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A high debt to equity ratio generally means that a company has been aggressive in financing its growth with debt. This can result in volatile earnings as a result of the additional interest expense.
The historical rank and industry rank for Standard Chartered Bank (Nepal)'s Debt-to-Equity or its related term are showing as below:
XNEP:SCB'
s Debt-to-Equity Range Over the Past 10 Years
Min: 0.01 Med: 0.03 Max: 0.28
Current: 0.11
During the past 13 years, the highest Debt-to-Equity Ratio of Standard Chartered Bank (Nepal) was 0.28. The lowest was 0.01. And the median was 0.03.
XNEP:SCB's Debt-to-Equity is ranked better than 87.34% of 1414
companies
in the Banks industry
Industry Median: 0.58
vs XNEP:SCB: 0.11
Because a company can increase its ROE % by having more financial leverage, it is important to watch the leverage ratio when investing in high ROE % companies.
Standard Chartered Bank (Nepal) Debt-to-Equity Related Terms
Standard Chartered Bank (Nepal) Debt-to-Equity Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Standard Chartered Bank (Nepal) Debt-to-Equity Chart
Standard Chartered Bank (Nepal) Debt-to-Equity Competitor Comparison
For the Banks - Regional subindustry, Standard Chartered Bank (Nepal)'s Debt-to-Equity, along with its competitors' market caps and Debt-to-Equity data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Standard Chartered Bank (Nepal) Debt-to-Equity vs Banks Industry
For the Banks industry and Financial Services sector, Standard Chartered Bank (Nepal)'s Debt-to-Equity distribution charts can be found below:
* The bar in red indicates where Standard Chartered Bank (Nepal)'s Debt-to-Equity falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Standard Chartered Bank (Nepal) (XNEP:SCB) has a Debt-to-Equity of 0.11 as of Jul. 2026. Debt-to-Equity ratio represents the ratio of total debt to total company equity. View historical data on Standard Chartered Bank (Nepal) and its competitors. This is 267% above median its historical median of 0.03. Over the past decade, Standard Chartered Bank (Nepal)'s Debt-to-Equity has ranged from 0.01 to 0.28. According to the industry distribution chart, Standard Chartered Bank (Nepal) ranks #179 out of 1414 companies in the Banks industry, placing it in the top 12.7%.
Is Standard Chartered Bank (Nepal)'s Debt-to-Equity too high?
Standard Chartered Bank (Nepal)'s current Debt-to-Equity of 0.11 is 267% above median its 10-year median of 0.03. Over the past 10 years, this metric has ranged from a low of 0.01 to a high of 0.28. The Banks industry median Debt-to-Equity is 0.58. Standard Chartered Bank (Nepal)'s value of 0.11 is 81% below this industry median. Based on the distribution chart, Standard Chartered Bank (Nepal) ranks #179 out of 1414 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, Standard Chartered Bank (Nepal) has a GF Score™ of 68/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Standard Chartered Bank (Nepal)'s Debt-to-Equity compare to competitors?
According to the Banks industry distribution chart, Standard Chartered Bank (Nepal) ranks #179 out of 1414 companies for Debt-to-Equity. This places Standard Chartered Bank (Nepal) in the top 13% of its industry — outperforming the majority of peers. The industry median Debt-to-Equity is 0.58. Standard Chartered Bank (Nepal)'s value of 0.11 is 81% below this benchmark. Historically, Standard Chartered Bank (Nepal)'s own Debt-to-Equity has ranged from 0.01 to 0.28 over the past decade. While the company's 10-year median is 0.03 vs. the industry median of 0.58, Standard Chartered Bank (Nepal) has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Debt-to-Equity for a Banks company?
The median Debt-to-Equity among Banks companies is 0.58, based on 1,414 companies in the industry. Companies in the top quartile (top 25%) have a Debt-to-Equity significantly above this median, while those in the bottom quartile fall well below. However, Debt-to-Equity should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Standard Chartered Bank (Nepal)'s current Debt-to-Equity of 0.11 is 81% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Debt-to-Equity mean?
A high Debt-to-Equity can signal that a stock is expensive relative to its fundamentals. Debt-to-Equity ratio represents the ratio of total debt to total company equity. View historical data on Standard Chartered Bank (Nepal) and its competitors. For the Banks industry, the median Debt-to-Equity is 0.58 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Standard Chartered Bank (Nepal)'s current Debt-to-Equity is 0.11, which is 267% above median its own 10-year median of 0.03. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Standard Chartered Bank (Nepal) stock overvalued right now?
Based on GuruFocus' analysis, Standard Chartered Bank (Nepal) (XNEP:SCB) is currently considered Significantly Overvalued. The stock's GF Value™ is NPR416.20, compared to a current price of NPR651.00 — trading 56.4% above its estimated fair value. The current Debt-to-Equity is 0.11, which is 267% above median its 10-year median of 0.03 and 81% below the Banks industry median of 0.58. Standard Chartered Bank (Nepal)'s overall GF Score™ is 68/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Debt-to-Equity calculated?
Debt-to-Equity is calculated from a company's financial statements. For Standard Chartered Bank (Nepal) (XNEP:SCB), the current Debt-to-Equity is 0.11 as of Jul. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Standard Chartered Bank (Nepal) (XNEP:SCB) Overvalued in 2026?
Based on GuruFocus' analysis, Standard Chartered Bank (Nepal) stock appears to be overvalued.
The current stock price of NPR651.00 is trading 56.4% above its estimated GF Value™ of NPR416.20.
GuruFocus considers Standard Chartered Bank (Nepal) to be Significantly Overvalued.
Key valuation signals for XNEP:SCB:
Debt-to-Equity: 0.11 (267% above median its 10-year median of 0.03)
GF Value™: NPR416.20 vs. price of NPR651.00 (56.4% above fair value)
Industry Position: 81% below the Banks median (#179 of 1414)
No single metric tells the full story. See the XNEP:SCB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Standard Chartered Bank (Nepal) Ltd provides a range of banking products and services to a wide range of clients and customers encompassing individuals, mid-market local corporate, multinationals, large public sector companies, government corporations, airlines, hotels as well as the DO segment comprising embassies, aid agencies, NGOs, and INGOs across the country. The company's segments are Corporate and Investment Banking (CIB), Wealth & Retail Banking (WRB), and Others. It derives the majority of revenue from the Corporate and Investment Banking segment, which is engaged in Local corporate financing, advances to partnership firms and statutory bodies, which are not included in the Retail Banking segments, foreign exchange, fixed income, and money market and derivative transactions.
68GF Score
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