PCB (PCB Bancorp) Dividend Payout Ratio: 0.21 (As of Mar. 2026) — Near Median


PCB PCB Bancorp PCB
71 GF Score
Price $27.74
GF Value $23.04
Valuation Modestly Overvalued
! 7 Warning Signs
View Full Analysis

What is PCB Bancorp Dividend Payout Ratio?

PCB Bancorp PCB +2.27% 71 Dividend Payout Ratio is 0.21 as of Mar. 2026, which is at its 10-year median of 0.21. GuruFocus rates PCB with a GF Score™ of 71/100 and a GF Value™ of $23.04 (Modestly Overvalued). The stock has 7 warning signs investors should review. Among 1,169 Banks companies, PCB Bancorp ranks better than 70.49% on this metric.

The Dividend Payout Ratio is the measure of dividends paid out to shareholders relative to the company's net income. It is calculated as the Dividends per Share divided by the Earnings per Share (Diluted) during the same time period. PCB Bancorp's Dividend Payout Ratio for the months ended in Mar. 2026 was 0.21.

The historical rank and industry rank for PCB Bancorp's Dividend Payout Ratio or its related term are showing as below:

PCB' s Dividend Payout Ratio Range Over the Past 10 Years
Min: 0.07   Med: 0.21   Max: 0.41
Current: 0.24

During the past 13 years, the highest Dividend Payout Ratio of PCB Bancorp was 0.41. The lowest was 0.07. And the median was 0.21.

PCB's Dividend Payout Ratio is ranked better than
70.49% of 1169 companies
in the Banks industry
Industry Median: 0.32 vs PCB: 0.24

As of today (2026-06-24), the Dividend Yield % of PCB Bancorp is 3.03%.

During the past 13 years, the highest Trailing Annual Dividend Yield of PCB Bancorp was 4.87%. The lowest was 0.20%. And the median was 3.03%.

PCB Bancorp's Dividends per Share for the months ended in Mar. 2026 was $0.22.

During the past 12 months, PCB Bancorp's average Dividends Per Share Growth Rate was 10.80% per year. During the past 3 years, the average Dividends Per Share Growth Rate was 10.10% per year. During the past 5 years, the average Dividends Per Share Growth Rate was 15.60% per year. During the past 10 years, the average Dividends Per Share Growth Rate was 29.60% per year.

During the past 13 years, the highest 3-Year average Dividends Per Share Growth Rate of PCB Bancorp was 54.20% per year. The lowest was 10.10% per year. And the median was 25.90% per year.

The growth rate is calculated with least square regression.

For more information regarding to dividend, please check our Dividend Page.

* Please note that "special dividend" is not included in the calculation of dividend per share and related fields.

PCB Bancorp (NAS:PCB) Dividend Payout Ratio Explanation

In dividends investing, Dividend Payout Ratio and Dividend Growth Rate are the two most important variables for consideration. A lower payout ratio may indicate that the company has more room to increase its dividends.

PCB Bancorp Dividend Payout Ratio Related Terms

PCB Bancorp Dividend Payout Ratio Historical Data

* Premium members only.

The historical data trend for PCB Bancorp's Dividend Payout Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

PCB Bancorp Dividend Payout Ratio Chart

PCB Bancorp Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Dividend Payout Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.17 0.26 0.33 0.41 0.31

PCB Bancorp Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Dividend Payout Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.37 0.32 0.26 0.20 0.21

PCB vs AVBC, MVBF, FRST: Dividend Payout Ratio Comparison

For the Banks - Regional subindustry, PCB Bancorp's Dividend Payout Ratio, along with its competitors' market caps and Dividend Payout Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

PCB Bancorp Dividend Payout Ratio vs Banks Industry

For the Banks industry and Financial Services sector, PCB Bancorp's Dividend Payout Ratio distribution charts can be found below:

* The bar in red indicates where PCB Bancorp's Dividend Payout Ratio falls into.


PCB
71GF Score
PCB Bancorp PCB
Dividend Payout Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

PCB Bancorp Dividend Payout Ratio Calculation

The Dividend Payout Ratio is the measure of dividends paid out to shareholders relative to the company's net income. It is calculated as the Dividends per Share divided by the Earnings per Share (Diluted) during the same time period.

