ROA % is calculated as Net Income divided by its average Total Assets over a certain period of time. Standard Chartered Bank (Nepal)'s annualizedNet Income for the quarter that ended in Apr. 2026 was NPR2,833 Mil.
Standard Chartered Bank (Nepal)'s average Total Assets over the quarter that ended in Apr. 2026 was NPR171,906 Mil. Therefore, Standard Chartered Bank (Nepal)'s annualized ROA % for the quarter that ended in Apr. 2026 was 1.65%.
XNEP:SCB'
s ROA % Range Over the Past 10 Years
Min: 1.21 Med: 2.1 Max: 2.76
Current: 1.81
During the past 13 years, Standard Chartered Bank (Nepal)'s highest ROA % was 2.76%. The lowest was 1.21%. And the median was 2.10%.
XNEP:SCB's ROA % is ranked better than 85.7% of 1532
companies
in the Banks industry
Industry Median: 0.98
vs XNEP:SCB: 1.81
Standard Chartered Bank (Nepal) (XNEP:SCB) ROA % Explanation
ROA % measures the rate of return on the total assets (shareholder equity plus liabilities). It measures a firm's efficiency at generating profits from shareholders' equity plus its liabilities. ROA % shows how well a company uses what it has to generate earnings. ROA %s can vary drastically across industries. Therefore, ROA % should not be used to compare companies in different industries. For retailers, a ROA % of higher than 5% is expected. For example, Wal-Mart (WMT) has a ROA % of about 8% as of 2012. For banks, ROA % is close to their interest spread. A banks ROA % is typically well under 2%.
Similar to ROE, ROA % is affected by profit margins and asset turnover. This can be seen from the Du Pont Formula:
Note:
The Net Income data used here is four times the quarterly (Apr. 2026) net income data. The Revenue data used here is four times the quarterly (Apr. 2026) revenue data.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Be Aware
Like ROE, ROA % is calculated with only 12 months data. Fluctuations in the company's earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective. ROA % can be affected by events such as stock buyback or issuance, and by goodwill, a company's tax rate and its interest payment. ROA % may not reflect the true earning power of the assets. A more accurate measurement is ROC % (ROC).
Many analysts argue the higher return the better. Buffett states that really high ROA % may indicate vulnerability in the durability of the competitive advantage.
E.g. Raising $43b to take on KO is impossible, but $1.7b to take on Moody's is. Although Moody's ROA % and underlying economics is far superior to Coca Cola, the durability is far weaker because of lower entry cost.
Standard Chartered Bank (Nepal) ROA % Related Terms
Standard Chartered Bank (Nepal) ROA % Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Standard Chartered Bank (Nepal) ROA % Competitor Comparison
For the Banks - Regional subindustry, Standard Chartered Bank (Nepal)'s ROA %, along with its competitors' market caps and ROA % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Standard Chartered Bank (Nepal) ROA % vs Banks Industry
For the Banks industry and Financial Services sector, Standard Chartered Bank (Nepal)'s ROA % distribution charts can be found below:
* The bar in red indicates where Standard Chartered Bank (Nepal)'s ROA % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual ROA %, the net income of the last fiscal year and the average total assets over the fiscal year are used. In calculating the quarterly data,
the Net Income data used here is four times the quarterly (Apr. 2026) net income data.
ROA % is displayed in the 30-year financial page.
Standard Chartered Bank (Nepal) (XNEP:SCB) has a ROA % of 1.65% as of Apr. 2026. Return on assets is the ratio of current-period net income to average two-period total assets. View historical data on Standard Chartered Bank (Nepal) and its competitors. This is 21% below median its historical median of 2.10. Over the past decade, Standard Chartered Bank (Nepal)'s ROA % has ranged from 1.21 to 2.76. According to the industry distribution chart, Standard Chartered Bank (Nepal) ranks #219 out of 1532 companies in the Banks industry, placing it in the top 14.3%.
Is Standard Chartered Bank (Nepal)'s ROA % too high?
