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During the past 12 months, Standard Chartered Bank (Nepal)'s average EPS without NRIGrowth Rate was -3.90% per year.
During the past 3 years, the average EPS without NRIGrowth Rate was 10.10% per year.
During the past 5 years, the average EPS without NRIGrowth Rate was 15.10% per year.
During the past 10 years, the average EPS without NRIGrowth Rate was -0.60% per year.
During the past 13 years, Standard Chartered Bank (Nepal)'s highest 3-Year average EPS without NRI Growth Rate was 35.60% per year. The lowest was -23.70% per year. And the median was -5.30% per year.
Standard Chartered Bank (Nepal) (XNEP:SCB) PE Ratio (TTM) Explanation
The PE Ratio (TTM) can be viewed as the number of years it takes for the company to earn back the price you pay for the stock. For example, if a company earns $2 a share per year, and the stock is traded at $30, the PE Ratio (TTM) is 15. Therefore it takes 15 years for the company to earn back the $30 you paid for its stock, assuming the earnings stays constant over the next 15 years.
In real business, earnings never stay constant. If a company can grow its earnings, it takes fewer years for the company to earn back the price you pay for the stock. If a company's earnings decline it takes more years. As a shareholder, you want the company to earn back the price you pay as soon as possible. Therefore, lower P/E stocks are more attractive than higher P/E stocks so long as the PE Ratio (TTM) is positive. Also for stocks with the same PE Ratio (TTM), the one with faster growth business is more attractive.
If a company loses money, the PE Ratio (TTM) becomes meaningless.
To compare stocks with different growth rates, Peter Lynch invented a ratio called PEG Ratio. PEG Ratio is defined as the PE Ratio (TTM) divided by the growth ratio. He thinks a company with a PE Ratio (TTM) equal to its growth rate is fairly valued. Still he said he would rather buy a company growing 20% a year with a PE Ratio (TTM) of 20, instead of a company growing 10% a year with a PE Ratio (TTM) of 10.
Because the PE Ratio (TTM) measures how long it takes to earn back the price you pay, the PE Ratio (TTM) can be applied to the stocks across different industries. That is why it is the one of the most important and widely used indicators for the valuation of stocks.
Investors need to be aware that the PE Ratio (TTM) can be misleading a lot of times, especially when the underlying business is cyclical and unpredictable. As Peter Lynch pointed out, cyclical businesses have higher profit margins at the peaks of the business cycles. Their earnings are high and PE Ratio (TTM)s are artificially low. It is usually a bad idea to buy a cyclical business when the PE Ratio (TTM) is low. A better ratio to identify the time to buy a cyclical businesses is the PS Ratio .
PE Ratio (TTM) can also be affected by non-recurring-items such as the sale of part of businesses. This may increase for the current year or quarter dramatically. But it cannot be repeated over and over. Therefore PE Ratio without NRI is a more accurate indication of valuation than PE Ratio (TTM).
Standard Chartered Bank (Nepal) PE Ratio (TTM) Related Terms
Standard Chartered Bank (Nepal) PE Ratio (TTM) Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Standard Chartered Bank (Nepal) PE Ratio (TTM) Chart
Standard Chartered Bank (Nepal) PE Ratio (TTM) Competitor Comparison
For the Banks - Regional subindustry, Standard Chartered Bank (Nepal)'s PE Ratio (TTM), along with its competitors' market caps and PE Ratio (TTM) data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Standard Chartered Bank (Nepal) PE Ratio (TTM) vs Banks Industry
For the Banks industry and Financial Services sector, Standard Chartered Bank (Nepal)'s PE Ratio (TTM) distribution charts can be found below:
* The bar in red indicates where Standard Chartered Bank (Nepal)'s PE Ratio (TTM) falls into.
Standard Chartered Bank (Nepal) PE Ratio (TTM) Calculation
The PE Ratio (TTM), or Price-to-Earnings ratio, or P/E Ratio, is a financial ratio used to compare a company's market price to its Earnings per Share (Diluted). It is the most widely used ratio in the valuation of stocks.
Standard Chartered Bank (Nepal)'s Share Price of today is NPR637.00.
Standard Chartered Bank (Nepal)'s Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Apr. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was NPR29.25.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
It can also be calculated from the numbers for the whole company:
There are at least three kinds of PE Ratio (TTM)s used by different investors. They are Trailing Twelve Month PE Ratio (TTM) or PE Ratio (TTM) (TTM), Forward PE Ratio, or PE Ratio without NRI. A new PE Ratio (TTM) based on inflation-adjusted normalized PE Ratio (TTM) is called Shiller PE Ratio, after Yale professor Robert Shiller.
In the calculation of PE Ratio (TTM), the earnings per share used are the earnings per share over the past 12 months. For Forward PE Ratio, the earnings are the expected earnings for the next twelve months. In the case of PE Ratio without NRI, the reported earnings less the non-recurring items are used.
For Shiller PE Ratio, the earnings of the past 10 years are inflation-adjusted and averaged. Since it looks at the average over the last 10 years, Shiller PE Ratio is also called PE10.
