital Markets industry, which is below the industry midpoint. Overall, Insas Bhd has a GF Score™ of 68/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Insas Bhd's Return-on-Tangible-Equity compare to MS and GS?
According to the Capital Markets industry distribution chart, Insas Bhd ranks #453 out of 779 companies for Return-on-Tangible-Equity. This places Insas Bhd in the lower half of its industry. The industry median Return-on-Tangible-Equity is 6.56. Insas Bhd's value of 4.17% is 36.4% below this benchmark. Historically, Insas Bhd's own Return-on-Tangible-Equity has ranged from 0.86 to 14.00 over the past decade. While the company's 10-year median is 5.63 vs. the industry median of 6.56, Insas Bhd has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Return-on-Tangible-Equity for a Capital Markets company?
The median Return-on-Tangible-Equity among Capital Markets companies is 6.56, based on 779 companies in the industry. Companies in the top quartile (top 25%) have a Return-on-Tangible-Equity significantly above this median, while those in the bottom quartile fall well below. However, Return-on-Tangible-Equity should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Insas Bhd's current Return-on-Tangible-Equity of 4.17% is 36.4% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Return-on-Tangible-Equity mean?
A high Return-on-Tangible-Equity can signal that a stock is expensive relative to its fundamentals. Return on tangible equity is the ratio of current-period net income to average two-period tangible equity. View historical data on Insas Bhd and its competitors. For the Capital Markets industry, the median Return-on-Tangible-Equity is 6.56 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Insas Bhd's current Return-on-Tangible-Equity is 4.17%, which is 26% below median its own 10-year median of 5.63. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Insas Bhd stock overvalued right now?
Based on GuruFocus' analysis, Insas Bhd (XKLS:3379) is currently considered Modestly Undervalued. The stock's GF Value™ is RM1.18, compared to a current price of RM0.88 — trading 25.4% below its estimated fair value. The current Return-on-Tangible-Equity is 4.17%, which is 26% below median its 10-year median of 5.63 and 36.4% below the Capital Markets industry median of 6.56. Insas Bhd's overall GF Score™ is 68/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Return-on-Tangible-Equity calculated?
Return-on-Tangible-Equity is calculated from a company's financial statements. For Insas Bhd (XKLS:3379), the current Return-on-Tangible-Equity is 4.17% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Insas Bhd (XKLS:3379) Overvalued in 2026?
Based on GuruFocus' analysis, Insas Bhd stock appears to be undervalued.
The current stock price of RM0.88 is trading 25.4% below its estimated GF Value™ of RM1.18.
GuruFocus considers Insas Bhd to be Modestly Undervalued.
Key valuation signals for XKLS:3379:
Return-on-Tangible-Equity: 4.17% (26% below median its 10-year median of 5.63)
GF Value™: RM1.18 vs. price of RM0.88 (25.4% below fair value)
Industry Position: 36.4% below the Capital Markets median (#453 of 779)
No single metric tells the full story. See the XKLS:3379 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Insas Bhd is an investment holding company. The company, along with its subsidiaries, is principally engaged in several business segments, which include stockbroking, provisioning of corporate finance and advisory services, structured finance, and the provision of Fund management services (Financial Services); investment holding and trading; Technology and IT-related services (Technology); manufacturing and distribution of consumer products and services, retail trading and car rental; and Property investment and development. The majority of its revenue is derived from its Investment holding and trading segment. Geographically, it derives key revenue from Malaysia and the rest from Singapore and other countries.
68GF Score
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