Park NationalPRK +0.90%70 Net Margin % is 26.13% as of Mar. 2026, which is 9% below its 10-year median of 28.66. GuruFocus rates PRK with a GF Score™ of 70/100 and a GF Value™ of $173.98 (Fairly Valued). Among 1,527 Banks companies, Park National ranks better than 62.8% on this metric.
Net margin is calculated as Net Income divided by its Revenue. Park National's Net Income for the
three
months ended in Mar. 2026 was $41.7 Mil. Park National's Revenue for the
three
months ended in Mar. 2026 was $159.5 Mil. Therefore, Park National's net margin for the quarter that ended in Mar. 2026 was 26.13%.
The historical rank and industry rank for Park National's Net Margin % or its related term are showing as below:
PRK'
s Net Margin % Range Over the Past 10 Years
Min: 25.51 Med: 28.66 Max: 33.48
Current: 30.62
PRK's Net Margin % is ranked better than 62.8% of 1527
companies
in the Banks industry
Industry Median: 26.95
vs PRK: 30.62
Park National (AMEX:PRK) Net Margin % Explanation
Although Net Income and Earnings-per-Share (EPS) are the most widely used parameter in measuring a company's profitability and valuation, it is the least reliable. The reason is that reported earnings can be manipulated easily by adjusting any numbers such as Depreciation, Depletion and Amotorization and non-recurring items.
But the long term trend of the net margin is a good indicator of the competitiveness and health of the business.
Park National Net Margin % Related Terms
Park National Net Margin % Historical Data
* Premium members only.
The historical data trend for Park National's Net Margin % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, Park National's Net Margin %, along with its competitors' market caps and Net Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Park National Net Margin % vs Banks Industry
For the Banks industry and Financial Services sector, Park National's Net Margin % distribution charts can be found below:
* The bar in red indicates where Park National's Net Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Park National (PRK) has a Net Margin % of 26.13% as of Mar. 2026. Net margin is the ratio of total net income to net sales. View historical data on Park National and its competitors. This is near median its historical median of 28.66. Over the past decade, Park National's Net Margin % has ranged from 25.51 to 33.48. According to the industry distribution chart, Park National ranks #568 out of 1527 companies in the Banks industry, placing it in the top 37.2%.
Is Park National's Net Margin % too high?
Park National's current Net Margin % of 26.13% is near median its 10-year median of 28.66. Over the past 10 years, this metric has ranged from a low of 25.51 to a high of 33.48. The Banks industry median Net Margin % is 26.95. Park National's value of 26.13% is 3% below this industry median. Based on the distribution chart, Park National ranks #568 out of 1527 companies in the Banks industry, which is above the industry midpoint. Overall, Park National has a GF Score™ of 70/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Park National's Net Margin % compare to TOWN and SFNC?
According to the Banks industry distribution chart, Park National ranks #568 out of 1527 companies for Net Margin %. This puts Park National in the upper half of its industry. The industry median Net Margin % is 26.95. Park National's value of 26.13% is 3% below this benchmark. Historically, Park National's own Net Margin % has ranged from 25.51 to 33.48 over the past decade. While the company's 10-year median is 28.66 vs. the industry median of 26.95, Park National has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Net Margin % for a Banks company?
The median Net Margin % among Banks companies is 26.95, based on 1,527 companies in the industry. Companies in the top quartile (top 25%) have a Net Margin % significantly above this median, while those in the bottom quartile fall well below. However, Net Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Park National's current Net Margin % of 26.13% is 3% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Net Margin % mean?
A high Net Margin % can signal that a stock is expensive relative to its fundamentals. Net margin is the ratio of total net income to net sales. View historical data on Park National and its competitors. For the Banks industry, the median Net Margin % is 26.95 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Park National's current Net Margin % is 26.13%, which is near median its own 10-year median of 28.66. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Park National stock overvalued right now?
Based on GuruFocus' analysis, Park National (PRK) is currently considered Fairly Valued. The stock's GF Value™ is $173.98, compared to a current price of $180.83 — trading 3.9% above its estimated fair value. The current Net Margin % is 26.13%, which is near median its 10-year median of 28.66 and 3% below the Banks industry median of 26.95. Park National's overall GF Score™ is 70/100. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Net Margin % calculated?
Net Margin % is calculated from a company's financial statements. For Park National (PRK), the current Net Margin % is 26.13% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Park National (PRK) Overvalued in 2026?
Based on GuruFocus' analysis, Park National stock appears to be overvalued.
The current stock price of $180.83 is trading 3.9% above its estimated GF Value™ of $173.98.
GuruFocus considers Park National to be Fairly Valued.
Key valuation signals for PRK:
Net Margin %: 26.13% (near median its 10-year median of 28.66)
GF Value™: $173.98 vs. price of $180.83 (3.9% above fair value)
Industry Position: 3% below the Banks median (#568 of 1527)
No single metric tells the full story. See the PRK stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Park National Corp is a diversified financial services company based in Newark, Ohio, consisting of 11 community banking divisions with more than 100 offices in Ohio and Kentucky. The company provides the following principal services: the acceptance of deposits for demand, savings and time accounts; commercial, industrial, consumer and real estate lending, including installment loans, credit cards (which are largely offered through a third party), home equity lines of credit and commercial leasing; trust and wealth management services; cash management; safe deposit operations; electronic funds transfers; and a variety of additional banking-related services.
70GF Score
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