Park NationalPRK -0.39%70 5-Year Yield-on-Cost % is 2.49 as of Jul. 03, 2026, which is 31% below its 10-year median of 3.60. GuruFocus rates PRK with a GF Score™ of 70/100 and a GF Value™ of $174.45 (Fairly Valued). The stock has 1 warning sign investors should review. Among 1,251 Banks companies, Park National ranks worse than 74.1% on this metric.
Park National's yield on cost for the quarter that ended in Mar. 2026 was 2.49.
The historical rank and industry rank for Park National's 5-Year Yield-on-Cost % or its related term are showing as below:
PRK'
s 5-Year Yield-on-Cost % Range Over the Past 10 Years
Min: 2.22 Med: 3.6 Max: 6.51
Current: 2.49
During the past 13 years, Park National's highest Yield on Cost was 6.51. The lowest was 2.22. And the median was 3.60.
PRK's 5-Year Yield-on-Cost % is ranked worse than 74.1% of 1251
companies
in the Banks industry
Industry Median: 3.93
vs PRK: 2.49
Park National (AMEX:PRK) 5-Year Yield-on-Cost % Explanation
Of course the risk here is that the company may not raise its dividends as it did before. The key is to select the companies that can consistently raise its dividends. Usually companies with long history of raising dividends tend to do so.
Park National 5-Year Yield-on-Cost % Related Terms
PRK vs SFNC, TOWN, SBCF: 5-Year Yield-on-Cost % Comparison
For the Banks - Regional subindustry, Park National's 5-Year Yield-on-Cost %, along with its competitors' market caps and 5-Year Yield-on-Cost % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Park National 5-Year Yield-on-Cost % vs Banks Industry
For the Banks industry and Financial Services sector, Park National's 5-Year Yield-on-Cost % distribution charts can be found below:
* The bar in red indicates where Park National's 5-Year Yield-on-Cost % falls into.
Dividend Yield % and dividend growth of a stock is an important factor for income investors. But if company A raises its dividend constantly faster than company B, company A's future dividend yield might be much higher than Company B's even if their yields are the same now and their stock prices do not change.
Yield on Cost assumes that you buy and the stock today, and hold it for 5 years. If the company raises it dividends at the same rate as it did over the past 5 years, the dividends investors receive annually in 5 years relative to the stock price today.
Therefore, Yield-on-Cost of Park National is calculated as
Park National (PRK) has a 5-Year Yield-on-Cost % of 2.49 as of Jul. 03, 2026. 5-Year Yield on Cost measures the expected yield based on a company's current yield and 5-year dividend growth. View historical data on Park National and its competitors. This is 31% below median its historical median of 3.60. Over the past decade, Park National's 5-Year Yield-on-Cost % has ranged from 2.22 to 6.51. According to the industry distribution chart, Park National ranks #927 out of 1251 companies in the Banks industry, placing it in the top 74.1%.
Is Park National's 5-Year Yield-on-Cost % too high?
Park National's current 5-Year Yield-on-Cost % of 2.49 is 31% below median its 10-year median of 3.60. Over the past 10 years, this metric has ranged from a low of 2.22 to a high of 6.51. The Banks industry median 5-Year Yield-on-Cost % is 3.93. Park National's value of 2.49 is 36.6% below this industry median. Based on the distribution chart, Park National ranks #927 out of 1251 companies in the Banks industry, which is below the industry midpoint. Overall, Park National has a GF Score™ of 70/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Park National's 5-Year Yield-on-Cost % compare to SFNC and TOWN?
According to the Banks industry distribution chart, Park National ranks #927 out of 1251 companies for 5-Year Yield-on-Cost %. This places Park National in the lower half of its industry. The industry median 5-Year Yield-on-Cost % is 3.93. Park National's value of 2.49 is 36.6% below this benchmark. Historically, Park National's own 5-Year Yield-on-Cost % has ranged from 2.22 to 6.51 over the past decade. While the company's 10-year median is 3.60 vs. the industry median of 3.93, Park National has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 5-Year Yield-on-Cost % for a Banks company?
The median 5-Year Yield-on-Cost % among Banks companies is 3.93, based on 1,251 companies in the industry. Companies in the top quartile (top 25%) have a 5-Year Yield-on-Cost % significantly above this median, while those in the bottom quartile fall well below. However, 5-Year Yield-on-Cost % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Park National's current 5-Year Yield-on-Cost % of 2.49 is 36.6% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 5-Year Yield-on-Cost % mean?
A high 5-Year Yield-on-Cost % can signal that a stock is expensive relative to its fundamentals. 5-Year Yield on Cost measures the expected yield based on a company's current yield and 5-year dividend growth. View historical data on Park National and its competitors. For the Banks industry, the median 5-Year Yield-on-Cost % is 3.93 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Park National's current 5-Year Yield-on-Cost % is 2.49, which is 31% below median its own 10-year median of 3.60. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Park National stock overvalued right now?
Based on GuruFocus' analysis, Park National (PRK) is currently considered Fairly Valued. The stock's GF Value™ is $174.45, compared to a current price of $186.42 — trading 6.9% above its estimated fair value. The current 5-Year Yield-on-Cost % is 2.49, which is 31% below median its 10-year median of 3.60 and 36.6% below the Banks industry median of 3.93. Park National's overall GF Score™ is 70/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 5-Year Yield-on-Cost % calculated?
5-Year Yield-on-Cost % is calculated from a company's financial statements. For Park National (PRK), the current 5-Year Yield-on-Cost % is 2.49 as of Jul. 03, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Park National (PRK) Overvalued in 2026?
Based on GuruFocus' analysis, Park National stock appears to be overvalued.
The current stock price of $186.42 is trading 6.9% above its estimated GF Value™ of $174.45.
GuruFocus considers Park National to be Fairly Valued.
Key valuation signals for PRK:
5-Year Yield-on-Cost %: 2.49 (31% below median its 10-year median of 3.60)
GF Value™: $174.45 vs. price of $186.42 (6.9% above fair value)
Industry Position: 36.6% below the Banks median (#927 of 1251)
No single metric tells the full story. See the PRK stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Park National Corp is a diversified financial services company based in Newark, Ohio, consisting of 11 community banking divisions with more than 100 offices in Ohio and Kentucky. The company provides the following principal services: the acceptance of deposits for demand, savings and time accounts; commercial, industrial, consumer and real estate lending, including installment loans, credit cards (which are largely offered through a third party), home equity lines of credit and commercial leasing; trust and wealth management services; cash management; safe deposit operations; electronic funds transfers; and a variety of additional banking-related services.
70GF Score
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