Insas Bhd (XKLS:3379) Equity-to-Asset: 0.76 (As of Mar. 2026) — Near Median

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

XKLS:3379 Insas Bhd XKLS:3379
63 GF Score
Price RM0.92
GF Value RM1.18
Valuation Modestly Undervalued
! 6 Warning Signs
View Full Analysis

What is Insas Bhd Equity-to-Asset?

Insas Bhd XKLS:3379 63 Equity-to-Asset is 0.76 as of Mar. 2026, which is 1% below its 10-year median of 0.77. GuruFocus rates XKLS:3379 with a GF Score™ of 63/100 and a GF Value™ of RM1.18 (Modestly Undervalued). The stock has 6 warning signs investors should review. Among 809 Capital Markets companies, Insas Bhd ranks better than 69.72% on this metric.

Equity to Asset ratio is calculated as total stockholders equity divided by total asset. Insas Bhd's Total Stockholders Equity for the quarter that ended in Mar. 2026 was RM2,541.5 Mil. Insas Bhd's Total Assets for the quarter that ended in Mar. 2026 was RM3,333.0 Mil. Therefore, Insas Bhd's Equity to Asset Ratio for the quarter that ended in Mar. 2026 was 0.76.

The historical rank and industry rank for Insas Bhd's Equity-to-Asset or its related term are showing as below:

XKLS:3379' s Equity-to-Asset Range Over the Past 10 Years
Min: 0.69   Med: 0.77   Max: 0.83
Current: 0.76

During the past 13 years, the highest Equity to Asset Ratio of Insas Bhd was 0.83. The lowest was 0.69. And the median was 0.77.

XKLS:3379's Equity-to-Asset is ranked better than
69.72% of 809 companies
in the Capital Markets industry
Industry Median: 0.51 vs XKLS:3379: 0.76

Insas Bhd  (XKLS:3379) Equity-to-Asset Explanation

Equity to Asset ratio can vary greatly across different industries, as they have different capital structure. A company with smaller Equity to Asset ratio (more leveraged) may have higher ROE % because of the leverage.

For banks, the required minimum Equity to Asset ratio by regulation is 5%. Some stronger banks may have Equity to Asset Ratio of more than 10%.


Insas Bhd Equity-to-Asset Related Terms


Insas Bhd Equity-to-Asset Historical Data

* Premium members only.

The historical data trend for Insas Bhd's Equity-to-Asset can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Insas Bhd Equity-to-Asset Chart

Insas Bhd Annual Data
Trend Jun16 Jun17 Jun18 Jun19 Jun20 Jun21 Jun22 Jun23 Jun24 Jun25
Equity-to-Asset
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.80 0.81 0.77 0.78 0.78

Insas Bhd Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Equity-to-Asset Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.77 0.78 0.77 0.75 0.76

XKLS:3379 vs MS, GS, SCHW: Equity-to-Asset Comparison

For the Capital Markets subindustry, Insas Bhd's Equity-to-Asset, along with its competitors' market caps and Equity-to-Asset data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Insas Bhd Equity-to-Asset vs Capital Markets Industry

For the Capital Markets industry and Financial Services sector, Insas Bhd's Equity-to-Asset distribution charts can be found below:

* The bar in red indicates where Insas Bhd's Equity-to-Asset falls into.


XKLS:3379
63GF Score
Insas Bhd XKLS:3379
Equity-to-Asset is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Insas Bhd Equity-to-Asset Calculation

Equity to Asset ratio measures the ratios of the portion of the asset owned by shareholders out of the total asset. It indicates the leverage of the company, and the amount of debt the company uses in its operation.

Equity to Asset ratio is calculated by dividing total stockholders equity by total asset.

Insas Bhd's Equity to Asset Ratio for the fiscal year that ended in Jun. 2025 is calculated as

Equity to Asset (A: Jun. 2025 )=Total Stockholders Equity/Total Assets
=2468.931/3158.031
=0.78

Insas Bhd's Equity to Asset Ratio for the quarter that ended in Mar. 2026 is calculated as

Equity to Asset (Q: Mar. 2026 )=Total Stockholders Equity/Total Assets
=2541.471/3333.016
=0.76