Standard Chartered Bank (Nepal)'s current ROA % of 1.65% is 21% below median its 10-year median of 2.10. Over the past 10 years, this metric has ranged from a low of 1.21 to a high of 2.76. The Banks industry median ROA % is 0.98. Standard Chartered Bank (Nepal)'s value of 1.65% is 68.4% above this industry median. Based on the distribution chart, Standard Chartered Bank (Nepal) ranks #219 out of 1532 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, Standard Chartered Bank (Nepal) has a GF Score™ of 72/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Standard Chartered Bank (Nepal)'s ROA % compare to competitors?
According to the Banks industry distribution chart, Standard Chartered Bank (Nepal) ranks #219 out of 1532 companies for ROA %. This places Standard Chartered Bank (Nepal) in the top 14% of its industry — outperforming the majority of peers. The industry median ROA % is 0.98. Standard Chartered Bank (Nepal)'s value of 1.65% is 68.4% above this benchmark. Historically, Standard Chartered Bank (Nepal)'s own ROA % has ranged from 1.21 to 2.76 over the past decade. While the company's 10-year median is 2.10 vs. the industry median of 0.98, Standard Chartered Bank (Nepal) has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROA % for a Banks company?
The median ROA % among Banks companies is 0.98, based on 1,532 companies in the industry. Companies in the top quartile (top 25%) have a ROA % significantly above this median, while those in the bottom quartile fall well below. However, ROA % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Standard Chartered Bank (Nepal)'s current ROA % of 1.65% is 68.4% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROA % mean?
A high ROA % can signal that a stock is expensive relative to its fundamentals. Return on assets is the ratio of current-period net income to average two-period total assets. View historical data on Standard Chartered Bank (Nepal) and its competitors. For the Banks industry, the median ROA % is 0.98 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Standard Chartered Bank (Nepal)'s current ROA % is 1.65%, which is 21% below median its own 10-year median of 2.10. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Standard Chartered Bank (Nepal) stock overvalued right now?
Based on GuruFocus' analysis, Standard Chartered Bank (Nepal) (XNEP:SCB) is currently considered Significantly Overvalued. The stock's GF Value™ is NPR394.54, compared to a current price of NPR641.80 — trading 62.7% above its estimated fair value. The current ROA % is 1.65%, which is 21% below median its 10-year median of 2.10 and 68.4% above the Banks industry median of 0.98. Standard Chartered Bank (Nepal)'s overall GF Score™ is 72/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROA % calculated?
ROA % is calculated from a company's financial statements. For Standard Chartered Bank (Nepal) (XNEP:SCB), the current ROA % is 1.65% as of Apr. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Standard Chartered Bank (Nepal) (XNEP:SCB) Overvalued in 2026?
Based on GuruFocus' analysis, Standard Chartered Bank (Nepal) stock appears to be overvalued.
The current stock price of NPR641.80 is trading 62.7% above its estimated GF Value™ of NPR394.54.
GuruFocus considers Standard Chartered Bank (Nepal) to be Significantly Overvalued.
Key valuation signals for XNEP:SCB:
ROA %: 1.65% (21% below median its 10-year median of 2.10)
GF Value™: NPR394.54 vs. price of NPR641.80 (62.7% above fair value)
Industry Position: 68.4% above the Banks median (#219 of 1532)
No single metric tells the full story. See the XNEP:SCB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Standard Chartered Bank (Nepal) Business Description
Standard Chartered Bank (Nepal) Ltd provides a range of banking products and services to a wide range of clients and customers encompassing individuals, mid-market local corporate, multinationals, large public sector companies, government corporations, airlines, hotels as well as the DO segment comprising embassies, aid agencies, NGOs, and INGOs across the country. The company's segments are Corporate and Investment Banking (CIB), Wealth & Retail Banking (WRB), and Others. It derives the majority of revenue from the Corporate and Investment Banking segment, which is engaged in Local corporate financing, advances to partnership firms and statutory bodies, which are not included in the Retail Banking segments, foreign exchange, fixed income, and money market and derivative transactions.
72GF Score
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