PCB Bancorp's Dividend Payout Ratio for the fiscal year that ended in Dec. 2025 is calculated as

Dividend Payout Ratio=Dividends per Share (A: Dec. 2025 )/ EPS without NRI (A: Dec. 2025 )
=0.8/ 2.58
=0.31

PCB Bancorp's Dividend Payout Ratio for the quarter that ended in Mar. 2026 is calculated as

Dividend Payout Ratio=Dividends per Share (Q: Mar. 2026 )/ EPS without NRI (Q: Mar. 2026 )
=0.22/ 1.07
=0.21

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Dividend Payout Ratio →
What does a Dividend Payout Ratio of 0.21 mean?
PCB Bancorp (PCB) has a Dividend Payout Ratio of 0.21 as of Mar. 2026. Dividend payout ratio is the percent of company earnings paid out as dividends. View historical data on PCB Bancorp and its competitors. This is near median its historical median of 0.21. Over the past decade, PCB Bancorp's Dividend Payout Ratio has ranged from 0.07 to 0.41. According to the industry distribution chart, PCB Bancorp ranks #345 out of 1169 companies in the Banks industry, placing it in the top 29.5%.
Is PCB Bancorp's Dividend Payout Ratio too high?
PCB Bancorp's current Dividend Payout Ratio of 0.21 is near median its 10-year median of 0.21. Over the past 10 years, this metric has ranged from a low of 0.07 to a high of 0.41. The Banks industry median Dividend Payout Ratio is 0.32. PCB Bancorp's value of 0.21 is 34.4% below this industry median. Based on the distribution chart, PCB Bancorp ranks #345 out of 1169 companies in the Banks industry, which is above the industry midpoint. Overall, PCB Bancorp has a GF Score™ of 71/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does PCB Bancorp's Dividend Payout Ratio compare to AVBC and MVBF?
According to the Banks industry distribution chart, PCB Bancorp ranks #345 out of 1169 companies for Dividend Payout Ratio. This puts PCB Bancorp in the upper half of its industry. The industry median Dividend Payout Ratio is 0.32. PCB Bancorp's value of 0.21 is 34.4% below this benchmark. Historically, PCB Bancorp's own Dividend Payout Ratio has ranged from 0.07 to 0.41 over the past decade. While the company's 10-year median is 0.21 vs. the industry median of 0.32, PCB Bancorp has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Dividend Payout Ratio for a Banks company?
The median Dividend Payout Ratio among Banks companies is 0.32, based on 1,169 companies in the industry. Companies in the top quartile (top 25%) have a Dividend Payout Ratio significantly above this median, while those in the bottom quartile fall well below. However, Dividend Payout Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. PCB Bancorp's current Dividend Payout Ratio of 0.21 is 34.4% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Dividend Payout Ratio mean?
A high Dividend Payout Ratio can signal that a stock is expensive relative to its fundamentals. Dividend payout ratio is the percent of company earnings paid out as dividends. View historical data on PCB Bancorp and its competitors. For the Banks industry, the median Dividend Payout Ratio is 0.32 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. PCB Bancorp's current Dividend Payout Ratio is 0.21, which is near median its own 10-year median of 0.21. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is PCB Bancorp stock overvalued right now?
Based on GuruFocus' analysis, PCB Bancorp (PCB) is currently considered Modestly Overvalued. The stock's GF Value™ is $23.04, compared to a current price of $27.74 — trading 20.4% above its estimated fair value. The current Dividend Payout Ratio is 0.21, which is near median its 10-year median of 0.21 and 34.4% below the Banks industry median of 0.32. PCB Bancorp's overall GF Score™ is 71/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Dividend Payout Ratio calculated?
Dividend Payout Ratio is calculated from a company's financial statements. For PCB Bancorp (PCB), the current Dividend Payout Ratio is 0.21 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is PCB Bancorp (PCB) Overvalued in 2026?

Based on GuruFocus' analysis, PCB Bancorp stock appears to be overvalued. The current stock price of $27.74 is trading 20.4% above its estimated GF Value™ of $23.04. GuruFocus considers PCB Bancorp to be Modestly Overvalued.

Key valuation signals for PCB:

  • Dividend Payout Ratio: 0.21 (near median its 10-year median of 0.21)
  • GF Value™: $23.04 vs. price of $27.74 (20.4% above fair value)
  • GF Score™: 71/100 with 7 warning signs
  • Industry Position: 34.4% below the Banks median (#345 of 1169)

No single metric tells the full story. See the PCB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

PCB Bancorp Business Description

Other Exchanges 9UH:Germany
Address 3701 Wilshire Boulevard, Suite 900, Los Angeles, CA, USA, 90010
PCB Bancorp is a bank holding company, which engages in the provision of consumer and commercial banking services. It provides Personal, Business, and Loan services, which provide banking, lending, and digital, tools, home loans, and others. Also, it offers a broad range of loans, deposits, and other products and services predominantly to small and middle-market businesses and individuals. The company provided it's services in Los Angeles and Orange Counties, California; Bellevue, Washington; and Atlanta, Georgia.
71GF Score

Get the complete analysis for PCB

Dividend Payout Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$27.74
Price
$23.04
GF Value