Insas BhdXKLS:3379 +0.58%68 Interest Coverage is 2.82 as of Mar. 2026, which is 84% above its 10-year median of 1.53. GuruFocus rates XKLS:3379 with a GF Score™ of 68/100 and a GF Value™ of RM1.18 (Modestly Undervalued). The stock has 6 warning signs investors should review. Among 430 Capital Markets companies, Insas Bhd ranks worse than 67.21% on this metric.
Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's
Operating Income
by its Interest Expense. Insas Bhd's
Operating Income
for the
three
months ended in Mar. 2026 was RM23.2 Mil. Insas Bhd's Interest Expense for the
three
months ended in Mar. 2026 was RM-8.2 Mil.
Insas Bhd's interest coverage for the quarter that ended in Mar. 2026 was 2.82.
The higher the ratio, the stronger the company's financial strength is.
The historical rank and industry rank for Insas Bhd's Interest Coverage or its related term are showing as below:
XKLS:3379'
s Interest Coverage Range Over the Past 10 Years
Min: 0.12 Med: 1.53 Max: 4.45
Current: 4.45
XKLS:3379's Interest Coverage is ranked worse than 67.21% of 430
companies
in the Capital Markets industry
Industry Median: 19.375
vs XKLS:3379: 4.45
Insas Bhd (XKLS:3379) Interest Coverage Explanation
Ben Graham requires that a company has a minimum interest coverage of 5 with the companies he invested. If the interest coverage is less than 2, the company is burdened by debt. Any business slow or recession may drag the company into a situation where it cannot pay the interest on its debt.
Interest Coverage is an important factor when GuruFocus ranks a company's overage Financial Strength .
Insas Bhd Interest Coverage Related Terms
Insas Bhd Interest Coverage Historical Data
* Premium members only.
The historical data trend for Insas Bhd's Interest Coverage can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.
XKLS:3379 vs MS, GS, SCHW: Interest Coverage Comparison
For the Capital Markets subindustry, Insas Bhd's Interest Coverage, along with its competitors' market caps and Interest Coverage data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Insas Bhd Interest Coverage vs Capital Markets Industry
For the Capital Markets industry and Financial Services sector, Insas Bhd's Interest Coverage distribution charts can be found below:
* The bar in red indicates where Insas Bhd's Interest Coverage falls into.
Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Insas Bhd (XKLS:3379) has a Interest Coverage of 2.82 as of Mar. 2026. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Insas Bhd and its competitors. This is 84% above median its historical median of 1.53. Over the past decade, Insas Bhd's Interest Coverage has ranged from 0.12 to 4.45. According to the industry distribution chart, Insas Bhd ranks #289 out of 430 companies in the Capital Markets industry, placing it in the top 67.2%.
Is Insas Bhd's Interest Coverage too high?
Insas Bhd's current Interest Coverage of 2.82 is 84% above median its 10-year median of 1.53. Over the past 10 years, this metric has ranged from a low of 0.12 to a high of 4.45. The Capital Markets industry median Interest Coverage is 19.38. Insas Bhd's value of 2.82 is 85.4% below this industry median. Based on the distribution chart, Insas Bhd ranks #289 out of 430 companies in the Capital Markets industry, which is below the industry midpoint. Overall, Insas Bhd has a GF Score™ of 68/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Insas Bhd's Interest Coverage compare to MS and GS?
According to the Capital Markets industry distribution chart, Insas Bhd ranks #289 out of 430 companies for Interest Coverage. This places Insas Bhd in the lower half of its industry. The industry median Interest Coverage is 19.38. Insas Bhd's value of 2.82 is 85.4% below this benchmark. Historically, Insas Bhd's own Interest Coverage has ranged from 0.12 to 4.45 over the past decade. While the company's 10-year median is 1.53 vs. the industry median of 19.38, Insas Bhd has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Coverage for a Capital Markets company?
The median Interest Coverage among Capital Markets companies is 19.38, based on 430 companies in the industry. Companies in the top quartile (top 25%) have a Interest Coverage significantly above this median, while those in the bottom quartile fall well below. However, Interest Coverage should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Insas Bhd's current Interest Coverage of 2.82 is 85.4% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Coverage mean?
A high Interest Coverage can signal that a stock is expensive relative to its fundamentals. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Insas Bhd and its competitors. For the Capital Markets industry, the median Interest Coverage is 19.38 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Insas Bhd's current Interest Coverage is 2.82, which is 84% above median its own 10-year median of 1.53. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Insas Bhd stock overvalued right now?
Based on GuruFocus' analysis, Insas Bhd (XKLS:3379) is currently considered Modestly Undervalued. The stock's GF Value™ is RM1.18, compared to a current price of RM0.87 — trading 26.7% below its estimated fair value. The current Interest Coverage is 2.82, which is 84% above median its 10-year median of 1.53 and 85.4% below the Capital Markets industry median of 19.38. Insas Bhd's overall GF Score™ is 68/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Coverage calculated?
Interest Coverage is calculated from a company's financial statements. For Insas Bhd (XKLS:3379), the current Interest Coverage is 2.82 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Insas Bhd (XKLS:3379) Overvalued in 2026?
Based on GuruFocus' analysis, Insas Bhd stock appears to be undervalued.
The current stock price of RM0.87 is trading 26.7% below its estimated GF Value™ of RM1.18.
GuruFocus considers Insas Bhd to be Modestly Undervalued.
Key valuation signals for XKLS:3379:
Interest Coverage: 2.82 (84% above median its 10-year median of 1.53)
GF Value™: RM1.18 vs. price of RM0.87 (26.7% below fair value)
Industry Position: 85.4% below the Capital Markets median (#289 of 430)
No single metric tells the full story. See the XKLS:3379 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Insas Bhd is an investment holding company. The company, along with its subsidiaries, is principally engaged in several business segments, which include stockbroking, provisioning of corporate finance and advisory services, structured finance, and the provision of Fund management services (Financial Services); investment holding and trading; Technology and IT-related services (Technology); manufacturing and distribution of consumer products and services, retail trading and car rental; and Property investment and development. The majority of its revenue is derived from its Investment holding and trading segment. Geographically, it derives key revenue from Malaysia and the rest from Singapore and other countries.
68GF Score
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