Park NationalPRK +0.90%70 Pretax Margin % is 32.40% as of Mar. 2026, which is 9% below its 10-year median of 35.78. GuruFocus rates PRK with a GF Score™ of 70/100 and a GF Value™ of $173.98 (Fairly Valued). Among 1,527 Banks companies, Park National ranks better than 57.24% on this metric.
Pre-Tax margin is calculated as Pre-Tax Income divided by its Revenue. Park National's Pre-Tax Income for the
three
months ended in Mar. 2026 was $51.7 Mil. Park National's Revenue for the
three
months ended in Mar. 2026 was $159.5 Mil. Therefore, Park National's pretax margin for the quarter that ended in Mar. 2026 was 32.40%.
The historical rank and industry rank for Park National's Pretax Margin % or its related term are showing as below:
PRK'
s Pretax Margin % Range Over the Past 10 Years
Min: 31.59 Med: 35.78 Max: 40.94
Current: 37.81
PRK's Pretax Margin % is ranked better than 57.24% of 1527
companies
in the Banks industry
Industry Median: 34.88
vs PRK: 37.81
Park National (AMEX:PRK) Pretax Margin % Explanation
The pretax margin, as know as pretax profit margin, is widely used to measure the operating efficiency of a company before deducting taxes.
The pretax margin is sometimes preferred over the net margin as tax expenditures can make profitability comparisons between companies misleading.
It is a useful tool to compare companies operating in the same sector and less effective when comparing companies from other sectors as each industry generally has different operating expenses and sales patterns.
The long term trend of the pretax margin is a good indicator of the competitiveness and health of the business.
Park National Pretax Margin % Related Terms
Park National Pretax Margin % Historical Data
* Premium members only.
The historical data trend for Park National's Pretax Margin % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
PRK vs TOWN, SFNC, BOH: Pretax Margin % Comparison
For the Banks - Regional subindustry, Park National's Pretax Margin %, along with its competitors' market caps and Pretax Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Park National Pretax Margin % vs Banks Industry
For the Banks industry and Financial Services sector, Park National's Pretax Margin % distribution charts can be found below:
* The bar in red indicates where Park National's Pretax Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Park National (PRK) has a Pretax Margin % of 32.40% as of Mar. 2026. Pre-Tax margin is the ratio of total pre-tax income to net sales. View historical data on Park National and its competitors. This is near median its historical median of 35.78. Over the past decade, Park National's Pretax Margin % has ranged from 31.59 to 40.94. According to the industry distribution chart, Park National ranks #653 out of 1527 companies in the Banks industry, placing it in the top 42.8%.
Is Park National's Pretax Margin % too high?
Park National's current Pretax Margin % of 32.40% is near median its 10-year median of 35.78. Over the past 10 years, this metric has ranged from a low of 31.59 to a high of 40.94. The Banks industry median Pretax Margin % is 34.88. Park National's value of 32.40% is 7.1% below this industry median. Based on the distribution chart, Park National ranks #653 out of 1527 companies in the Banks industry, which is above the industry midpoint. Overall, Park National has a GF Score™ of 70/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Park National's Pretax Margin % compare to TOWN and SFNC?
According to the Banks industry distribution chart, Park National ranks #653 out of 1527 companies for Pretax Margin %. This puts Park National in the upper half of its industry. The industry median Pretax Margin % is 34.88. Park National's value of 32.40% is 7.1% below this benchmark. Historically, Park National's own Pretax Margin % has ranged from 31.59 to 40.94 over the past decade. While the company's 10-year median is 35.78 vs. the industry median of 34.88, Park National has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Pretax Margin % for a Banks company?
The median Pretax Margin % among Banks companies is 34.88, based on 1,527 companies in the industry. Companies in the top quartile (top 25%) have a Pretax Margin % significantly above this median, while those in the bottom quartile fall well below. However, Pretax Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Park National's current Pretax Margin % of 32.40% is 7.1% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Pretax Margin % mean?
A high Pretax Margin % can signal that a stock is expensive relative to its fundamentals. Pre-Tax margin is the ratio of total pre-tax income to net sales. View historical data on Park National and its competitors. For the Banks industry, the median Pretax Margin % is 34.88 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Park National's current Pretax Margin % is 32.40%, which is near median its own 10-year median of 35.78. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Park National stock overvalued right now?
Based on GuruFocus' analysis, Park National (PRK) is currently considered Fairly Valued. The stock's GF Value™ is $173.98, compared to a current price of $180.83 — trading 3.9% above its estimated fair value. The current Pretax Margin % is 32.40%, which is near median its 10-year median of 35.78 and 7.1% below the Banks industry median of 34.88. Park National's overall GF Score™ is 70/100. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Pretax Margin % calculated?
Pretax Margin % is calculated from a company's financial statements. For Park National (PRK), the current Pretax Margin % is 32.40% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Park National (PRK) Overvalued in 2026?
Based on GuruFocus' analysis, Park National stock appears to be overvalued.
The current stock price of $180.83 is trading 3.9% above its estimated GF Value™ of $173.98.
GuruFocus considers Park National to be Fairly Valued.
Key valuation signals for PRK:
Pretax Margin %: 32.40% (near median its 10-year median of 35.78)
GF Value™: $173.98 vs. price of $180.83 (3.9% above fair value)
Industry Position: 7.1% below the Banks median (#653 of 1527)
No single metric tells the full story. See the PRK stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Park National Corp is a diversified financial services company based in Newark, Ohio, consisting of 11 community banking divisions with more than 100 offices in Ohio and Kentucky. The company provides the following principal services: the acceptance of deposits for demand, savings and time accounts; commercial, industrial, consumer and real estate lending, including installment loans, credit cards (which are largely offered through a third party), home equity lines of credit and commercial leasing; trust and wealth management services; cash management; safe deposit operations; electronic funds transfers; and a variety of additional banking-related services.
70GF Score
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