Standard Chartered Bank (Nepal) (XNEP:SCB) Net Loan: NPR77,270 Mil (As of Apr. 2026)

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

XNEP:SCB Standard Chartered Bank (Nepal) Ltd XNEP:SCB
69 GF Score
Price NPR643.20
GF Value NPR397.98
Valuation Significantly Overvalued
! 4 Warning Signs
View Full Analysis

What is Standard Chartered Bank (Nepal) Net Loan?

Standard Chartered Bank (Nepal) XNEP:SCB -0.74% 69 Net Loan is NPR77,270 Mil as of Apr. 2026. GuruFocus rates XNEP:SCB with a GF Score™ of 69/100 and a GF Value™ of NPR397.98 (Significantly Overvalued). The stock has 4 warning signs investors should review.

Standard Chartered Bank (Nepal)'s quarterly net loan declined from Oct. 2025 (NPR85,004 Mil) to Jan. 2026 (NPR83,301 Mil) and declined from Jan. 2026 (NPR83,301 Mil) to Apr. 2026 (NPR77,270 Mil).

Standard Chartered Bank (Nepal)'s annual net loan declined from Jul. 2023 (NPR89,802 Mil) to Jul. 2024 (NPR83,301 Mil) and declined from Jul. 2024 (NPR83,301 Mil) to Jul. 2025 (NPR77,270 Mil).

Standard Chartered Bank (Nepal) Net Loan Historical Data

* Premium members only.

The historical data trend for Standard Chartered Bank (Nepal)'s Net Loan can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Standard Chartered Bank (Nepal) Net Loan Chart

Standard Chartered Bank (Nepal) Annual Data
Trend Jul16 Jul17 Jul18 Jul19 Jul20 Jul21 Jul22 Jul23 Jul24 Jul25
Net Loan
Get a 7-Day Free Trial Premium Member Only Premium Member Only 67,054.39 83,674.82 89,802.31 82,913.19 82,306.08

Standard Chartered Bank (Nepal) Quarterly Data
Jul21 Oct21 Jan22 Apr22 Jul22 Oct22 Jan23 Apr23 Jul23 Oct23 Jan24 Apr24 Jul24 Oct24 Jan25 Apr25 Jul25 Oct25 Jan26 Apr26
Net Loan Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 89,853.98 82,306.08 85,003.67 83,301.35 77,270.50
XNEP:SCB
69GF Score
Standard Chartered Bank (Nepal) Ltd XNEP:SCB
Net Loan is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Standard Chartered Bank (Nepal) Net Loan Calculation

Total loans on banks' book. These are the fund that banks have lent out. The loans contribute to banks' income. Some borrower of the loans may stop paying their payment. In this case, the loan is called non-performing loans.

Loans can be divided into residential loans, commercial loans or consumer loans. Peter Lynch loved

Frequently Asked Questions Learn more about Net Loan →
What does a Net Loan of NPR77,270 Mil mean?
Standard Chartered Bank (Nepal) (XNEP:SCB) has a Net Loan of NPR77,270 Mil as of Apr. 2026. The total net loans as recorded on a bank's balance sheet. View historical data on Standard Chartered Bank (Nepal) and its competitors.
Is Standard Chartered Bank (Nepal)'s Net Loan too high?
Standard Chartered Bank (Nepal)'s current Net Loan is NPR77,270 Mil. Overall, Standard Chartered Bank (Nepal) has a GF Score™ of 69/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Standard Chartered Bank (Nepal)'s Net Loan compare to competitors?
Standard Chartered Bank (Nepal)'s Net Loan of NPR77,270 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Net Loan for a Banks company?
A good Net Loan depends on the Banks industry context. However, Net Loan should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Net Loan mean?
A high Net Loan can signal that a stock is expensive relative to its fundamentals. The total net loans as recorded on a bank's balance sheet. View historical data on Standard Chartered Bank (Nepal) and its competitors. Standard Chartered Bank (Nepal)'s current Net Loan is NPR77,270 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Standard Chartered Bank (Nepal) stock overvalued right now?
Based on GuruFocus' analysis, Standard Chartered Bank (Nepal) (XNEP:SCB) is currently considered Significantly Overvalued. The stock's GF Value™ is NPR397.98, compared to a current price of NPR643.20 — trading 61.6% above its estimated fair value. The current Net Loan is NPR77,270 Mil. Standard Chartered Bank (Nepal)'s overall GF Score™ is 69/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Net Loan calculated?
Net Loan is calculated from a company's financial statements. For Standard Chartered Bank (Nepal) (XNEP:SCB), the current Net Loan is NPR77,270 Mil as of Apr. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Standard Chartered Bank (Nepal) (XNEP:SCB) Overvalued in 2026?

Based on GuruFocus' analysis, Standard Chartered Bank (Nepal) stock appears to be overvalued. The current stock price of NPR643.20 is trading 61.6% above its estimated GF Value™ of NPR397.98. GuruFocus considers Standard Chartered Bank (Nepal) to be Significantly Overvalued.

Key valuation signals for XNEP:SCB:

  • Net Loan: NPR77,270 Mil
  • GF Value™: NPR397.98 vs. price of NPR643.20 (61.6% above fair value)
  • GF Score™: 69/100 with 4 warning signs

No single metric tells the full story. See the XNEP:SCB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Standard Chartered Bank (Nepal) Business Description

Address New Baneshwor, PO Box 3990, Kathmandu, NPL, 44600
Standard Chartered Bank (Nepal) Ltd provides a range of banking products and services to a wide range of clients and customers encompassing individuals, mid-market local corporate, multinationals, large public sector companies, government corporations, airlines, hotels as well as the DO segment comprising embassies, aid agencies, NGOs, and INGOs across the country. The company's segments are Corporate and Investment Banking (CIB), Wealth & Retail Banking (WRB), and Others. It derives the majority of revenue from the Corporate and Investment Banking segment, which is engaged in Local corporate financing, advances to partnership firms and statutory bodies, which are not included in the Retail Banking segments, foreign exchange, fixed income, and money market and derivative transactions.
69GF Score

Get the complete analysis for XNEP:SCB

Net Loan is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

NPR643.20
Price
NPR397.98
GF Value