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Park NationalPRK +1.47%71 Debt-to-Equity is 0.02 as of Mar. 2026, which is 95% below its 10-year median of 0.40. GuruFocus rates PRK with a GF Score™ of 71/100 and a GF Value™ of $174.94 (Fairly Valued). The stock has 1 warning sign investors should review. Among 1,423 Banks companies, Park National ranks better than 97.82% on this metric.
A high debt to equity ratio generally means that a company has been aggressive in financing its growth with debt. This can result in volatile earnings as a result of the additional interest expense.
The historical rank and industry rank for Park National's Debt-to-Equity or its related term are showing as below:
PRK'
s Debt-to-Equity Range Over the Past 10 Years
Min: 0.01 Med: 0.4 Max: 1.39
Current: 0.02
During the past 13 years, the highest Debt-to-Equity Ratio of Park National was 1.39. The lowest was 0.01. And the median was 0.40.
PRK's Debt-to-Equity is ranked better than 97.82% of 1423
companies
in the Banks industry
Industry Median: 0.56
vs PRK: 0.02
Park National (AMEX:PRK) Debt-to-Equity Explanation
Because a company can increase its ROE % by having more financial leverage, it is important to watch the leverage ratio when investing in high ROE % companies.
Park National Debt-to-Equity Related Terms
Park National Debt-to-Equity Historical Data
* Premium members only.
The historical data trend for Park National's Debt-to-Equity can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
PRK vs SFNC, TOWN, SBCF: Debt-to-Equity Comparison
For the Banks - Regional subindustry, Park National's Debt-to-Equity, along with its competitors' market caps and Debt-to-Equity data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Park National Debt-to-Equity vs Banks Industry
For the Banks industry and Financial Services sector, Park National's Debt-to-Equity distribution charts can be found below:
* The bar in red indicates where Park National's Debt-to-Equity falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Park National (PRK) has a Debt-to-Equity of 0.02 as of Mar. 2026. Debt-to-Equity ratio represents the ratio of total debt to total company equity. View historical data on Park National and its competitors. This is 95% below median its historical median of 0.40. Over the past decade, Park National's Debt-to-Equity has ranged from 0.01 to 1.39. According to the industry distribution chart, Park National ranks #31 out of 1423 companies in the Banks industry, placing it in the top 2.2%.
Is Park National's Debt-to-Equity too high?
Park National's current Debt-to-Equity of 0.02 is 95% below median its 10-year median of 0.40. Over the past 10 years, this metric has ranged from a low of 0.01 to a high of 1.39. The Banks industry median Debt-to-Equity is 0.56. Park National's value of 0.02 is 96.4% below this industry median. Based on the distribution chart, Park National ranks #31 out of 1423 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, Park National has a GF Score™ of 71/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Park National's Debt-to-Equity compare to SFNC and TOWN?
According to the Banks industry distribution chart, Park National ranks #31 out of 1423 companies for Debt-to-Equity. This places Park National in the top 2% of its industry — outperforming the majority of peers. The industry median Debt-to-Equity is 0.56. Park National's value of 0.02 is 96.4% below this benchmark. Historically, Park National's own Debt-to-Equity has ranged from 0.01 to 1.39 over the past decade. While the company's 10-year median is 0.40 vs. the industry median of 0.56, Park National has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Debt-to-Equity for a Banks company?
The median Debt-to-Equity among Banks companies is 0.56, based on 1,423 companies in the industry. Companies in the top quartile (top 25%) have a Debt-to-Equity significantly above this median, while those in the bottom quartile fall well below. However, Debt-to-Equity should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Park National's current Debt-to-Equity of 0.02 is 96.4% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Debt-to-Equity mean?
A high Debt-to-Equity can signal that a stock is expensive relative to its fundamentals. Debt-to-Equity ratio represents the ratio of total debt to total company equity. View historical data on Park National and its competitors. For the Banks industry, the median Debt-to-Equity is 0.56 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Park National's current Debt-to-Equity is 0.02, which is 95% below median its own 10-year median of 0.40. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Park National stock overvalued right now?
Based on GuruFocus' analysis, Park National (PRK) is currently considered Fairly Valued. The stock's GF Value™ is $174.94, compared to a current price of $186.06 — trading 6.4% above its estimated fair value. The current Debt-to-Equity is 0.02, which is 95% below median its 10-year median of 0.40 and 96.4% below the Banks industry median of 0.56. Park National's overall GF Score™ is 71/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Debt-to-Equity calculated?
Debt-to-Equity is calculated from a company's financial statements. For Park National (PRK), the current Debt-to-Equity is 0.02 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Park National (PRK) Overvalued in 2026?
Based on GuruFocus' analysis, Park National stock appears to be overvalued.
The current stock price of $186.06 is trading 6.4% above its estimated GF Value™ of $174.94.
GuruFocus considers Park National to be Fairly Valued.
Key valuation signals for PRK:
Debt-to-Equity: 0.02 (95% below median its 10-year median of 0.40)
GF Value™: $174.94 vs. price of $186.06 (6.4% above fair value)
Industry Position: 96.4% below the Banks median (#31 of 1423)
No single metric tells the full story. See the PRK stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Park National Corp is a diversified financial services company based in Newark, Ohio, consisting of 11 community banking divisions with more than 100 offices in Ohio and Kentucky. The company provides the following principal services: the acceptance of deposits for demand, savings and time accounts; commercial, industrial, consumer and real estate lending, including installment loans, credit cards (which are largely offered through a third party), home equity lines of credit and commercial leasing; trust and wealth management services; cash management; safe deposit operations; electronic funds transfers; and a variety of additional banking-related services.
71GF Score
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