Standard Chartered Bank (Nepal) (XNEP:SCB) has a PE Ratio (TTM) of 21.78 as of Jul. 14, 2026. Trailing 12-month P/E ratio is the ratio of share price to a company's trailing 12-month earnings per share. View historical data on Standard Chartered Bank (Nepal) and its competitors. This is 32% above median its historical median of 16.53. Over the past decade, Standard Chartered Bank (Nepal)'s PE Ratio (TTM) has ranged from 7.77 to 77.50. According to the industry distribution chart, Standard Chartered Bank (Nepal) ranks #1280 out of 1450 companies in the Banks industry, placing it in the top 88.3%.
Is Standard Chartered Bank (Nepal)'s PE Ratio (TTM) too high?
Standard Chartered Bank (Nepal)'s current PE Ratio (TTM) of 21.78 is 32% above median its 10-year median of 16.53. Over the past 10 years, this metric has ranged from a low of 7.77 to a high of 77.50. The Banks industry median PE Ratio (TTM) is 11.79. Standard Chartered Bank (Nepal)'s value of 21.78 is 84.8% above this industry median. Based on the distribution chart, Standard Chartered Bank (Nepal) ranks #1280 out of 1450 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, Standard Chartered Bank (Nepal) has a GF Score™ of 72/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Standard Chartered Bank (Nepal)'s PE Ratio (TTM) compare to competitors?
According to the Banks industry distribution chart, Standard Chartered Bank (Nepal) ranks #1280 out of 1450 companies for PE Ratio (TTM). This places Standard Chartered Bank (Nepal) in the lower half of its industry. The industry median PE Ratio (TTM) is 11.79. Standard Chartered Bank (Nepal)'s value of 21.78 is 84.8% above this benchmark. Historically, Standard Chartered Bank (Nepal)'s own PE Ratio (TTM) has ranged from 7.77 to 77.50 over the past decade. While the company's 10-year median is 16.53 vs. the industry median of 11.79, Standard Chartered Bank (Nepal) has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PE Ratio (TTM) for a Banks company?
The median PE Ratio (TTM) among Banks companies is 11.79, based on 1,450 companies in the industry. Companies in the top quartile (top 25%) have a PE Ratio (TTM) significantly above this median, while those in the bottom quartile fall well below. However, PE Ratio (TTM) should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Standard Chartered Bank (Nepal)'s current PE Ratio (TTM) of 21.78 is 84.8% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PE Ratio (TTM) mean?
A high PE Ratio (TTM) can signal that a stock is expensive relative to its fundamentals. Trailing 12-month P/E ratio is the ratio of share price to a company's trailing 12-month earnings per share. View historical data on Standard Chartered Bank (Nepal) and its competitors. For the Banks industry, the median PE Ratio (TTM) is 11.79 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Standard Chartered Bank (Nepal)'s current PE Ratio (TTM) is 21.78, which is 32% above median its own 10-year median of 16.53. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Standard Chartered Bank (Nepal) stock overvalued right now?
Based on GuruFocus' analysis, Standard Chartered Bank (Nepal) (XNEP:SCB) is currently considered Significantly Overvalued. The stock's GF Value™ is NPR395.88, compared to a current price of NPR637.00 — trading 60.9% above its estimated fair value. The current PE Ratio (TTM) is 21.78, which is 32% above median its 10-year median of 16.53 and 84.8% above the Banks industry median of 11.79. Standard Chartered Bank (Nepal)'s overall GF Score™ is 72/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PE Ratio (TTM) calculated?
PE Ratio (TTM) is calculated from a company's financial statements. For Standard Chartered Bank (Nepal) (XNEP:SCB), the current PE Ratio (TTM) is 21.78 as of Jul. 14, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Standard Chartered Bank (Nepal) (XNEP:SCB) Overvalued in 2026?
Based on GuruFocus' analysis, Standard Chartered Bank (Nepal) stock appears to be overvalued.
The current stock price of NPR637.00 is trading 60.9% above its estimated GF Value™ of NPR395.88.
GuruFocus considers Standard Chartered Bank (Nepal) to be Significantly Overvalued.
Key valuation signals for XNEP:SCB:
PE Ratio (TTM): 21.78 (32% above median its 10-year median of 16.53)
GF Value™: NPR395.88 vs. price of NPR637.00 (60.9% above fair value)
Industry Position: 84.8% above the Banks median (#1280 of 1450)
No single metric tells the full story. See the XNEP:SCB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Standard Chartered Bank (Nepal) Business Description
Standard Chartered Bank (Nepal) Ltd provides a range of banking products and services to a wide range of clients and customers encompassing individuals, mid-market local corporate, multinationals, large public sector companies, government corporations, airlines, hotels as well as the DO segment comprising embassies, aid agencies, NGOs, and INGOs across the country. The company's segments are Corporate and Investment Banking (CIB), Wealth & Retail Banking (WRB), and Others. It derives the majority of revenue from the Corporate and Investment Banking segment, which is engaged in Local corporate financing, advances to partnership firms and statutory bodies, which are not included in the Retail Banking segments, foreign exchange, fixed income, and money market and derivative transactions.
72GF Score
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