PCB (PCB Bancorp) Risk Assessment


PCB PCB Bancorp PCB
70 GF Score
Price $28.89
GF Value $23.07
Valuation Modestly Overvalued
! 6 Warning Signs
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What is PCB Bancorp Risk Assessment?

Risk Assessment represents the investment risk of a stock derived from our exclusive method. It suggests how risky the investment opportunity is based on the valuation and the fundamental performance of the stock. It is derived from following key aspects:

1. GuruFocus internally developed valuations of the stock, such as GF valuation.
2. Quality Rank, a business quality indicator developed by GuruFocus.
3. Fundamental performance: Piotroski F-Score, Altman Z-Score, Beneish M-Score, etc.
4. Growth opportunities: 5-year revenue growth rate, 5-Year EPS without NRI Growth Rate, etc.

Value investors are always willing to find undervalued stocks. However, not all the undervalued stocks are good deals, we should also be careful of how risky the investment opportunity is. We believe that if the company's financial strength and profitability are strong, and the stock price is within a reasonable range of the GF valuation, or stock has a high return with its price being undervalued, then it might be a good investment opportunity with low risk.

Based on those aspects listed above, GuruFocus believes the risk assessment of PCB Bancorp is: High Risk: High uncertainty with risk-return tradeoff.

PCB Bancorp  (NAS:PCB) Risk Assessment Explanation

Based on the four aspects listed above, GuruFocus provides the following 7 evaluations:

All-in-One Screener Examples (1)
Low Risk: Strong fundamentals, worth long-term holding
Moderate Risk: Sensitive, better choose undervalued stock
High Risk: High uncertainty with risk-return tradeoff
High Risk: Good fundamentals, beware of shrinking business
High Risk: Sensitive to economic or industry trends
High Risk: High uncertainty
No Data: Cannot be evaluated

(1) These are some simple examples. You can access our Risk Assessment filter under All-in-One Screener’s Fundamental tab and set your own criteria.

PCB Bancorp Risk Assessment Related Terms

PCB vs FNLC, PKBK, FCBM: Risk Assessment Comparison

For the Banks - Regional subindustry, PCB Bancorp's Risk Assessment, along with its competitors' market caps and Risk Assessment data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

PCB Bancorp Risk Assessment vs Banks Industry

For the Banks industry and Financial Services sector, PCB Bancorp's Risk Assessment distribution charts can be found below:

* The bar in red indicates where PCB Bancorp's Risk Assessment falls into.


PCB
70GF Score
PCB Bancorp PCB
Risk Assessment is just one metric. See GF Score™, valuation, warning signs, and more.
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Is PCB Bancorp (PCB) Overvalued in 2026?

Based on GuruFocus' analysis, PCB Bancorp stock appears to be overvalued. The current stock price of $28.89 is trading 25.2% above its estimated GF Value™ of $23.07. GuruFocus considers PCB Bancorp to be Modestly Overvalued.

Key valuation signals for PCB:

  • Risk Assessment:
  • GF Value™: $23.07 vs. price of $28.89 (25.2% above fair value)
  • GF Score™: 70/100 with 6 warning signs

No single metric tells the full story. See the PCB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

PCB Bancorp Business Description

Other Exchanges 9UH:Germany
Address 3701 Wilshire Boulevard, Suite 900, Los Angeles, CA, USA, 90010
PCB Bancorp is a bank holding company, which engages in the provision of consumer and commercial banking services. It provides Personal, Business, and Loan services, which provide banking, lending, and digital, tools, home loans, and others. Also, it offers a broad range of loans, deposits, and other products and services predominantly to small and middle-market businesses and individuals. The company provided it's services in Los Angeles and Orange Counties, California; Bellevue, Washington; and Atlanta, Georgia.
70GF Score

Get the complete analysis for PCB

Risk Assessment is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$28.89
Price
$23.07
GF Value