PCB (PCB Bancorp) FCF Yield %: 11.03 (As of Jun. 24, 2026) — Near Median


PCB PCB Bancorp PCB
71 GF Score
Price $27.68
GF Value $23.04
Valuation Modestly Overvalued
! 7 Warning Signs
View Full Analysis

What is PCB Bancorp FCF Yield %?

PCB Bancorp PCB +2.06% 71 FCF Yield % is 11.03 as of Jun. 24, 2026, which is 1% above its 10-year median of 10.95. GuruFocus rates PCB with a GF Score™ of 71/100 and a GF Value™ of $23.04 (Modestly Overvalued). The stock has 7 warning signs investors should review. Among 1,505 Banks companies, PCB Bancorp ranks better than 63.26% on this metric.

FCF Yield % is calculated as Free Cash Flow divided by Market Capitalization. It is a financial solvency ratio that compares the free cash flow a company is expected to earn against its market value.

As of today, PCB Bancorp's Trailing 12-Month Free Cash Flow is $43.4 Mil, and Market Cap is $394.0 Mil. Therefore, PCB Bancorp's FCF Yield % for today is 11.03%.

The historical rank and industry rank for PCB Bancorp's FCF Yield % or its related term are showing as below:

PCB' s FCF Yield % Range Over the Past 10 Years
Min: -12.28   Med: 10.95   Max: 30.47
Current: 11.03


During the past 13 years, the highest FCF Yield % of PCB Bancorp was 30.47%. The lowest was -12.28%. And the median was 10.95%.

PCB's FCF Yield % is ranked better than
63.26% of 1505 companies
in the Banks industry
Industry Median: 8.26 vs PCB: 11.03

PCB Bancorp's FCF Margin % for the quarter that ended in Mar. 2026 was 68.60%.


PCB Bancorp FCF Yield % Explanation

Similar to Earnings Yield %, FCF Yield % is financial solvency ratio. A lower ratio suggests a less attractive investment, indicating that investors might not receive substantial returns in proportion to their investment. Conversely, a high free cash flow yield signals that a company generates sufficient cash to comfortably meet its debts, obligations, and dividend payments, making it a promising investment choice.


PCB Bancorp FCF Yield % Related Terms


PCB Bancorp FCF Yield % Historical Data

* Premium members only.

The historical data trend for PCB Bancorp's FCF Yield % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

PCB Bancorp FCF Yield % Chart

PCB Bancorp Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
FCF Yield %
Get a 7-Day Free Trial Premium Member Only Premium Member Only -0.63 20.03 23.60 11.99 7.92

PCB Bancorp Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
FCF Yield % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 2.38 5.09 21.58 3.64 25.81

PCB vs AVBC, MVBF, FRST: FCF Yield % Comparison

For the Banks - Regional subindustry, PCB Bancorp's FCF Yield %, along with its competitors' market caps and FCF Yield % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


PCB Bancorp FCF Yield % vs Banks Industry

For the Banks industry and Financial Services sector, PCB Bancorp's FCF Yield % distribution charts can be found below:

* The bar in red indicates where PCB Bancorp's FCF Yield % falls into.


PCB
71GF Score
PCB Bancorp PCB
FCF Yield % is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

PCB Bancorp FCF Yield % Calculation

FCF Yield % is a financial solvency ratio that compares the free cash flow a company is expected to earn against its market value.

PCB Bancorp's FCF Yield % for the fiscal year that ended in Dec. 2025 is calculated as

FCF Yield %=Free Cash Flow / Market Cap
=24.396 / 308.0795
=7.92%

PCB Bancorp's annualized FCF Yield % for the quarter that ended in Mar. 2026 is calculated as

FCF Yield %=Free Cash Flow * Annualized Factor / Market Cap
=20.648 * 4 / 320.05519
=25.81%

