PCB (PCB Bancorp) 1-Year Sharpe Ratio: 1.47 (As of Jul. 11, 2026)


PCB PCB Bancorp PCB
71 GF Score
Price $28.81
GF Value $23.11
Valuation Modestly Overvalued
! 6 Warning Signs
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What is PCB Bancorp 1-Year Sharpe Ratio?

PCB Bancorp PCB +0.63% 71 1-Year Sharpe Ratio is 1.47 as of Jul. 11, 2026. GuruFocus rates PCB with a GF Score™ of 71/100 and a GF Value™ of $23.11 (Modestly Overvalued). The stock has 6 warning signs investors should review.

The 1-Year Sharpe Ratio measures the additional return that an investor receives per unit of increase in risk over the past year. As of today (2026-07-11), PCB Bancorp's 1-Year Sharpe Ratio is 1.47.

PCB Bancorp  (NAS:PCB) 1-Year Sharpe Ratio Explanation

The 1-Year Sharpe Ratio inidicates the risk-adjusted return of an investment over the past year. It is calculated as the annualized result of the average monthly excess return divided by its standard deviation over the past year. The monthly excess return is the monthly investment return minus the monthly risk-free rate (typically the 10-year Treasury Constant Maturity Rate). If the risk-free rate for a specific region is not available, U.S. data is used by default.

The greater a portfolio's Sharpe Ratio, the better its risk-adjusted performance. A negative Sharpe Ratio means the risk-free rate is greater than the portfolio’s historical or projected return, or else the portfolio's return is expected to be negative.

PCB Bancorp 1-Year Sharpe Ratio Related Terms

PCB vs FNLC, PKBK, FCBM: 1-Year Sharpe Ratio Comparison

For the Banks - Regional subindustry, PCB Bancorp's 1-Year Sharpe Ratio, along with its competitors' market caps and 1-Year Sharpe Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

PCB Bancorp 1-Year Sharpe Ratio vs Banks Industry

For the Banks industry and Financial Services sector, PCB Bancorp's 1-Year Sharpe Ratio distribution charts can be found below:

* The bar in red indicates where PCB Bancorp's 1-Year Sharpe Ratio falls into.


PCB
71GF Score
PCB Bancorp PCB
1-Year Sharpe Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
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PCB Bancorp 1-Year Sharpe Ratio Calculation

The 1-Year Sharpe Ratio measures the performance of an investment such as a stock or portfolio compared to a risk-free asset. A stock / portfolio's 1-Year Sharpe Ratio can be calculated by dividing the difference between the one-year returns of the investment and the risk-free rate, by the standard deviation of the investment returns over one year.

Frequently Asked Questions Learn more about 1-Year Sharpe Ratio →
What does a 1-Year Sharpe Ratio of 1.47 mean?
PCB Bancorp (PCB) has a 1-Year Sharpe Ratio of 1.47 as of Jul. 11, 2026. 1-Year Sharpe Ratio measures the additional return that an investor receives per unit of increase in risk. View historical data for PCB Bancorp and its competitors.
Is PCB Bancorp's 1-Year Sharpe Ratio too high?
PCB Bancorp's current 1-Year Sharpe Ratio is 1.47. Overall, PCB Bancorp has a GF Score™ of 71/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does PCB Bancorp's 1-Year Sharpe Ratio compare to FNLC and PKBK?
PCB Bancorp's 1-Year Sharpe Ratio of 1.47 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 1-Year Sharpe Ratio for a Banks company?
A good 1-Year Sharpe Ratio depends on the Banks industry context. However, 1-Year Sharpe Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 1-Year Sharpe Ratio mean?
A high 1-Year Sharpe Ratio can signal that a stock is expensive relative to its fundamentals. 1-Year Sharpe Ratio measures the additional return that an investor receives per unit of increase in risk. View historical data for PCB Bancorp and its competitors. PCB Bancorp's current 1-Year Sharpe Ratio is 1.47. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is PCB Bancorp stock overvalued right now?
Based on GuruFocus' analysis, PCB Bancorp (PCB) is currently considered Modestly Overvalued. The stock's GF Value™ is $23.11, compared to a current price of $28.81 — trading 24.7% above its estimated fair value. The current 1-Year Sharpe Ratio is 1.47. PCB Bancorp's overall GF Score™ is 71/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 1-Year Sharpe Ratio calculated?
1-Year Sharpe Ratio is calculated from a company's financial statements. For PCB Bancorp (PCB), the current 1-Year Sharpe Ratio is 1.47 as of Jul. 11, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is PCB Bancorp (PCB) Overvalued in 2026?

Based on GuruFocus' analysis, PCB Bancorp stock appears to be overvalued. The current stock price of $28.81 is trading 24.7% above its estimated GF Value™ of $23.11. GuruFocus considers PCB Bancorp to be Modestly Overvalued.

Key valuation signals for PCB:

  • 1-Year Sharpe Ratio: 1.47
  • GF Value™: $23.11 vs. price of $28.81 (24.7% above fair value)
  • GF Score™: 71/100 with 6 warning signs

No single metric tells the full story. See the PCB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

PCB Bancorp Business Description

Other Exchanges 9UH:Germany
Address 3701 Wilshire Boulevard, Suite 900, Los Angeles, CA, USA, 90010
PCB Bancorp is a bank holding company, which engages in the provision of consumer and commercial banking services. It provides Personal, Business, and Loan services, which provide banking, lending, and digital, tools, home loans, and others. Also, it offers a broad range of loans, deposits, and other products and services predominantly to small and middle-market businesses and individuals. The company provided it's services in Los Angeles and Orange Counties, California; Bellevue, Washington; and Atlanta, Georgia.
71GF Score

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1-Year Sharpe Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$28.81
Price
$23.11
GF Value