Insas Bhd (XKLS:3379) 3-Year RORE % : 7.80% (As of Mar. 2026)


XKLS:3379 Insas Bhd XKLS:3379
65 GF Score
Price RM0.92
GF Value RM1.18
Valuation Modestly Undervalued
! 6 Warning Signs
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What is Insas Bhd 3-Year RORE %?

Insas Bhd XKLS:3379 +3.39% 65 3-Year RORE % is 7.80 as of Mar. 2026. GuruFocus rates XKLS:3379 with a GF Score™ of 65/100 and a GF Value™ of RM1.18 (Modestly Undervalued). The stock has 6 warning signs investors should review. Among 764 Capital Markets companies, Insas Bhd ranks worse than 56.94% on this metric.

Return on Retained Earnings (RORE) is an indicator of a company's growth potential, it shows how much a company earns by reinvesting its retained earnings, i.e. profits after dividend payments. Insas Bhd's 3-Year RORE % for the quarter that ended in Mar. 2026 was 7.80%.

The industry rank for Insas Bhd's 3-Year RORE % or its related term are showing as below:

XKLS:3379's 3-Year RORE % is ranked worse than
56.94% of 764 companies
in the Capital Markets industry
Industry Median: 14.755 vs XKLS:3379: 7.80

Insas Bhd  (XKLS:3379) 3-Year RORE % Explanation

Return on Retained Earnings (RORE) is important to investors because it reveals a company's efficiency and growth potential. A higher RORE indicates a higher return. A high RORE indicates that the company should reinvest profits into the business. A lower RORE suggests that the company should distribute profits to shareholders by paying out dividends, since those dollars aren't generating much additional growth for the company.

There are a several different ways to arrive at the Return on Retained Earnings. The simplest way to calculate it is by using published information on Earnings per Share (EPS) and Dividend per Share (DPS) over a selected period. Here, 3-year period is chosen.

Be Aware

Please keep in mind that the RORE is relative to the nature of the business and its competitors. If another company in the same sector is producing a lower return on retained earnings, it doesn’t necessarily mean it’s a bad investment. It may just suggest the company is older and no longer in a high growth stage. At such a stage in the business cycle, it would be expected to see a lower RORE and higher dividend payout.


Insas Bhd 3-Year RORE % Related Terms


Insas Bhd 3-Year RORE % Historical Data

* Premium members only.

The historical data trend for Insas Bhd's 3-Year RORE % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Insas Bhd 3-Year RORE % Chart

Insas Bhd Annual Data
Trend Jun16 Jun17 Jun18 Jun19 Jun20 Jun21 Jun22 Jun23 Jun24 Jun25
3-Year RORE %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 56.12 41.59 -25.89 -31.14 -13.28

Insas Bhd Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
3-Year RORE % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only -32.44 -13.28 -12.44 -0.56 7.80

XKLS:3379 vs MS, GS, SCHW: 3-Year RORE % Comparison

For the Capital Markets subindustry, Insas Bhd's 3-Year RORE %, along with its competitors' market caps and 3-Year RORE % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Insas Bhd 3-Year RORE % vs Capital Markets Industry

For the Capital Markets industry and Financial Services sector, Insas Bhd's 3-Year RORE % distribution charts can be found below:

* The bar in red indicates where Insas Bhd's 3-Year RORE % falls into.


XKLS:3379
65GF Score
Insas Bhd XKLS:3379
3-Year RORE % is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Insas Bhd 3-Year RORE % Calculation

Insas Bhd's 3-Year RORE % for the quarter that ended in Mar. 2026 is calculated as:

3-Year RORE %=( Most Recent EPS (Diluted)- First Period EPS (Diluted) )/( Cumulative EPS (Diluted) for 3-year -Cumulative Dividends per Share for 3-year )
=( 0.159-0.131 )/( 0.439-0.08 )
=0.028/0.359
=7.80 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of 3-Year RORE %, the most recent and first period EPS (Diluted) is the trailing twelve months (TTM) data ended in Mar. 2026 and 3-year before.

