Insas BhdXKLS:3379 +3.39%66 PB Ratio is 0.25 as of Jul. 11, 2026, which is 14% below its 10-year median of 0.29. GuruFocus rates XKLS:3379 with a GF Score™ of 66/100 and a GF Value™ of RM1.18 (Modestly Undervalued). The stock has 6 warning signs investors should review. Among 775 Capital Markets companies, Insas Bhd ranks better than 95.35% on this metric.
The PB Ratio, or Price-to-Book ratio, or Price/Book, is a financial ratio used to compare a company's market price to its Book Value per Share. As of today (2026-07-11), Insas Bhd's share price is RM0.915. Insas Bhd's Book Value per Share for the quarter that ended in Mar. 2026 was RM3.67. Hence, Insas Bhd's PB Ratio of today is 0.25.
Good Sign:
Insas Bhd stock PB Ratio (=0.23) is close to 5-year low of 0.22.
The historical rank and industry rank for Insas Bhd's PB Ratio or its related term are showing as below:
XKLS:3379'
s PB Ratio Range Over the Past 10 Years
Min: 0.17 Med: 0.29 Max: 0.47
Current: 0.25
During the past 13 years, Insas Bhd's highest PB Ratio was 0.47. The lowest was 0.17. And the median was 0.29.
XKLS:3379's PB Ratio is ranked better than 95.35% of 775
companies
in the Capital Markets industry
Industry Median: 1.36
vs XKLS:3379: 0.25
During the past 12 months, Insas Bhd's average Book Value Per Share Growth Rate was -1.30% per year.
During the past 3 years, the average Book Value Per Share Growth Rate was 4.00% per year.
During the past 5 years, the average Book Value Per Share Growth Rate was 7.10% per year.
During the past 10 years, the average Book Value Per Share Growth Rate was 7.20% per year.
During the past 13 years, the highest 3-Year average Book Value Per Share Growth Rate of Insas Bhd was 11.00% per year. The lowest was 0.40% per year. And the median was 8.40% per year.
The PB Ratio works the best for the businesses that earn most of their profit from their assets, e.g. banks and insurance companies.
Be Aware
Some businesses have very light assets, such as software companies or insurance agencies. The PB Ratio does not work well for these companies. Some companies even have negative equity, so the PB Ratio cannot be applied to them.
Insas Bhd PB Ratio Related Terms
Insas Bhd PB Ratio Historical Data
* Premium members only.
The historical data trend for Insas Bhd's PB Ratio can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Capital Markets subindustry, Insas Bhd's PB Ratio, along with its competitors' market caps and PB Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Insas Bhd PB Ratio vs Capital Markets Industry
For the Capital Markets industry and Financial Services sector, Insas Bhd's PB Ratio distribution charts can be found below:
* The bar in red indicates where Insas Bhd's PB Ratio falls into.
The PB Ratio, or Price-to-Book ratio, or Price/Book, is a financial ratio used to compare a company's market price to its Book Value per Share. It is a ratio widely used to value stocks.
Insas Bhd's PB Ratio for today is calculated as follows:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
It can also be calculated from the numbers for the whole company:
A closely related ratio is called Price-to-Tangible-Book. The difference between Price-to-Tangible-Book and PB Ratio is that book value other than intangibles are used in the calculation.
Insas Bhd (XKLS:3379) has a PB Ratio of 0.25 as of Jul. 11, 2026. Price-to-Book ratio is the ratio of share price to a company's book value per share. View historical data on Insas Bhd and its competitors. This is 14% below median its historical median of 0.29. Over the past decade, Insas Bhd's PB Ratio has ranged from 0.17 to 0.47. According to the industry distribution chart, Insas Bhd ranks #36 out of 775 companies in the Capital Markets industry, placing it in the top 4.6%.
Is Insas Bhd's PB Ratio too high?
Insas Bhd's current PB Ratio of 0.25 is 14% below median its 10-year median of 0.29. Over the past 10 years, this metric has ranged from a low of 0.17 to a high of 0.47. The Capital Markets industry median PB Ratio is 1.36. Insas Bhd's value of 0.25 is 81.6% below this industry median. Based on the distribution chart, Insas Bhd ranks #36 out of 775 companies in the Capital Markets industry, which is in the top quartile — a strong position relative to peers. Overall, Insas Bhd has a GF Score™ of 66/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Insas Bhd's PB Ratio compare to MS and GS?
According to the Capital Markets industry distribution chart, Insas Bhd ranks #36 out of 775 companies for PB Ratio. This places Insas Bhd in the top 5% of its industry — outperforming the majority of peers. The industry median PB Ratio is 1.36. Insas Bhd's value of 0.25 is 81.6% below this benchmark. Historically, Insas Bhd's own PB Ratio has ranged from 0.17 to 0.47 over the past decade. While the company's 10-year median is 0.29 vs. the industry median of 1.36, Insas Bhd has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PB Ratio for a Capital Markets company?
The median PB Ratio among Capital Markets companies is 1.36, based on 775 companies in the industry. Companies in the top quartile (top 25%) have a PB Ratio significantly above this median, while those in the bottom quartile fall well below. However, PB Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Insas Bhd's current PB Ratio of 0.25 is 81.6% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PB Ratio mean?
A high PB Ratio can signal that a stock is expensive relative to its fundamentals. Price-to-Book ratio is the ratio of share price to a company's book value per share. View historical data on Insas Bhd and its competitors. For the Capital Markets industry, the median PB Ratio is 1.36 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Insas Bhd's current PB Ratio is 0.25, which is 14% below median its own 10-year median of 0.29. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Insas Bhd stock overvalued right now?
Based on GuruFocus' analysis, Insas Bhd (XKLS:3379) is currently considered Modestly Undervalued. The stock's GF Value™ is RM1.18, compared to a current price of RM0.92 — trading 22.5% below its estimated fair value. The current PB Ratio is 0.25, which is 14% below median its 10-year median of 0.29 and 81.6% below the Capital Markets industry median of 1.36. Insas Bhd's overall GF Score™ is 66/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PB Ratio calculated?
PB Ratio is calculated from a company's financial statements. For Insas Bhd (XKLS:3379), the current PB Ratio is 0.25 as of Jul. 11, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Insas Bhd (XKLS:3379) Overvalued in 2026?
Based on GuruFocus' analysis, Insas Bhd stock appears to be undervalued.
The current stock price of RM0.92 is trading 22.5% below its estimated GF Value™ of RM1.18.
GuruFocus considers Insas Bhd to be Modestly Undervalued.
Key valuation signals for XKLS:3379:
PB Ratio: 0.25 (14% below median its 10-year median of 0.29)
GF Value™: RM1.18 vs. price of RM0.92 (22.5% below fair value)
Industry Position: 81.6% below the Capital Markets median (#36 of 775)
No single metric tells the full story. See the XKLS:3379 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Insas Bhd is an investment holding company. The company, along with its subsidiaries, is principally engaged in several business segments, which include stockbroking, provisioning of corporate finance and advisory services, structured finance, and the provision of Fund management services (Financial Services); investment holding and trading; Technology and IT-related services (Technology); manufacturing and distribution of consumer products and services, retail trading and car rental; and Property investment and development. The majority of its revenue is derived from its Investment holding and trading segment. Geographically, it derives key revenue from Malaysia and the rest from Singapore and other countries.
66GF Score
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