Park NationalPRK -0.39%70 Return-on-Tangible-Asset is 1.50% as of Mar. 2026, which is 3% above its 10-year median of 1.46. GuruFocus rates PRK with a GF Score™ of 70/100 and a GF Value™ of $174.50 (Fairly Valued). The stock has 2 warning signs investors should review. Among 1,530 Banks companies, Park National ranks better than 83.92% on this metric.
Return-on-Tangible-Asset is calculated as Net Income divided by its average total tangible assets. Total tangible assets equals to Total Assets minus Intangible Assets. Park National's annualizedNet Income for the quarter that ended in Mar. 2026 was $166.7 Mil. Park National's average total tangible assets for the quarter that ended in Mar. 2026 was $11,148.6 Mil. Therefore, Park National's annualized Return-on-Tangible-Asset for the quarter that ended in Mar. 2026 was 1.50%.
The historical rank and industry rank for Park National's Return-on-Tangible-Asset or its related term are showing as below:
PRK'
s Return-on-Tangible-Asset Range Over the Past 10 Years
Min: 1.14 Med: 1.46 Max: 1.87
Current: 1.74
During the past 13 years, Park National's highest Return-on-Tangible-Asset was 1.87%. The lowest was 1.14%. And the median was 1.46%.
PRK's Return-on-Tangible-Asset is ranked better than 83.92% of 1530
companies
in the Banks industry
Industry Median: 0.99
vs PRK: 1.74
Park National (AMEX:PRK) Return-on-Tangible-Asset Explanation
Return-on-Tangible-Asset measures the rate of return on the average total tangible assets (total assets minus intangible assets). Tangible means physical in nature. Intangible Assets are assets that are not physical in nature, and typically "derive their value from legal or intellectual rights." Return-on-Tangible-Asset measures a firm's efficiency at generating profits from its tangible assets. It shows how well a company uses what it has to generate earnings. Return-on-Tangible-Assets can vary drastically across industries. Therefore, Return-on-Tangible-Asset should not be used to compare companies in different industries.
Be Aware
Like ROE and ROA, Return-on-Tangible-Asset is calculated with only 12 months data. Fluctuations in the companys earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective. Return-on-Tangible-Asset can be affected by events such as stock buyback or issuance, and by a companys tax rate and its interest payment. Return-on-Tangible-Asset may not reflect the true earning power of the assets. A more accurate measurement is ROC % (ROC).
Many analysts argue the higher return the better. Buffett states that really high Return-on-Tangible-Asset may indicate vulnerability in the durability of the competitive advantage.
Park National Return-on-Tangible-Asset Related Terms
Park National Return-on-Tangible-Asset Historical Data
* Premium members only.
The historical data trend for Park National's Return-on-Tangible-Asset can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
PRK vs SFNC, TOWN, SBCF: Return-on-Tangible-Asset Comparison
For the Banks - Regional subindustry, Park National's Return-on-Tangible-Asset, along with its competitors' market caps and Return-on-Tangible-Asset data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Park National Return-on-Tangible-Asset vs Banks Industry
For the Banks industry and Financial Services sector, Park National's Return-on-Tangible-Asset distribution charts can be found below:
* The bar in red indicates where Park National's Return-on-Tangible-Asset falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual Return-on-Tangible-Asset, the net income of the last fiscal year and the average total tangible assets over the fiscal year are used. In calculating the quarterly data,
the Net Income data used here is four times the quarterly (Mar. 2026) net income data.
What does a Return-on-Tangible-Asset of 1.50% mean?
Park National (PRK) has a Return-on-Tangible-Asset of 1.50% as of Mar. 2026. Return on tangible assets is the ratio of current-period net income to average two-period tangible assets. View historical data on Park National and its competitors. This is near median its historical median of 1.46. Over the past decade, Park National's Return-on-Tangible-Asset has ranged from 1.14 to 1.87. According to the industry distribution chart, Park National ranks #246 out of 1530 companies in the Banks industry, placing it in the top 16.1%.
Is Park National's Return-on-Tangible-Asset too high?
Park National's current Return-on-Tangible-Asset of 1.50% is near median its 10-year median of 1.46. Over the past 10 years, this metric has ranged from a low of 1.14 to a high of 1.87. The Banks industry median Return-on-Tangible-Asset is 0.99. Park National's value of 1.50% is 51.5% above this industry median. Based on the distribution chart, Park National ranks #246 out of 1530 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, Park National has a GF Score™ of 70/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Park National's Return-on-Tangible-Asset compare to SFNC and TOWN?
According to the Banks industry distribution chart, Park National ranks #246 out of 1530 companies for Return-on-Tangible-Asset. This places Park National in the top 16% of its industry — outperforming the majority of peers. The industry median Return-on-Tangible-Asset is 0.99. Park National's value of 1.50% is 51.5% above this benchmark. Historically, Park National's own Return-on-Tangible-Asset has ranged from 1.14 to 1.87 over the past decade. While the company's 10-year median is 1.46 vs. the industry median of 0.99, Park National has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Return-on-Tangible-Asset for a Banks company?
The median Return-on-Tangible-Asset among Banks companies is 0.99, based on 1,530 companies in the industry. Companies in the top quartile (top 25%) have a Return-on-Tangible-Asset significantly above this median, while those in the bottom quartile fall well below. However, Return-on-Tangible-Asset should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Park National's current Return-on-Tangible-Asset of 1.50% is 51.5% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Return-on-Tangible-Asset mean?
A high Return-on-Tangible-Asset can signal that a stock is expensive relative to its fundamentals. Return on tangible assets is the ratio of current-period net income to average two-period tangible assets. View historical data on Park National and its competitors. For the Banks industry, the median Return-on-Tangible-Asset is 0.99 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Park National's current Return-on-Tangible-Asset is 1.50%, which is near median its own 10-year median of 1.46. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Park National stock overvalued right now?
Based on GuruFocus' analysis, Park National (PRK) is currently considered Fairly Valued. The stock's GF Value™ is $174.50, compared to a current price of $186.42 — trading 6.8% above its estimated fair value. The current Return-on-Tangible-Asset is 1.50%, which is near median its 10-year median of 1.46 and 51.5% above the Banks industry median of 0.99. Park National's overall GF Score™ is 70/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Return-on-Tangible-Asset calculated?
Return-on-Tangible-Asset is calculated from a company's financial statements. For Park National (PRK), the current Return-on-Tangible-Asset is 1.50% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Park National (PRK) Overvalued in 2026?
Based on GuruFocus' analysis, Park National stock appears to be overvalued.
The current stock price of $186.42 is trading 6.8% above its estimated GF Value™ of $174.50.
GuruFocus considers Park National to be Fairly Valued.
Key valuation signals for PRK:
Return-on-Tangible-Asset: 1.50% (near median its 10-year median of 1.46)
GF Value™: $174.50 vs. price of $186.42 (6.8% above fair value)
Industry Position: 51.5% above the Banks median (#246 of 1530)
No single metric tells the full story. See the PRK stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Park National Corp is a diversified financial services company based in Newark, Ohio, consisting of 11 community banking divisions with more than 100 offices in Ohio and Kentucky. The company provides the following principal services: the acceptance of deposits for demand, savings and time accounts; commercial, industrial, consumer and real estate lending, including installment loans, credit cards (which are largely offered through a third party), home equity lines of credit and commercial leasing; trust and wealth management services; cash management; safe deposit operations; electronic funds transfers; and a variety of additional banking-related services.
70GF Score
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