Frequently Asked Questions Learn more about 3-Year RORE % →
What does a 3-Year RORE % of 7.80 mean?
Insas Bhd (XKLS:3379) has a 3-Year RORE % of 7.80 as of Mar. 2026. 3-Year RORE % shows how much a company earns by reinvesting its retained earnings in 3-year. View historical data on Insas Bhd and its competitors. According to the industry distribution chart, Insas Bhd ranks #435 out of 764 companies in the Capital Markets industry, placing it in the top 56.9%.
Is Insas Bhd's 3-Year RORE % too high?
Insas Bhd's current 3-Year RORE % is 7.80. The Capital Markets industry median 3-Year RORE % is 14.76. Insas Bhd's value of 7.80 is 47.1% below this industry median. Based on the distribution chart, Insas Bhd ranks #435 out of 764 companies in the Capital Markets industry, which is below the industry midpoint. Overall, Insas Bhd has a GF Score™ of 65/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Insas Bhd's 3-Year RORE % compare to MS and GS?
According to the Capital Markets industry distribution chart, Insas Bhd ranks #435 out of 764 companies for 3-Year RORE %. This places Insas Bhd in the lower half of its industry. The industry median 3-Year RORE % is 14.76. Insas Bhd's value of 7.80 is 47.1% below this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 3-Year RORE % for a Capital Markets company?
The median 3-Year RORE % among Capital Markets companies is 14.76, based on 764 companies in the industry. Companies in the top quartile (top 25%) have a 3-Year RORE % significantly above this median, while those in the bottom quartile fall well below. However, 3-Year RORE % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Insas Bhd's current 3-Year RORE % of 7.80 is 47.1% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 3-Year RORE % mean?
A high 3-Year RORE % can signal that a stock is expensive relative to its fundamentals. 3-Year RORE % shows how much a company earns by reinvesting its retained earnings in 3-year. View historical data on Insas Bhd and its competitors. For the Capital Markets industry, the median 3-Year RORE % is 14.76 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Insas Bhd's current 3-Year RORE % is 7.80. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Insas Bhd stock overvalued right now?
Based on GuruFocus' analysis, Insas Bhd (XKLS:3379) is currently considered Modestly Undervalued. The stock's GF Value™ is RM1.18, compared to a current price of RM0.92 — trading 22.5% below its estimated fair value. The current 3-Year RORE % is 7.80 and 47.1% below the Capital Markets industry median of 14.76. Insas Bhd's overall GF Score™ is 65/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 3-Year RORE % calculated?
3-Year RORE % is calculated from a company's financial statements. For Insas Bhd (XKLS:3379), the current 3-Year RORE % is 7.80 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Insas Bhd (XKLS:3379) Overvalued in 2026?

Based on GuruFocus' analysis, Insas Bhd stock appears to be undervalued. The current stock price of RM0.92 is trading 22.5% below its estimated GF Value™ of RM1.18. GuruFocus considers Insas Bhd to be Modestly Undervalued.

Key valuation signals for XKLS:3379:

  • 3-Year RORE %: 7.80
  • GF Value™: RM1.18 vs. price of RM0.92 (22.5% below fair value)
  • GF Score™: 65/100 with 6 warning signs
  • Industry Position: 47.1% below the Capital Markets median (#435 of 764)

No single metric tells the full story. See the XKLS:3379 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Insas Bhd Business Description

Address Lingkaran Syed Putra, Suite 23.02, Level 23, The Gardens South Tower, Mid Valley City, Kuala Lumpur, MYS, 59200
Insas Bhd is an investment holding company. The company, along with its subsidiaries, is principally engaged in several business segments, which include stockbroking, provisioning of corporate finance and advisory services, structured finance, and the provision of Fund management services (Financial Services); investment holding and trading; Technology and IT-related services (Technology); manufacturing and distribution of consumer products and services, retail trading and car rental; and Property investment and development. The majority of its revenue is derived from its Investment holding and trading segment. Geographically, it derives key revenue from Malaysia and the rest from Singapore and other countries.
65GF Score

Get the complete analysis for XKLS:3379

3-Year RORE % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

RM0.92
Price
RM1.18
GF Value