Park NationalPRK +0.90%70 FCF Margin % is 16.68% as of Mar. 2026, which is 42% below its 10-year median of 28.74. GuruFocus rates PRK with a GF Score™ of 70/100 and a GF Value™ of $174.03 (Fairly Valued). The stock has 1 warning sign investors should review. Among 1,504 Banks companies, Park National ranks better than 58.05% on this metric.
FCF Margin % is calculated as Free Cash Flow divided by its Revenue. Park National's Free Cash Flow for the
three
months ended in Mar. 2026 was $26.6 Mil. Park National's Revenue for the
three
months ended in Mar. 2026 was $159.5 Mil. Therefore, Park National's FCF Margin % for the quarter that ended in Mar. 2026 was 16.68%.
The historical rank and industry rank for Park National's FCF Margin % or its related term are showing as below:
PRK'
s FCF Margin % Range Over the Past 10 Years
Min: 18.31 Med: 28.74 Max: 34.45
Current: 31.02
During the past 13 years, the highest FCF Margin % of Park National was 34.45%. The lowest was 18.31%. And the median was 28.74%.
PRK's FCF Margin % is ranked better than 58.05% of 1504
companies
in the Banks industry
Industry Median: 26.5
vs PRK: 31.02
Park National FCF Margin % Related Terms
Park National FCF Margin % Historical Data
* Premium members only.
The historical data trend for Park National's FCF Margin % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, Park National's FCF Margin %, along with its competitors' market caps and FCF Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Park National FCF Margin % vs Banks Industry
For the Banks industry and Financial Services sector, Park National's FCF Margin % distribution charts can be found below:
* The bar in red indicates where Park National's FCF Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Park National (PRK) has a FCF Margin % of 16.68% as of Mar. 2026. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on Park National and its competitors. This is 42% below median its historical median of 28.74. Over the past decade, Park National's FCF Margin % has ranged from 18.31 to 34.45. According to the industry distribution chart, Park National ranks #631 out of 1504 companies in the Banks industry, placing it in the top 42%.
Is Park National's FCF Margin % too high?
Park National's current FCF Margin % of 16.68% is 42% below median its 10-year median of 28.74. Over the past 10 years, this metric has ranged from a low of 18.31 to a high of 34.45. The Banks industry median FCF Margin % is 26.50. Park National's value of 16.68% is 37.1% below this industry median. Based on the distribution chart, Park National ranks #631 out of 1504 companies in the Banks industry, which is above the industry midpoint. Overall, Park National has a GF Score™ of 70/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Park National's FCF Margin % compare to TOWN and SFNC?
According to the Banks industry distribution chart, Park National ranks #631 out of 1504 companies for FCF Margin %. This puts Park National in the upper half of its industry. The industry median FCF Margin % is 26.50. Park National's value of 16.68% is 37.1% below this benchmark. Historically, Park National's own FCF Margin % has ranged from 18.31 to 34.45 over the past decade. While the company's 10-year median is 28.74 vs. the industry median of 26.50, Park National has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good FCF Margin % for a Banks company?
The median FCF Margin % among Banks companies is 26.50, based on 1,504 companies in the industry. Companies in the top quartile (top 25%) have a FCF Margin % significantly above this median, while those in the bottom quartile fall well below. However, FCF Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Park National's current FCF Margin % of 16.68% is 37.1% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high FCF Margin % mean?
A high FCF Margin % can signal that a stock is expensive relative to its fundamentals. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on Park National and its competitors. For the Banks industry, the median FCF Margin % is 26.50 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Park National's current FCF Margin % is 16.68%, which is 42% below median its own 10-year median of 28.74. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Park National stock overvalued right now?
Based on GuruFocus' analysis, Park National (PRK) is currently considered Fairly Valued. The stock's GF Value™ is $174.03, compared to a current price of $180.83 — trading 3.9% above its estimated fair value. The current FCF Margin % is 16.68%, which is 42% below median its 10-year median of 28.74 and 37.1% below the Banks industry median of 26.50. Park National's overall GF Score™ is 70/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is FCF Margin % calculated?
FCF Margin % is calculated from a company's financial statements. For Park National (PRK), the current FCF Margin % is 16.68% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Park National (PRK) Overvalued in 2026?
Based on GuruFocus' analysis, Park National stock appears to be overvalued.
The current stock price of $180.83 is trading 3.9% above its estimated GF Value™ of $174.03.
GuruFocus considers Park National to be Fairly Valued.
Key valuation signals for PRK:
FCF Margin %: 16.68% (42% below median its 10-year median of 28.74)
GF Value™: $174.03 vs. price of $180.83 (3.9% above fair value)
Industry Position: 37.1% below the Banks median (#631 of 1504)
No single metric tells the full story. See the PRK stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Park National Corp is a diversified financial services company based in Newark, Ohio, consisting of 11 community banking divisions with more than 100 offices in Ohio and Kentucky. The company provides the following principal services: the acceptance of deposits for demand, savings and time accounts; commercial, industrial, consumer and real estate lending, including installment loans, credit cards (which are largely offered through a third party), home equity lines of credit and commercial leasing; trust and wealth management services; cash management; safe deposit operations; electronic funds transfers; and a variety of additional banking-related services.
70GF Score
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