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PCB (PCB Bancorp) Cyclically Adjusted PB Ratio : 1.19 (As of May. 10, 2025)


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What is PCB Bancorp Cyclically Adjusted PB Ratio?

As of today (2025-05-10), PCB Bancorp's current share price is $19.915. PCB Bancorp's Cyclically Adjusted Book per Share for the quarter that ended in Dec. 2024 was $16.67. PCB Bancorp's Cyclically Adjusted PB Ratio for today is 1.19.

The historical rank and industry rank for PCB Bancorp's Cyclically Adjusted PB Ratio or its related term are showing as below:

PCB' s Cyclically Adjusted PB Ratio Range Over the Past 10 Years
Min: 0.63   Med: 1.12   Max: 1.61
Current: 1.2

During the past years, PCB Bancorp's highest Cyclically Adjusted PB Ratio was 1.61. The lowest was 0.63. And the median was 1.12.

PCB's Cyclically Adjusted PB Ratio is ranked worse than
62.16% of 1271 companies
in the Banks industry
Industry Median: 1 vs PCB: 1.20

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PB Ratio. The Cyclically Adjusted Book per Share is the average of the inflation adjusted book value per share of a company over the past 10 years.

PCB Bancorp's adjusted book value per share data for the three months ended in Dec. 2024 was $20.490. Add all the adjusted book value per share for the past 10 years together and divide the count will get our Cyclically Adjusted Book per Share, which is $16.67 for the trailing ten years ended in Dec. 2024.

Shiller PE for Stocks: The True Measure of Stock Valuation


PCB Bancorp Cyclically Adjusted PB Ratio Historical Data

The historical data trend for PCB Bancorp's Cyclically Adjusted PB Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Premium members only.

PCB Bancorp Cyclically Adjusted PB Ratio Chart

PCB Bancorp Annual Data
Trend Dec15 Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24
Cyclically Adjusted PB Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.72 1.43 1.10 1.12 1.21

PCB Bancorp Quarterly Data
Jun20 Sep20 Dec20 Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25
Cyclically Adjusted PB Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.98 0.98 1.13 1.21 -

Competitive Comparison of PCB Bancorp's Cyclically Adjusted PB Ratio

For the Banks - Regional subindustry, PCB Bancorp's Cyclically Adjusted PB Ratio, along with its competitors' market caps and Cyclically Adjusted PB Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


PCB Bancorp's Cyclically Adjusted PB Ratio Distribution in the Banks Industry

For the Banks industry and Financial Services sector, PCB Bancorp's Cyclically Adjusted PB Ratio distribution charts can be found below:

* The bar in red indicates where PCB Bancorp's Cyclically Adjusted PB Ratio falls into.


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PCB Bancorp Cyclically Adjusted PB Ratio Calculation

Like the Shiller PE Ratio, the Cyclically Adjusted PB Ratio takes the Book Value per Share from the past 10 years, adjusts it for inflation, and then calculates the average. This average is then used for the P/B calculation. Because it considers this 10-year average, it's often referred to as the CAPB Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller to measure the valuation of the overall market. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PB Ratio.

PCB Bancorp's Cyclically Adjusted PB Ratio for today is calculated as

Cyclically Adjusted PB Ratio=Share Price/ Cyclically Adjusted Book per Share
=19.915/16.67
=1.19

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

PCB Bancorp's Cyclically Adjusted Book per Share for the quarter that ended in Dec. 2024 is calculated as:

For example, PCB Bancorp's adjusted Book Value per Share data for the three months ended in Dec. 2024 was:

Adj_Book=Book Value per Share/CPI of Dec. 2024 (Change)*Current CPI (Dec. 2024)
=20.49/133.1571*133.1571
=20.490

Current CPI (Dec. 2024) = 133.1571.

