PRK (Park National) Scaled Net Operating Assets: -0.05 (As of Mar. 2026)


PRK Park National Corp PRK
70 GF Score
Price $180.83
GF Value $173.98
Valuation Fairly Valued
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What is Park National Scaled Net Operating Assets?

Park National PRK +0.90% 70 Scaled Net Operating Assets is -0.05 as of Mar. 2026. GuruFocus rates PRK with a GF Score™ of 70/100 and a GF Value™ of $173.98 (Fairly Valued).

Scaled Net Operating Assets (SNOA) is calculated as the difference between operating assets and operating liabilities, scaled by lagged total assets.

Park National's operating assets for the quarter that ended in Mar. 2026 was $10,761.1 Mil. Park National's operating liabilities for the quarter that ended in Mar. 2026 was $11,248.3 Mil. Park National's Total Assets for the quarter that ended in Dec. 2025 was $9,805.0 Mil. Therefore, Park National's scaled net operating assets (SNOA) for the quarter that ended in Mar. 2026 was -0.05.

PRK
70GF Score
Park National Corp PRK
Scaled Net Operating Assets is just one metric. See GF Score™, valuation, warning signs, and more.
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Park National Scaled Net Operating Assets Calculation

Scaled Net Operating Assets (SNOA) is calculated as the difference between operating assets and operating liabilities, scaled by lagged total assets.

Park National's Scaled Net Operating Assets (SNOA) for the fiscal year that ended in Dec. 2025 is calculated as

Scaled Net Operating Assets (SNOA)(A: Dec. 2025 )
=(Operating Assets (A: Dec. 2025 )-Operating Liabilities (A: Dec. 2025 ))/Total Assets (A: Dec. 2024 )
=(9571.5-8435.157)/9805.35
=0.12

where

Operating Assets(A: Dec. 2025 )
=Total Assets - Balance Sheet Cash And Cash Equivalents
=9805.013 - 233.513
=9571.5

Operating Liabilities(A: Dec. 2025 )
=Total Liabilities - Long-Term Debt & Capital Lease Obligation - Short-Term Debt & Capital Lease Obligation
=8452.22 - 17.063 - 0
=8435.157

Park National's Scaled Net Operating Assets (SNOA) for the quarter that ended in Mar. 2026 is calculated as

Scaled Net Operating Assets (SNOA)(Q: Mar. 2026 )
=(Operating Assets (Q: Mar. 2026 )-Operating Liabilities (Q: Mar. 2026 ))/Total Assets (Q: Dec. 2025 )
=(10761.102-11248.276)/9805.013
=-0.05

where

Operating Assets(Q: Mar. 2026 )
=Total Assets - Balance Sheet Cash And Cash Equivalents
=12983.967 - 2222.865
=10761.102

Operating Liabilities(Q: Mar. 2026 )
=Total Liabilities - Long-Term Debt & Capital Lease Obligation - Short-Term Debt & Capital Lease Obligation
=11282.153 - 33.877 - 0
=11248.276

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

What does a Scaled Net Operating Assets of -0.05 mean?
Park National (PRK) has a Scaled Net Operating Assets of -0.05 as of Mar. 2026. Scaled net operating assets equals current-period operating assets less operating liabilities less prior-period total assets. View historical data on Park National and its competitors.
Is Park National's Scaled Net Operating Assets too high?
Park National's current Scaled Net Operating Assets is -0.05. Overall, Park National has a GF Score™ of 70/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Park National's Scaled Net Operating Assets compare to TOWN and SFNC?
Park National's Scaled Net Operating Assets of -0.05 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Scaled Net Operating Assets for a Banks company?
A good Scaled Net Operating Assets depends on the Banks industry context. However, Scaled Net Operating Assets should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Scaled Net Operating Assets mean?
A high Scaled Net Operating Assets can signal that a stock is expensive relative to its fundamentals. Scaled net operating assets equals current-period operating assets less operating liabilities less prior-period total assets. View historical data on Park National and its competitors. Park National's current Scaled Net Operating Assets is -0.05. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Park National stock overvalued right now?
Based on GuruFocus' analysis, Park National (PRK) is currently considered Fairly Valued. The stock's GF Value™ is $173.98, compared to a current price of $180.83 — trading 3.9% above its estimated fair value. The current Scaled Net Operating Assets is -0.05. Park National's overall GF Score™ is 70/100. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Scaled Net Operating Assets calculated?
Scaled Net Operating Assets is calculated from a company's financial statements. For Park National (PRK), the current Scaled Net Operating Assets is -0.05 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Park National (PRK) Overvalued in 2026?

Based on GuruFocus' analysis, Park National stock appears to be overvalued. The current stock price of $180.83 is trading 3.9% above its estimated GF Value™ of $173.98. GuruFocus considers Park National to be Fairly Valued.

Key valuation signals for PRK:

  • Scaled Net Operating Assets: -0.05
  • GF Value™: $173.98 vs. price of $180.83 (3.9% above fair value)
  • GF Score™: 70/100

No single metric tells the full story. See the PRK stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Park National Business Description

Address 50 North Third Street, P.O. Box 3500, Newark, OH, USA, 43058-3500
Park National Corp is a diversified financial services company based in Newark, Ohio, consisting of 11 community banking divisions with more than 100 offices in Ohio and Kentucky. The company provides the following principal services: the acceptance of deposits for demand, savings and time accounts; commercial, industrial, consumer and real estate lending, including installment loans, credit cards (which are largely offered through a third party), home equity lines of credit and commercial leasing; trust and wealth management services; cash management; safe deposit operations; electronic funds transfers; and a variety of additional banking-related services.
70GF Score

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Scaled Net Operating Assets is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$180.83
Price
$173.98
GF Value