PRK (Park National) Margin of Safety % (DCF Dividends Based): -50.72% (As of Jun. 27, 2026)


PRK Park National Corp PRK
70 GF Score
Price $184.11
GF Value $174.08
Valuation Fairly Valued
! 1 Warning Sign
View Full Analysis

What is Park National Margin of Safety % (DCF Dividends Based)?

Park National PRK +1.37% 70 Margin of Safety % (DCF Dividends Based) is -50.72% as of Jun. 27, 2026. GuruFocus rates PRK with a GF Score™ of 70/100 and a GF Value™ of $174.08 (Fairly Valued). The stock has 1 warning sign investors should review.

Margin of Safety % (DCF Dividends Based) = (Intrinsic Value: DCF (Dividends Based) - Current Price) / Intrinsic Value: DCF (Dividends Based).

Note: Discounted Dividend model is only suitable for companies who have a consistant distribution history with more than 5 years. If the company's dividends does not remain steady over a long period, results may not be accurate due to the low consistency. The model is also only suitable for predictable companies (Business Predictability Rank higher than 1-Star). If the company's Predictability Rank is 1-Star or Not Rated, the data will not be stored into our database.

As of today (2026-06-27), Park National's Predictability Rank is 4.5-Stars. Park National's intrinsic value calculated from the Discounted Dividend model is $156.62 and current share price is $184.11. Consequently,

Park National's Margin of Safety % (DCF Dividends Based) using Discounted Dividend model is -50.72%.

PRK vs TOWN, SFNC, BOH: Margin of Safety % (DCF Dividends Based) Comparison

For the Banks - Regional subindustry, Park National's Margin of Safety % (DCF Dividends Based), along with its competitors' market caps and Margin of Safety % (DCF Dividends Based) data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Park National Margin of Safety % (DCF Dividends Based) vs Banks Industry

For the Banks industry and Financial Services sector, Park National's Margin of Safety % (DCF Dividends Based) distribution charts can be found below:

* The bar in red indicates where Park National's Margin of Safety % (DCF Dividends Based) falls into.


PRK
70GF Score
Park National Corp PRK
Margin of Safety % (DCF Dividends Based) is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Park National Margin of Safety % (DCF Dividends Based) Calculation

Park National's Margin of Safety % (DCF Dividends Based) for today is calculated as

Margin of Safety % (DCF Dividends Based)=(Intrinsic Value: DCF (Dividends Based)-Current Price)/Intrinsic Value: DCF (Dividends Based)
=(122.15-184.11)/122.15
=-50.72 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

The intrinsic value is calculated from the Discounted Dividend model with default parameters.

What does a Margin of Safety % (DCF Dividends Based) of -50.72% mean?
Park National (PRK) has a Margin of Safety % (DCF Dividends Based) of -50.72% as of Jun. 27, 2026. Margin of Safety % (DCF Dividends Based) is the percent difference between the current price and the intrinsic DCF Dividends price. View historical data on Park National.
Is Park National's Margin of Safety % (DCF Dividends Based) too high?
Park National's current Margin of Safety % (DCF Dividends Based) is -50.72%. Overall, Park National has a GF Score™ of 70/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Park National's Margin of Safety % (DCF Dividends Based) compare to TOWN and SFNC?
Park National's Margin of Safety % (DCF Dividends Based) of -50.72% can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Margin of Safety % (DCF Dividends Based) for a Banks company?
A good Margin of Safety % (DCF Dividends Based) depends on the Banks industry context. However, Margin of Safety % (DCF Dividends Based) should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Margin of Safety % (DCF Dividends Based) mean?
A high Margin of Safety % (DCF Dividends Based) can signal that a stock is expensive relative to its fundamentals. Margin of Safety % (DCF Dividends Based) is the percent difference between the current price and the intrinsic DCF Dividends price. View historical data on Park National. Park National's current Margin of Safety % (DCF Dividends Based) is -50.72%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Park National stock overvalued right now?
Based on GuruFocus' analysis, Park National (PRK) is currently considered Fairly Valued. The stock's GF Value™ is $174.08, compared to a current price of $184.11 — trading 5.8% above its estimated fair value. The current Margin of Safety % (DCF Dividends Based) is -50.72%. Park National's overall GF Score™ is 70/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Margin of Safety % (DCF Dividends Based) calculated?
Margin of Safety % (DCF Dividends Based) is calculated from a company's financial statements. For Park National (PRK), the current Margin of Safety % (DCF Dividends Based) is -50.72% as of Jun. 27, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Park National (PRK) Overvalued in 2026?

Based on GuruFocus' analysis, Park National stock appears to be overvalued. The current stock price of $184.11 is trading 5.8% above its estimated GF Value™ of $174.08. GuruFocus considers Park National to be Fairly Valued.

Key valuation signals for PRK:

  • Margin of Safety % (DCF Dividends Based): -50.72%
  • GF Value™: $174.08 vs. price of $184.11 (5.8% above fair value)
  • GF Score™: 70/100 with 1 warning sign

No single metric tells the full story. See the PRK stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Park National Business Description

Address 50 North Third Street, P.O. Box 3500, Newark, OH, USA, 43058-3500
Park National Corp is a diversified financial services company based in Newark, Ohio, consisting of 11 community banking divisions with more than 100 offices in Ohio and Kentucky. The company provides the following principal services: the acceptance of deposits for demand, savings and time accounts; commercial, industrial, consumer and real estate lending, including installment loans, credit cards (which are largely offered through a third party), home equity lines of credit and commercial leasing; trust and wealth management services; cash management; safe deposit operations; electronic funds transfers; and a variety of additional banking-related services.
70GF Score

Get the complete analysis for PRK

Margin of Safety % (DCF Dividends Based) is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$184.11
Price
$174.08
GF Value