PCB Bancorp Quarterly Data

Book Value per Share CPI Adj_Book
200812 17.409 88.697 26.135
200912 10.543 91.111 15.408
201012 7.416 92.474 10.679
201112 3.738 95.213 5.228
201212 4.374 96.871 6.012
201312 6.119 98.326 8.287
201412 6.351 99.070 8.536
201512 7.511 99.792 10.022
201612 9.485 101.863 12.399
201706 0.000 103.349 0.000
201709 0.000 104.136 0.000
201712 10.597 104.011 13.566
201803 0.000 105.290 0.000
201806 11.271 106.317 14.116
201809 12.705 106.507 15.884
201812 13.162 105.998 16.534
201903 13.566 107.251 16.843
201906 13.979 108.070 17.224
201909 14.299 108.329 17.576
201912 14.442 108.420 17.737
202003 14.582 108.902 17.830
202006 14.776 108.767 18.089
202009 14.912 109.815 18.082
202012 15.195 109.897 18.411
202103 15.533 111.754 18.508
202106 16.086 114.631 18.686
202109 16.682 115.734 19.193
202112 17.240 117.630 19.516
202203 17.468 121.301 19.175
202206 17.733 125.017 18.888
202209 17.746 125.227 18.870
202212 18.209 125.222 19.363
202303 18.722 127.348 19.576
202306 18.945 128.729 19.597
202309 19.101 129.860 19.586
202312 19.616 129.419 20.183
202403 19.690 131.776 19.896
202406 19.947 132.554 20.038
202409 20.548 133.029 20.568
202412 20.490 133.157 20.490

Add all the adjusted book value per share together and divide the count will get our Cyclically Adjusted Book per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.


PCB Bancorp  (NAS:PCB) Cyclically Adjusted PB Ratio Explanation

Compared with the regular PB Ratio, which works poorly for cyclical businesses, the Cyclically Adjusted PB Ratio smoothed out the fluctuations of book value during business cycles. Therefore it is more accurate in reflecting the valuation of the company.

If a company has consistent business performance, the Cyclically Adjusted PB Ratio should give similar results to regular PB Ratio.


PCB Bancorp Cyclically Adjusted PB Ratio Related Terms

Thank you for viewing the detailed overview of PCB Bancorp's Cyclically Adjusted PB Ratio provided by GuruFocus.com. Please click on the following links to see related term pages.


PCB Bancorp Business Description

Industry
Traded in Other Exchanges
Address
3701 Wilshire Boulevard, Suite 900, Los Angeles, CA, USA, 90010
PCB Bancorp is a bank holding company, which engages in the provision of consumer and commercial banking services. It provides Personal, Business, and Loan services, which provide banking, lending, and digital, tools, home loans, and others. Also, it offers a broad range of loans, deposits, and other products and services predominantly to small and middle-market businesses and individuals. The company provided it's services in Los Angeles and Orange Counties, California; Bellevue, Washington; and Atlanta, Georgia.
Executives
Sang Young Lee director 3701 WILSHIRE BOULEVARD, SUITE 900, LOS ANGELES CA 90010
Don Rhee director 3701 WILSHIRE BOULEVARD, SUITE 900, LOS ANGELES CA 90010
Henry Kim director, officer: President, CEO and Director 3701 WILSHIRE BOULEVARD, SUITE 900, LOS ANGELES CA 90010
Daniel Cho other: Director of Subsidiary 3701 WILSHIRE BOULEVARD, SUITE 900, LOS ANGELES CA 90010
Janice Chung director 3701 WILSHIRE BOULEVARD, SUITE 900, LOS ANGELES CA 90010
Mimi Lee officer: See Remarks 3701 WILSHIRE BOULEVARD, SUITE 900, LOS ANGELES CA 90010
Haeyoung Cho director 3701 WILSHIRE BOULEVARD, SUITE 900, LOS ANGELES CA 90010
Sarah Jun other: Director of Subsidiary 3701 WILSHIRE BOULEVARD, SUITE 900, LOS ANGELES CA 90010
Justin Chon officer: See Remarks 3701 WILSHIRE BOULEVARD, SUITE 900, LOS ANGELES CA 90010
David W. Kim officer: EVP & CHIEF BANKING OFFICER 3701 WILSHIRE BOULEVARD., SUITE 900, LOS ANGELES CA 90010
Michael A. Kwon officer: SVP & CHIEF TECHNOLOGY OFFICER 3701 WILSHIRE BOULEVARD, SUITE 900, LOS ANGELES CA 90010
John Ju officer: See Remarks 3701 WILSHIRE BOULEVARD, SUITE 900, LOS ANGELES CA 90010
Suk Won Youn director 3701 WILSHIRE BOULEVARD, SUITE 900, LOS ANGELES CA 90010
Brian Bang officer: See Remarks 3701 WILSHIRE BOULEVARD, SUITE 900, LOS ANGELES CA 90010
Kwang Jin Chung director 3701 WILSHIRE BOULEVARD, SUITE 900, LOS ANGELES CA 90010