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Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.
GuruFocus Financial Strength Rank measures how strong a company's financial situation is. It is rated on a scale of 1 to 10 and is based on these factors:
1. The debt burden that the company has as measured by its Interest Coverage (current year). The higher, the better.
2. Debt to revenue ratio. The lower, the better.
3. Altman Z-Score.
4. Other debt related ratios.
A higher score indicates a stronger financial position, with companies rated 7 or above considered financially stable and unlikely to face distress. Conversely, a score of 3 or below suggests potential financial difficulties, indicating a higher risk of distress.
Insas Bhd's Interest Coverage for the quarter that ended in Jun. 2026 was 6.39.
Insas Bhd's debt to revenue ratio for the quarter that ended in Jun. 2026 was 0.56.
As of today, Insas Bhd's Altman Z-Score is 2.50.
Insas Bhd (XKLS:3379) Financial Strength Explanation
The rank is rated on a scale of 1 to 10. A higher score indicates a stronger financial position, with companies rated 7 or above considered financially stable and unlikely to face distress. Conversely, a score of 3 or below suggests potential financial difficulties, indicating a higher risk of distress.
Insas Bhd has the Financial Strength Rank of 5.
Insas Bhd Financial Strength Related Terms
XKLS:3379 vs MS, GS, SCHW: Financial Strength Comparison
For the Capital Markets subindustry, Insas Bhd's Financial Strength, along with its competitors' market caps and Financial Strength data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Insas Bhd Financial Strength vs Capital Markets Industry
For the Capital Markets industry and Financial Services sector, Insas Bhd's Financial Strength distribution charts can be found below:
* The bar in red indicates where Insas Bhd's Financial Strength falls into.
Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:
Z-Score model is an accurate forecaster of failure up to two years prior to distress. It can be considered the assessment of the distress of industrial corporations.
The zones of discrimination were as such:
When Z-Score is less than 1.81, it is in Distress Zones.
When Z-Score is greater than 2.99, it is in Safe Zones.
When Z-Score is between 1.81 and 2.99, it is in Grey Zones.
Insas Bhd has a Z-score of 2.50, indicating it is in Grey Zones. This implies that Insas Bhd is in some kind of financial stress. If it is below 1.81, the company may faces bankrupcy risk.
Warning Sign:
Altman Z-score of 2.5 is in the grey area. This implies that the company is under some kind of financial stress. If it is below 1.8, the company may face bankruptcy risk.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Insas Bhd (XKLS:3379) has a Financial Strength of 5 as of Jun. 2026. The financial strength rank measures the strength of a company's balance sheet based on revenue and debt. View historical data on Insas Bhd and its competitors. This is near median its historical median of 5.00. Over the past decade, Insas Bhd's Financial Strength has ranged from 4.00 to 6.00.
Is Insas Bhd's Financial Strength too high?
Insas Bhd's current Financial Strength of 5 is near median its 10-year median of 5.00. Over the past 10 years, this metric has ranged from a low of 4.00 to a high of 6.00. Overall, Insas Bhd has a GF Score™ of 66/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Insas Bhd's Financial Strength compare to MS and GS?
Insas Bhd's Financial Strength of 5 can be compared against companies in the Capital Markets industry. Historically, Insas Bhd's own Financial Strength has ranged from 4.00 to 6.00 over the past decade. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Financial Strength for a Capital Markets company?
A good Financial Strength depends on the Capital Markets industry context. However, Financial Strength should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Financial Strength mean?
A high Financial Strength can signal that a stock is expensive relative to its fundamentals. The financial strength rank measures the strength of a company's balance sheet based on revenue and debt. View historical data on Insas Bhd and its competitors. Insas Bhd's current Financial Strength is 5, which is near median its own 10-year median of 5.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Insas Bhd stock overvalued right now?
Based on GuruFocus' analysis, Insas Bhd (XKLS:3379) is currently considered Significantly Undervalued. The stock's GF Value™ is RM1.55, compared to a current price of RM0.89 — trading 42.6% below its estimated fair value. The current Financial Strength is 5, which is near median its 10-year median of 5.00. Insas Bhd's overall GF Score™ is 66/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Financial Strength calculated?
Financial Strength is calculated from a company's financial statements. For Insas Bhd (XKLS:3379), the current Financial Strength is 5 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Insas Bhd (XKLS:3379) Overvalued in 2026?
Based on GuruFocus' analysis, Insas Bhd stock appears to be undervalued.
The current stock price of RM0.89 is trading 42.6% below its estimated GF Value™ of RM1.55.
GuruFocus considers Insas Bhd to be Significantly Undervalued.
Key valuation signals for XKLS:3379:
Financial Strength: 5 (near median its 10-year median of 5.00)
GF Value™: RM1.55 vs. price of RM0.89 (42.6% below fair value)
No single metric tells the full story. See the XKLS:3379 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Insas Bhd is an investment holding company. The company, along with its subsidiaries, is principally engaged in several business segments, which include stockbroking, provisioning of corporate finance and advisory services, structured finance, and the provision of Fund management services (Financial Services); investment holding and trading; Technology and IT-related services (Technology); manufacturing and distribution of consumer products and services, retail trading and car rental; and Property investment and development. The majority of its revenue is derived from its Investment holding and trading segment. Geographically, it derives key revenue from Malaysia and the rest from Singapore and other countries.
66GF Score
Get the complete analysis for XKLS:3379
Financial Strength is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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