PCB (PCB Bancorp) Total Payout Ratio: 0.46 (As of Jul. 11, 2026)


PCB PCB Bancorp PCB
71 GF Score
Price $28.81
GF Value $23.11
Valuation Modestly Overvalued
! 6 Warning Signs
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What is PCB Bancorp Total Payout Ratio?

PCB Bancorp PCB +0.63% 71 Total Payout Ratio is 0.46 as of Jul. 11, 2026. GuruFocus rates PCB with a GF Score™ of 71/100 and a GF Value™ of $23.11 (Modestly Overvalued). The stock has 6 warning signs investors should review.

Total Payout Ratio is the percent a company has paid to its shareholders through net repurchase of shares and dividends based on its Net Income.

PCB Bancorp's current Total Payout Ratio is 0.46.

PCB Bancorp Total Payout Ratio Related Terms

PCB Bancorp Total Payout Ratio Historical Data

* Premium members only.

The historical data trend for PCB Bancorp's Total Payout Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

PCB Bancorp Total Payout Ratio Chart

PCB Bancorp Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Total Payout Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.44 0.45 0.61 0.44 0.51

PCB Bancorp Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Total Payout Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.51 0.52 0.46 0.55 0.32

PCB vs FNLC, PKBK, FCBM: Total Payout Ratio Comparison

For the Banks - Regional subindustry, PCB Bancorp's Total Payout Ratio, along with its competitors' market caps and Total Payout Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

PCB Bancorp Total Payout Ratio vs Banks Industry

For the Banks industry and Financial Services sector, PCB Bancorp's Total Payout Ratio distribution charts can be found below:

* The bar in red indicates where PCB Bancorp's Total Payout Ratio falls into.


PCB
71GF Score
PCB Bancorp PCB
Total Payout Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
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PCB Bancorp Total Payout Ratio Calculation

Total Payout Ratio is a measurement showing the proportion of earnings a company pays shareholders in the form of dividends and net stock repurchases.

PCB Bancorp's Total Payout Ratio for the fiscal year that ended in Dec. 2025 is calculated as

Total Payout Ratio=- (Repurchase of Stock + Issuance of Stock + Cash Flow for Dividends) / Net Income
=- (-7.101 + 0 + -11.811) / 37.453
=0.50

PCB Bancorp's Total Payout Ratio for the quarter that ended in Mar. 2026 is calculated as

Total Payout Ratio=- (Repurchase of Stock + Issuance of Stock + Cash Flow for Dividends) / Net Income
=- (-0.193 + 0 + -3.215) / 10.653
=0.32

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Total Payout Ratio →
What does a Total Payout Ratio of 0.46 mean?
PCB Bancorp (PCB) has a Total Payout Ratio of 0.46 as of Jul. 11, 2026. Total Payout Ratio is the percent a company has paid to its shareholders through net repurchase of shares and dividends based on its Net Income. View historical data on PCB Bancorp and its competitors.
Is PCB Bancorp's Total Payout Ratio too high?
PCB Bancorp's current Total Payout Ratio is 0.46. Overall, PCB Bancorp has a GF Score™ of 71/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does PCB Bancorp's Total Payout Ratio compare to FNLC and PKBK?
PCB Bancorp's Total Payout Ratio of 0.46 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Total Payout Ratio for a Banks company?
A good Total Payout Ratio depends on the Banks industry context. However, Total Payout Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Total Payout Ratio mean?
A high Total Payout Ratio can signal that a stock is expensive relative to its fundamentals. Total Payout Ratio is the percent a company has paid to its shareholders through net repurchase of shares and dividends based on its Net Income. View historical data on PCB Bancorp and its competitors. PCB Bancorp's current Total Payout Ratio is 0.46. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is PCB Bancorp stock overvalued right now?
Based on GuruFocus' analysis, PCB Bancorp (PCB) is currently considered Modestly Overvalued. The stock's GF Value™ is $23.11, compared to a current price of $28.81 — trading 24.7% above its estimated fair value. The current Total Payout Ratio is 0.46. PCB Bancorp's overall GF Score™ is 71/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Total Payout Ratio calculated?
Total Payout Ratio is calculated from a company's financial statements. For PCB Bancorp (PCB), the current Total Payout Ratio is 0.46 as of Jul. 11, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is PCB Bancorp (PCB) Overvalued in 2026?

Based on GuruFocus' analysis, PCB Bancorp stock appears to be overvalued. The current stock price of $28.81 is trading 24.7% above its estimated GF Value™ of $23.11. GuruFocus considers PCB Bancorp to be Modestly Overvalued.

Key valuation signals for PCB:

  • Total Payout Ratio: 0.46
  • GF Value™: $23.11 vs. price of $28.81 (24.7% above fair value)
  • GF Score™: 71/100 with 6 warning signs

No single metric tells the full story. See the PCB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

PCB Bancorp Business Description

Other Exchanges 9UH:Germany
Address 3701 Wilshire Boulevard, Suite 900, Los Angeles, CA, USA, 90010
PCB Bancorp is a bank holding company, which engages in the provision of consumer and commercial banking services. It provides Personal, Business, and Loan services, which provide banking, lending, and digital, tools, home loans, and others. Also, it offers a broad range of loans, deposits, and other products and services predominantly to small and middle-market businesses and individuals. The company provided it's services in Los Angeles and Orange Counties, California; Bellevue, Washington; and Atlanta, Georgia.
71GF Score

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Total Payout Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$28.81
Price
$23.11
GF Value