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Equity-to-Asset →
What does a Equity-to-Asset of 0.76 mean?
Insas Bhd (XKLS:3379) has a Equity-to-Asset of 0.76 as of Mar. 2026. Equity-to-asset ratio equals total company equity divided by total assets. It measures financial leverage. View historical data on Insas Bhd and its competitors. This is near median its historical median of 0.77. Over the past decade, Insas Bhd's Equity-to-Asset has ranged from 0.69 to 0.83. According to the industry distribution chart, Insas Bhd ranks #245 out of 809 companies in the Capital Markets industry, placing it in the top 30.3%.
Is Insas Bhd's Equity-to-Asset too high?
Insas Bhd's current Equity-to-Asset of 0.76 is near median its 10-year median of 0.77. Over the past 10 years, this metric has ranged from a low of 0.69 to a high of 0.83. The Capital Markets industry median Equity-to-Asset is 0.51. Insas Bhd's value of 0.76 is 49% above this industry median. Based on the distribution chart, Insas Bhd ranks #245 out of 809 companies in the Capital Markets industry, which is above the industry midpoint. Overall, Insas Bhd has a GF Score™ of 63/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Insas Bhd's Equity-to-Asset compare to MS and GS?
According to the Capital Markets industry distribution chart, Insas Bhd ranks #245 out of 809 companies for Equity-to-Asset. This puts Insas Bhd in the upper half of its industry. The industry median Equity-to-Asset is 0.51. Insas Bhd's value of 0.76 is 49% above this benchmark. Historically, Insas Bhd's own Equity-to-Asset has ranged from 0.69 to 0.83 over the past decade. While the company's 10-year median is 0.77 vs. the industry median of 0.51, Insas Bhd has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Equity-to-Asset for a Capital Markets company?
The median Equity-to-Asset among Capital Markets companies is 0.51, based on 809 companies in the industry. Companies in the top quartile (top 25%) have a Equity-to-Asset significantly above this median, while those in the bottom quartile fall well below. However, Equity-to-Asset should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Insas Bhd's current Equity-to-Asset of 0.76 is 49% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Equity-to-Asset mean?
A high Equity-to-Asset can signal that a stock is expensive relative to its fundamentals. Equity-to-asset ratio equals total company equity divided by total assets. It measures financial leverage. View historical data on Insas Bhd and its competitors. For the Capital Markets industry, the median Equity-to-Asset is 0.51 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Insas Bhd's current Equity-to-Asset is 0.76, which is near median its own 10-year median of 0.77. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Insas Bhd stock overvalued right now?
Based on GuruFocus' analysis, Insas Bhd (XKLS:3379) is currently considered Modestly Undervalued. The stock's GF Value™ is RM1.18, compared to a current price of RM0.92 — trading 22.5% below its estimated fair value. The current Equity-to-Asset is 0.76, which is near median its 10-year median of 0.77 and 49% above the Capital Markets industry median of 0.51. Insas Bhd's overall GF Score™ is 63/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Equity-to-Asset calculated?
Equity-to-Asset is calculated from a company's financial statements. For Insas Bhd (XKLS:3379), the current Equity-to-Asset is 0.76 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Insas Bhd (XKLS:3379) Overvalued in 2026?

Based on GuruFocus' analysis, Insas Bhd stock appears to be undervalued. The current stock price of RM0.92 is trading 22.5% below its estimated GF Value™ of RM1.18. GuruFocus considers Insas Bhd to be Modestly Undervalued.

Key valuation signals for XKLS:3379:

  • Equity-to-Asset: 0.76 (near median its 10-year median of 0.77)
  • GF Value™: RM1.18 vs. price of RM0.92 (22.5% below fair value)
  • GF Score™: 63/100 with 6 warning signs
  • Industry Position: 49% above the Capital Markets median (#245 of 809)

No single metric tells the full story. See the XKLS:3379 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Insas Bhd Business Description

Address Lingkaran Syed Putra, Suite 23.02, Level 23, The Gardens South Tower, Mid Valley City, Kuala Lumpur, MYS, 59200
Insas Bhd is an investment holding company. The company, along with its subsidiaries, is principally engaged in several business segments, which include stockbroking, provisioning of corporate finance and advisory services, structured finance, and the provision of Fund management services (Financial Services); investment holding and trading; Technology and IT-related services (Technology); manufacturing and distribution of consumer products and services, retail trading and car rental; and Property investment and development. The majority of its revenue is derived from its Investment holding and trading segment. Geographically, it derives key revenue from Malaysia and the rest from Singapore and other countries.
63GF Score

Get the complete analysis for XKLS:3379

Equity-to-Asset is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

RM0.92
Price
RM1.18
GF Value