PCB (PCB Bancorp) Long-Term Debt: $50.0 Mil (As of Mar. 2026)


PCB PCB Bancorp PCB
71 GF Score
Price $28.03
GF Value $23.04
Valuation Modestly Overvalued
! 6 Warning Signs
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What is PCB Bancorp Long-Term Debt?

PCB Bancorp PCB +0.90% 71 Long-Term Debt is $50.0 Mil as of Mar. 2026. GuruFocus rates PCB with a GF Score™ of 71/100 and a GF Value™ of $23.04 (Modestly Overvalued). The stock has 6 warning signs investors should review.

PCB Bancorp's Long-Term Debt for the quarter that ended in Mar. 2026 was $50.0 Mil.

PCB Bancorp's quarterly Long-Term Debt increased from Sep. 2025 ($0.0 Mil) to Dec. 2025 ($34.0 Mil) and increased from Dec. 2025 ($34.0 Mil) to Mar. 2026 ($50.0 Mil).

PCB Bancorp's annual Long-Term Debt declined from Dec. 2023 ($39.0 Mil) to Dec. 2024 ($0.0 Mil) but then increased from Dec. 2024 ($0.0 Mil) to Dec. 2025 ($34.0 Mil).

PCB Bancorp  (NAS:PCB) Long-Term Debt Explanation

Long-Term Debt is the sum of the carrying values as of the balance sheet date of all long-term debt, which is debt initially having maturities due after one year or beyond the operating cycle, if longer, but excluding the portions thereof scheduled to be repaid within one year or the normal operating cycle, if longer. Long-Term Debt includes notes payable, bonds payable, mortgage loans, convertible debt, subordinated debt and other types of long term debt.

PCB Bancorp Long-Term Debt Related Terms

PCB Bancorp Long-Term Debt Historical Data

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The historical data trend for PCB Bancorp's Long-Term Debt can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

PCB Bancorp Long-Term Debt Chart

PCB Bancorp Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Long-Term Debt
Get a 7-Day Free Trial Premium Member Only Premium Member Only 10.00 20.00 39.00 0.00 34.00

PCB Bancorp Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Long-Term Debt Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 30.00 45.00 0.00 34.00 50.00
PCB
71GF Score
PCB Bancorp PCB
Long-Term Debt is just one metric. See GF Score™, valuation, warning signs, and more.
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Frequently Asked Questions Learn more about Long-Term Debt →
What does a Long-Term Debt of $50.0 Mil mean?
PCB Bancorp (PCB) has a Long-Term Debt of $50.0 Mil as of Mar. 2026.
Is PCB Bancorp's Long-Term Debt too high?
PCB Bancorp's current Long-Term Debt is $50.0 Mil. Overall, PCB Bancorp has a GF Score™ of 71/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does PCB Bancorp's Long-Term Debt compare to FNLC and PKBK?
PCB Bancorp's Long-Term Debt of $50.0 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Long-Term Debt for a Banks company?
A good Long-Term Debt depends on the Banks industry context. However, Long-Term Debt should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Long-Term Debt mean?
A high Long-Term Debt can signal that a stock is expensive relative to its fundamentals. PCB Bancorp's current Long-Term Debt is $50.0 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is PCB Bancorp stock overvalued right now?
Based on GuruFocus' analysis, PCB Bancorp (PCB) is currently considered Modestly Overvalued. The stock's GF Value™ is $23.04, compared to a current price of $28.03 — trading 21.7% above its estimated fair value. The current Long-Term Debt is $50.0 Mil. PCB Bancorp's overall GF Score™ is 71/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Long-Term Debt calculated?
Long-Term Debt is calculated from a company's financial statements. For PCB Bancorp (PCB), the current Long-Term Debt is $50.0 Mil as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is PCB Bancorp (PCB) Overvalued in 2026?

Based on GuruFocus' analysis, PCB Bancorp stock appears to be overvalued. The current stock price of $28.03 is trading 21.7% above its estimated GF Value™ of $23.04. GuruFocus considers PCB Bancorp to be Modestly Overvalued.

Key valuation signals for PCB:

  • Long-Term Debt: $50.0 Mil
  • GF Value™: $23.04 vs. price of $28.03 (21.7% above fair value)
  • GF Score™: 71/100 with 6 warning signs

No single metric tells the full story. See the PCB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

PCB Bancorp Business Description

Other Exchanges 9UH:Germany
Address 3701 Wilshire Boulevard, Suite 900, Los Angeles, CA, USA, 90010
PCB Bancorp is a bank holding company, which engages in the provision of consumer and commercial banking services. It provides Personal, Business, and Loan services, which provide banking, lending, and digital, tools, home loans, and others. Also, it offers a broad range of loans, deposits, and other products and services predominantly to small and middle-market businesses and individuals. The company provided it's services in Los Angeles and Orange Counties, California; Bellevue, Washington; and Atlanta, Georgia.
71GF Score

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Long-Term Debt is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$28.03
Price
$23.04
GF Value