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Park NationalPRK -0.99%71 Intrinsic Value: Projected FCF is $162.76 as of Aug. 31, 2026. GuruFocus rates PRK with a GF Score™ of 71/100 and a GF Value™ of $180.74 (Fairly Valued). The stock has 3 warning signs investors should review. Among 1,305 Banks companies, Park National ranks worse than 88.74% on this metric.
Since the intrinsic value calculations based on Discounted Cash Flow Intrinsic Value: DCF (FCF Based), or Discounted Earnings Intrinsic Value: DCF (Earnings Based) cannot be applied to companies without consistent revenue and earnings, GuruFocus developed a valuation model based on normalized Free Cash Flow and Book Value of the company. The details of how we calculate the intrinsic value of stocks are described in detail here.
As of today (2026-08-31), Park National's Intrinsic Value: Projected FCF is $162.76. The stock price of Park National is $196.16. Therefore, Park National's Price-to-Intrinsic-Value-Projected-FCF of today is 1.2.
The historical rank and industry rank for Park National's Intrinsic Value: Projected FCF or its related term are showing as below:
PRK'
s Price-to-Projected-FCF Range Over the Past 10 Years
Min: 0.74 Med: 1.03 Max: 1.22
Current: 1.21
During the past 13 years, the highest Price-to-Intrinsic-Value-Projected-FCF of Park National was 1.22. The lowest was 0.74. And the median was 1.03.
PRK's Price-to-Projected-FCF is ranked worse than 88.74% of 1305
companies
in the Banks industry
Industry Median: 0.6
vs PRK: 1.21
Park National (AMEX:PRK) Intrinsic Value: Projected FCF Explanation
The growth multiple is capped between 8.35 and 17.74.
Total Stockholders Equity weighting is more art than science and it should always be revisited in more detail when researching a company. Weightings from 0% to 100% to more than 100% are possible. 80% was chosen as a happy median after taking the above ideas into consideration.
Park National's Price-to-Intrinsic-Value-Projected-FCF for today is calculated as
Price-to-Intrinsic-Value-Projected-FCF
=
Share Price
/
Intrinsic Value: Projected FCF
=
196.16
/
162.76178124831
=
1.21
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Park National Intrinsic Value: Projected FCF Related Terms
Park National Intrinsic Value: Projected FCF Historical Data
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The historical data trend for Park National's Intrinsic Value: Projected FCF can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Park National Intrinsic Value: Projected FCF Chart
PRK vs NIC, FIBK, MCHB: Intrinsic Value: Projected FCF Comparison
For the Banks - Regional subindustry, Park National's Price-to-Projected-FCF, along with its competitors' market caps and Price-to-Projected-FCF data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Park National Price-to-Projected-FCF vs Banks Industry
For the Banks industry and Financial Services sector, Park National's Price-to-Projected-FCF distribution charts can be found below:
* The bar in red indicates where Park National's Price-to-Projected-FCF falls into.
Park National Intrinsic Value: Projected FCF Calculation
Since the intrinsic value calculations based on Discounted Cash Flow Intrinsic Value: DCF (FCF Based), or Discounted Earnings Intrinsic Value: DCF (Earnings Based) cannot be applied to companies without consistent revenue and earnings, GuruFocus developed a valuation model based on normalized Free Cash Flow and Book Value of the company.
The details of how we calculate the intrinsic value of stocks are described in detail here.
This method smooths out the free cash flow over the past 6-7 years, multiplies the results by a growth multiple, and adds a portion of Total Stockholders Equity.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
What does a Intrinsic Value: Projected FCF of $162.76 mean?
Park National (PRK) has a Intrinsic Value: Projected FCF of $162.76 as of Aug. 31, 2026. Intrinsic Value: Projected FCF is the stock value based on a projected free cash flow model. View historical data on Park National and its competitors. According to the industry distribution chart, Park National ranks #1158 out of 1305 companies in the Banks industry, placing it in the top 88.7%.
Is Park National's Intrinsic Value: Projected FCF too high?
Park National's current Intrinsic Value: Projected FCF is $162.76. The Banks industry median Intrinsic Value: Projected FCF is 0.60. Park National's value of $162.76 is 27026.7% above this industry median. Based on the distribution chart, Park National ranks #1158 out of 1305 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, Park National has a GF Score™ of 71/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Park National's Intrinsic Value: Projected FCF compare to NIC and FIBK?
According to the Banks industry distribution chart, Park National ranks #1158 out of 1305 companies for Intrinsic Value: Projected FCF. This places Park National in the lower half of its industry. The industry median Intrinsic Value: Projected FCF is 0.60. Park National's value of $162.76 is 27026.7% above this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Intrinsic Value: Projected FCF for a Banks company?
The median Intrinsic Value: Projected FCF among Banks companies is 0.60, based on 1,305 companies in the industry. Companies in the top quartile (top 25%) have a Intrinsic Value: Projected FCF significantly above this median, while those in the bottom quartile fall well below. However, Intrinsic Value: Projected FCF should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Park National's current Intrinsic Value: Projected FCF of $162.76 is 27026.7% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Intrinsic Value: Projected FCF mean?
A high Intrinsic Value: Projected FCF can signal that a stock is expensive relative to its fundamentals. Intrinsic Value: Projected FCF is the stock value based on a projected free cash flow model. View historical data on Park National and its competitors. For the Banks industry, the median Intrinsic Value: Projected FCF is 0.60 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Park National's current Intrinsic Value: Projected FCF is $162.76. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Park National stock overvalued right now?
Based on GuruFocus' analysis, Park National (PRK) is currently considered Fairly Valued. The stock's GF Value™ is $180.74, compared to a current price of $196.16 — trading 8.5% above its estimated fair value. The current Intrinsic Value: Projected FCF is $162.76 and 27026.7% above the Banks industry median of 0.60. Park National's overall GF Score™ is 71/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Intrinsic Value: Projected FCF calculated?
Intrinsic Value: Projected FCF is calculated from a company's financial statements. For Park National (PRK), the current Intrinsic Value: Projected FCF is $162.76 as of Aug. 31, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Park National (PRK) Overvalued in 2026?
Based on GuruFocus' analysis, Park National stock appears to be overvalued.
The current stock price of $196.16 is trading 8.5% above its estimated GF Value™ of $180.74.
GuruFocus considers Park National to be Fairly Valued.
Key valuation signals for PRK:
Intrinsic Value: Projected FCF: $162.76
GF Value™: $180.74 vs. price of $196.16 (8.5% above fair value)
Industry Position: 27026.7% above the Banks median (#1158 of 1305)
No single metric tells the full story. See the PRK stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Park National Corp is a diversified financial services company based in Newark, Ohio, consisting of 11 community banking divisions with more than 100 offices in Ohio and Kentucky. The company provides the following principal services: the acceptance of deposits for demand, savings and time accounts; commercial, industrial, consumer and real estate lending, including installment loans, credit cards (which are largely offered through a third party), home equity lines of credit and commercial leasing; trust and wealth management services; cash management; safe deposit operations; electronic funds transfers; and a variety of additional banking-related services.
71GF Score
Get the complete analysis for PRK
Intrinsic Value: Projected FCF is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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