Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.
MBSB BhdXKLS:1171 -0.85%37 EV-to-OCF is 1.99 as of Sep. 05, 2026, which is 542% above its 10-year median of 0.31. GuruFocus rates XKLS:1171 with a GF Score™ of 37/100 and a GF Value™ of RM0.69 (Modestly Undervalued). The stock has 4 warning signs investors should review. Among 1,486 Banks companies, MBSB Bhd ranks better than 58.41% on this metric.
EV-to-OCF is calculated as enterprise value divided by its cash flow from operations. As of today, MBSB Bhd's Enterprise Value is RM4,311 Mil.
MBSB Bhd's Cash Flow from Operations for the trailing twelve months (TTM) ended in Jun. 2026 was RM2,169 Mil. Therefore, MBSB Bhd's EV-to-OCF for today is 1.99.
The historical rank and industry rank for MBSB Bhd's EV-to-OCF or its related term are showing as below:
XKLS:1171'
s EV-to-OCF Range Over the Past 10 Years
Min: -33.55 Med: 0.31 Max: 8.02
Current: 1.99
During the past 13 years, the highest EV-to-OCF of MBSB Bhd was 8.02. The lowest was -33.55. And the median was 0.31.
XKLS:1171's EV-to-OCF is ranked better than 58.41% of 1486
companies
in the Banks industry
Industry Median: 4.05
vs XKLS:1171: 1.99
EV-to-OCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
EV-to-OCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
MBSB Bhd's share price for today is RM0.585.
MBSB Bhd's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Jun. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was RM0.021.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Enterprise Value is used because it is a more complete measure in reflecting how much an investor pays when buying a company. Cash Flow from Operations is an important financial metric because it represents the cash generated from operating activities at a company's disposal. Companies with a low EV-to-OCF ratio, combined with a strong balance sheet are generally considered as undervalued.
MBSB Bhd EV-to-OCF Related Terms
MBSB Bhd EV-to-OCF Historical Data
* Premium members only.
The historical data trend for MBSB Bhd's EV-to-OCF can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, MBSB Bhd's EV-to-OCF, along with its competitors' market caps and EV-to-OCF data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
MBSB Bhd EV-to-OCF vs Banks Industry
For the Banks industry and Financial Services sector, MBSB Bhd's EV-to-OCF distribution charts can be found below:
* The bar in red indicates where MBSB Bhd's EV-to-OCF falls into.
MBSB Bhd's current Enterprise Value is RM4,311 Mil.
MBSB Bhd's Cash Flow from Operations for the trailing twelve months (TTM) ended in Jun. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was RM2,169 Mil.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
MBSB Bhd (XKLS:1171) has a EV-to-OCF of 1.99 as of Sep. 05, 2026. This is 542% above median its historical median of 0.31. According to the industry distribution chart, MBSB Bhd ranks #618 out of 1486 companies in the Banks industry, placing it in the top 41.6%.
Is MBSB Bhd's EV-to-OCF too high?
MBSB Bhd's current EV-to-OCF of 1.99 is 542% above median its 10-year median of 0.31. The Banks industry median EV-to-OCF is 4.05. MBSB Bhd's value of 1.99 is 50.9% below this industry median. Based on the distribution chart, MBSB Bhd ranks #618 out of 1486 companies in the Banks industry, which is above the industry midpoint. Overall, MBSB Bhd has a GF Score™ of 37/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does MBSB Bhd's EV-to-OCF compare to USB and PNC?
According to the Banks industry distribution chart, MBSB Bhd ranks #618 out of 1486 companies for EV-to-OCF. This puts MBSB Bhd in the upper half of its industry. The industry median EV-to-OCF is 4.05. MBSB Bhd's value of 1.99 is 50.9% below this benchmark. While the company's 10-year median is 0.31 vs. the industry median of 4.05, MBSB Bhd has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EV-to-OCF for a Banks company?
The median EV-to-OCF among Banks companies is 4.05, based on 1,486 companies in the industry. Companies in the top quartile (top 25%) have a EV-to-OCF significantly above this median, while those in the bottom quartile fall well below. However, EV-to-OCF should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. MBSB Bhd's current EV-to-OCF of 1.99 is 50.9% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EV-to-OCF mean?
A high EV-to-OCF can signal that a stock is expensive relative to its fundamentals. For the Banks industry, the median EV-to-OCF is 4.05 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. MBSB Bhd's current EV-to-OCF is 1.99, which is 542% above median its own 10-year median of 0.31. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is MBSB Bhd stock overvalued right now?
Based on GuruFocus' analysis, MBSB Bhd (XKLS:1171) is currently considered Modestly Undervalued. The stock's GF Value™ is RM0.69, compared to a current price of RM0.59 — trading 15.2% below its estimated fair value. The current EV-to-OCF is 1.99, which is 542% above median its 10-year median of 0.31 and 50.9% below the Banks industry median of 4.05. MBSB Bhd's overall GF Score™ is 37/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EV-to-OCF calculated?
EV-to-OCF is calculated from a company's financial statements. For MBSB Bhd (XKLS:1171), the current EV-to-OCF is 1.99 as of Sep. 05, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is MBSB Bhd (XKLS:1171) Overvalued in 2026?
Based on GuruFocus' analysis, MBSB Bhd stock appears to be undervalued.
The current stock price of RM0.59 is trading 15.2% below its estimated GF Value™ of RM0.69.
GuruFocus considers MBSB Bhd to be Modestly Undervalued.
Key valuation signals for XKLS:1171:
EV-to-OCF: 1.99 (542% above median its 10-year median of 0.31)
GF Value™: RM0.69 vs. price of RM0.59 (15.2% below fair value)
Industry Position: 50.9% below the Banks median (#618 of 1486)
No single metric tells the full story. See the XKLS:1171 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
MBSB Bhd is a Malaysia-based banking company. The company operates through the following segments: Consumer Banking, which includes consumer financing such as property financing, personal financing, and wealth management services with individual customers in Malaysia; Corporate Banking segment includes corporate financing, wholesale financing, contract financing and commercial property financing with business customers; Global Market segment includes saving accounts, current accounts, term deposits, investment accounts, treasury activities including money market, sukuk, derivatives and trading of capital market securities; Investment segment refers to the operations of investment banking, asset management and all other related financial services; and Others segment.
37GF Score
Get the complete analysis for XKLS:1171
EV-to-OCF is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
Quick Browse
Personalize
Premium Gurus 
Create New Portfolio
XKLS:1171 has been successfully added to your 
