PCB BancorpPCB +2.06%71 OCF Yield % is 11.40 as of Jun. 24, 2026, which is 3% below its 10-year median of 11.78. GuruFocus rates PCB with a GF Score™ of 71/100 and a GF Value™ of $23.04 (Modestly Overvalued). The stock has 7 warning signs investors should review. Among 1,502 Banks companies, PCB Bancorp ranks better than 60.19% on this metric.
OCF Yield % is calculated as Cash Flow from Operations divided by Market Capitalization. It is a financial solvency ratio that compares the operating cash flow a company is expected to earn against its market value.
Similar to Earnings Yield %, OCF Yield % is financial solvency ratio. A lower ratio suggests a less attractive investment, indicating that investors might not receive substantial returns in proportion to their investment. Conversely, a high operating cash flow yield signals that a company generates sufficient cash to comfortably meet its debts, obligations, and dividend payments, making it a promising investment choice.
PCB Bancorp OCF Yield % Related Terms
PCB Bancorp OCF Yield % Historical Data
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The historical data trend for PCB Bancorp's OCF Yield % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, PCB Bancorp's OCF Yield %, along with its competitors' market caps and OCF Yield % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
PCB Bancorp OCF Yield % vs Banks Industry
For the Banks industry and Financial Services sector, PCB Bancorp's OCF Yield % distribution charts can be found below:
* The bar in red indicates where PCB Bancorp's OCF Yield % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
PCB Bancorp (PCB) has a OCF Yield % of 11.40 as of Jun. 24, 2026. OCF Yield is calculated as Cash Flow from Operations divided by Market Capitalization. View historical data on PCB Bancorp and its competitors. This is near median its historical median of 11.78. According to the industry distribution chart, PCB Bancorp ranks #598 out of 1502 companies in the Banks industry, placing it in the top 39.8%.
Is PCB Bancorp's OCF Yield % too high?
PCB Bancorp's current OCF Yield % of 11.40 is near median its 10-year median of 11.78. The Banks industry median OCF Yield % is 9.28. PCB Bancorp's value of 11.40 is 22.9% above this industry median. Based on the distribution chart, PCB Bancorp ranks #598 out of 1502 companies in the Banks industry, which is above the industry midpoint. Overall, PCB Bancorp has a GF Score™ of 71/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does PCB Bancorp's OCF Yield % compare to AVBC and MVBF?
According to the Banks industry distribution chart, PCB Bancorp ranks #598 out of 1502 companies for OCF Yield %. This puts PCB Bancorp in the upper half of its industry. The industry median OCF Yield % is 9.28. PCB Bancorp's value of 11.40 is 22.9% above this benchmark. While the company's 10-year median is 11.78 vs. the industry median of 9.28, PCB Bancorp has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good OCF Yield % for a Banks company?
The median OCF Yield % among Banks companies is 9.28, based on 1,502 companies in the industry. Companies in the top quartile (top 25%) have a OCF Yield % significantly above this median, while those in the bottom quartile fall well below. However, OCF Yield % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. PCB Bancorp's current OCF Yield % of 11.40 is 22.9% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high OCF Yield % mean?
A high OCF Yield % can signal that a stock is expensive relative to its fundamentals. OCF Yield is calculated as Cash Flow from Operations divided by Market Capitalization. View historical data on PCB Bancorp and its competitors. For the Banks industry, the median OCF Yield % is 9.28 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. PCB Bancorp's current OCF Yield % is 11.40, which is near median its own 10-year median of 11.78. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is PCB Bancorp stock overvalued right now?
Based on GuruFocus' analysis, PCB Bancorp (PCB) is currently considered Modestly Overvalued. The stock's GF Value™ is $23.04, compared to a current price of $27.68 — trading 20.1% above its estimated fair value. The current OCF Yield % is 11.40, which is near median its 10-year median of 11.78 and 22.9% above the Banks industry median of 9.28. PCB Bancorp's overall GF Score™ is 71/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is OCF Yield % calculated?
OCF Yield % is calculated from a company's financial statements. For PCB Bancorp (PCB), the current OCF Yield % is 11.40 as of Jun. 24, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is PCB Bancorp (PCB) Overvalued in 2026?
Based on GuruFocus' analysis, PCB Bancorp stock appears to be overvalued.
The current stock price of $27.68 is trading 20.1% above its estimated GF Value™ of $23.04.
GuruFocus considers PCB Bancorp to be Modestly Overvalued.
Key valuation signals for PCB:
OCF Yield %: 11.40 (near median its 10-year median of 11.78)
GF Value™: $23.04 vs. price of $27.68 (20.1% above fair value)
Industry Position: 22.9% above the Banks median (#598 of 1502)
No single metric tells the full story. See the PCB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
PCB Bancorp is a bank holding company, which engages in the provision of consumer and commercial banking services. It provides Personal, Business, and Loan services, which provide banking, lending, and digital, tools, home loans, and others. Also, it offers a broad range of loans, deposits, and other products and services predominantly to small and middle-market businesses and individuals. The company provided it's services in Los Angeles and Orange Counties, California; Bellevue, Washington; and Atlanta, Georgia.
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