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about FCF Yield % →
What does a FCF Yield % of 11.03 mean?
PCB Bancorp (PCB) has a FCF Yield % of 11.03 as of Jun. 24, 2026. FCF Yield is calculated as Free Cash Flow divided by Market Capitalization. View historical data on PCB Bancorp and its competitors. This is near median its historical median of 10.95. According to the industry distribution chart, PCB Bancorp ranks #553 out of 1505 companies in the Banks industry, placing it in the top 36.7%.
Is PCB Bancorp's FCF Yield % too high?
PCB Bancorp's current FCF Yield % of 11.03 is near median its 10-year median of 10.95. The Banks industry median FCF Yield % is 8.26. PCB Bancorp's value of 11.03 is 33.5% above this industry median. Based on the distribution chart, PCB Bancorp ranks #553 out of 1505 companies in the Banks industry, which is above the industry midpoint. Overall, PCB Bancorp has a GF Score™ of 71/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does PCB Bancorp's FCF Yield % compare to AVBC and MVBF?
According to the Banks industry distribution chart, PCB Bancorp ranks #553 out of 1505 companies for FCF Yield %. This puts PCB Bancorp in the upper half of its industry. The industry median FCF Yield % is 8.26. PCB Bancorp's value of 11.03 is 33.5% above this benchmark. While the company's 10-year median is 10.95 vs. the industry median of 8.26, PCB Bancorp has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good FCF Yield % for a Banks company?
The median FCF Yield % among Banks companies is 8.26, based on 1,505 companies in the industry. Companies in the top quartile (top 25%) have a FCF Yield % significantly above this median, while those in the bottom quartile fall well below. However, FCF Yield % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. PCB Bancorp's current FCF Yield % of 11.03 is 33.5% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high FCF Yield % mean?
A high FCF Yield % can signal that a stock is expensive relative to its fundamentals. FCF Yield is calculated as Free Cash Flow divided by Market Capitalization. View historical data on PCB Bancorp and its competitors. For the Banks industry, the median FCF Yield % is 8.26 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. PCB Bancorp's current FCF Yield % is 11.03, which is near median its own 10-year median of 10.95. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is PCB Bancorp stock overvalued right now?
Based on GuruFocus' analysis, PCB Bancorp (PCB) is currently considered Modestly Overvalued. The stock's GF Value™ is $23.04, compared to a current price of $27.68 — trading 20.1% above its estimated fair value. The current FCF Yield % is 11.03, which is near median its 10-year median of 10.95 and 33.5% above the Banks industry median of 8.26. PCB Bancorp's overall GF Score™ is 71/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is FCF Yield % calculated?
FCF Yield % is calculated from a company's financial statements. For PCB Bancorp (PCB), the current FCF Yield % is 11.03 as of Jun. 24, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is PCB Bancorp (PCB) Overvalued in 2026?

Based on GuruFocus' analysis, PCB Bancorp stock appears to be overvalued. The current stock price of $27.68 is trading 20.1% above its estimated GF Value™ of $23.04. GuruFocus considers PCB Bancorp to be Modestly Overvalued.

Key valuation signals for PCB:

  • FCF Yield %: 11.03 (near median its 10-year median of 10.95)
  • GF Value™: $23.04 vs. price of $27.68 (20.1% above fair value)
  • GF Score™: 71/100 with 7 warning signs
  • Industry Position: 33.5% above the Banks median (#553 of 1505)

No single metric tells the full story. See the PCB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


PCB Bancorp Business Description

Other Exchanges 9UH:Germany
Address 3701 Wilshire Boulevard, Suite 900, Los Angeles, CA, USA, 90010
PCB Bancorp is a bank holding company, which engages in the provision of consumer and commercial banking services. It provides Personal, Business, and Loan services, which provide banking, lending, and digital, tools, home loans, and others. Also, it offers a broad range of loans, deposits, and other products and services predominantly to small and middle-market businesses and individuals. The company provided it's services in Los Angeles and Orange Counties, California; Bellevue, Washington; and Atlanta, Georgia.
71GF Score

Get the complete analysis for PCB

FCF Yield % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$27.68
Price
$23.04
GF Value