PCB (PCB Bancorp) Debt-to-Equity : 0.05 (As of Sep. 2024)

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What is PCB Bancorp Debt-to-Equity?

PCB Bancorp's Short-Term Debt & Capital Lease Obligation for the quarter that ended in Sep. 2024 was $0.00 Mil. PCB Bancorp's Long-Term Debt & Capital Lease Obligation for the quarter that ended in Sep. 2024 was $19.30 Mil. PCB Bancorp's Total Stockholders Equity for the quarter that ended in Sep. 2024 was $362.30 Mil. PCB Bancorp's debt to equity for the quarter that ended in Sep. 2024 was 0.05.

A high debt to equity ratio generally means that a company has been aggressive in financing its growth with debt. This can result in volatile earnings as a result of the additional interest expense.

The historical rank and industry rank for PCB Bancorp's Debt-to-Equity or its related term are showing as below:

PCB' s Debt-to-Equity Range Over the Past 10 Years
Min: 0.02 Med: 0.14 Max: 0.61
Current: 0.05

During the past 13 years, the highest Debt-to-Equity Ratio of PCB Bancorp was 0.61. The lowest was 0.02. And the median was 0.14.

PCB's Debt-to-Equity is ranked better than
94.69% of 1449 companies
in the Banks industry
Industry Median: 0.63 vs PCB: 0.05

PCB Bancorp Debt-to-Equity Historical Data

The historical data trend for PCB Bancorp's Debt-to-Equity can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Premium members only.

PCB Bancorp Debt-to-Equity Chart

PCB Bancorp Annual Data

Trend

Dec14

Dec15

Dec16

Dec17

Dec18

Dec19

Dec20

Dec21

Dec22

Dec23

Debt-to-Equity

Get a 7-Day Free Trial

0.13

0.38

0.07

0.08

0.17

PCB Bancorp Quarterly Data
	Dec19	Mar20	Jun20	Sep20	Dec20	Mar21	Jun21	Sep21	Dec21	Mar22	Jun22	Sep22	Dec22	Mar23	Jun23	Sep23	Dec23	Mar24	Jun24	Sep24
Debt-to-Equity	Get a 7-Day Free Trial															0.02	0.17	0.20	0.16	0.05

Competitive Comparison of PCB Bancorp's Debt-to-Equity

For the Banks - Regional subindustry, PCB Bancorp's Debt-to-Equity, along with its competitors' market caps and Debt-to-Equity data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

PCB Bancorp's Debt-to-Equity Distribution in the Banks Industry

For the Banks industry and Financial Services sector, PCB Bancorp's Debt-to-Equity distribution charts can be found below:

* The bar in red indicates where PCB Bancorp's Debt-to-Equity falls into.

PCB Bancorp Debt-to-Equity Calculation

Debt to Equity measures the financial leverage a company has.

PCB Bancorp's Debt to Equity Ratio for the fiscal year that ended in Dec. 2023 is calculated as

Debt to Equity	=	Total Debt			/	Total Stockholders Equity
	=	(Short-Term Debt & Capital Lease Obligation	+	Long-Term Debt & Capital Lease Obligation)	/	Total Stockholders Equity
	=	(0	+	59.137)	/	348.872
	=	0.17

PCB Bancorp's Debt to Equity Ratio for the quarter that ended in Sep. 2024 is calculated as

Debt to Equity	=	Total Debt			/	Total Stockholders Equity
	=	(Short-Term Debt & Capital Lease Obligation	+	Long-Term Debt & Capital Lease Obligation)	/	Total Stockholders Equity
	=	(0	+	19.301)	/	362.3
	=	0.05

PCB Bancorp (NAS:PCB) Debt-to-Equity Explanation

In the calculation of Debt to Equity, we use the total of Short-Term Debt & Capital Lease Obligation and Long-Term Debt & Capital Lease Obligation divided by Total Stockholders Equity. In some calculations, Total Liabilities is used to for calculation.

Be Aware

Because a company can increase its ROE % by having more financial leverage, it is important to watch the leverage ratio when investing in high ROE % companies.

PCB Bancorp Debt-to-Equity Related Terms

Thank you for viewing the detailed overview of PCB Bancorp's Debt-to-Equity provided by GuruFocus.com. Please click on the following links to see related term pages.

PCB Bancorp Business Description

Industry

GURUFOCUS.COM » STOCK LIST » Financial Services » Banks » PCB Bancorp (NAS:PCB) » Definitions » Debt-to-Equity

Comparable Companies

Traded in Other Exchanges

N/A

Address

3701 Wilshire Boulevard, Suite 900, Los Angeles, CA, USA, 90010

Website

https://www.mypcbbank.com

PCB Bancorp is a bank holding company, which engages in the provision of consumer and commercial banking services. It provides Personal, Business, and Loan services, which provide banking, lending, and digital, tools, home loans, and others. Also, it offers a broad range of loans, deposits, and other products and services predominantly to small and middle-market businesses and individuals.

Executives

Don Rhee	director	3701 WILSHIRE BOULEVARD, SUITE 900, LOS ANGELES CA 90010
Henry Kim	director, officer: President, CEO and Director	3701 WILSHIRE BOULEVARD, SUITE 900, LOS ANGELES CA 90010
Sang Young Lee	director	3701 WILSHIRE BOULEVARD, SUITE 900, LOS ANGELES CA 90010
Daniel Cho	other: Director of Subsidiary	3701 WILSHIRE BOULEVARD, SUITE 900, LOS ANGELES CA 90010
Janice Chung	director	3701 WILSHIRE BOULEVARD, SUITE 900, LOS ANGELES CA 90010
Mimi Lee	officer: See Remarks	3701 WILSHIRE BOULEVARD, SUITE 900, LOS ANGELES CA 90010
Haeyoung Cho	director	3701 WILSHIRE BOULEVARD, SUITE 900, LOS ANGELES CA 90010
Sarah Jun	other: Director of Subsidiary	3701 WILSHIRE BOULEVARD, SUITE 900, LOS ANGELES CA 90010
Justin Chon	officer: See Remarks	3701 WILSHIRE BOULEVARD, SUITE 900, LOS ANGELES CA 90010
David W. Kim	officer: EVP & CHIEF BANKING OFFICER	3701 WILSHIRE BOULEVARD., SUITE 900, LOS ANGELES CA 90010
Michael A. Kwon	officer: SVP & CHIEF TECHNOLOGY OFFICER	3701 WILSHIRE BOULEVARD, SUITE 900, LOS ANGELES CA 90010
John Ju	officer: See Remarks	3701 WILSHIRE BOULEVARD, SUITE 900, LOS ANGELES CA 90010
Suk Won Youn	director	3701 WILSHIRE BOULEVARD, SUITE 900, LOS ANGELES CA 90010
Brian Bang	officer: See Remarks	3701 WILSHIRE BOULEVARD, SUITE 900, LOS ANGELES CA 90010
Kwang Jin Chung	director	3701 WILSHIRE BOULEVARD, SUITE 900, LOS ANGELES CA 90010