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Net Income is the net profit that a company earns after deducting all costs and losses including cost of goods, SGA, DDA, interest expenses, non-recurring items and tax. Standard Chartered Bank (Nepal)'s Net Income for the
three
months ended in Jul. 2026 was NPR769 Mil. Its Net Income for the trailing twelve months (TTM) ended in Jul. 2026 was NPR2,850 Mil.
Standard Chartered Bank (Nepal) (XNEP:SCB) Net Income Explanation
Net Income is the most widely cited number in reporting a company's profitability. It is linked to the most popular earnings-per-share (EPS) number through:
Standard Chartered Bank (Nepal)'s Earnings per Share (Diluted) (EPS) for the quarter that ended in Jul. 2026 is calculated as
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Although Net Income and Earnings-per-Share (EPS) are the most widely used parameter in measuring a company's profitability and valuation, it is the least reliable. The reason is that reported earnings can be manipulated easily by adjusting any numbers such as Depreciation, Depletion and Amotorization and non-recurring items.
EPS is most useful for companies that have:
A predictable business
Consistent accounting methods
And few restructurings
The dividend paid to preferred stocks needs to be subtracted from the total net income in the calculation of EPS because common stock holders are not entitled to that part of the net income.
Be Aware
Warren Buffett looks for consistency and upward long term trend. Because of share repurchase it is possible for net earnings trend to differ from EPS trend. He preferred Net Income over EPS. The companies with durable competitive advantage companies report higher % net earnings to total revenues.
Important: If a company is showing net earnings history greater than 20% on total revenues, it is probably benefiting from a long term competitive advantage.
If net earnings is less than 10%, likely to be in a highly competitive business.
Standard Chartered Bank (Nepal) Net Income Related Terms
Standard Chartered Bank (Nepal) Net Income Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Standard Chartered Bank (Nepal) Net Income Calculation
Net Income is the net profit that a company earns after deducting all costs and losses including cost of goods, SGA, DDA, interest expenses, non-recurring items and tax.
Net Income for the trailing twelve months (TTM) ended in Jul. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was NPR2,850 Mil.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Standard Chartered Bank (Nepal) (XNEP:SCB) has a Net Income of NPR2,850 Mil as of Jul. 2026. Net Income is the total earnings after all operating expenses, interest and taxes. View historical data on Standard Chartered Bank (Nepal) and its competitors.
Is Standard Chartered Bank (Nepal)'s Net Income too high?
Standard Chartered Bank (Nepal)'s current Net Income is NPR2,850 Mil. Overall, Standard Chartered Bank (Nepal) has a GF Score™ of 68/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Standard Chartered Bank (Nepal)'s Net Income compare to competitors?
Standard Chartered Bank (Nepal)'s Net Income of NPR2,850 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Net Income for a Banks company?
A good Net Income depends on the Banks industry context. However, Net Income should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Net Income mean?
A high Net Income can signal that a stock is expensive relative to its fundamentals. Net Income is the total earnings after all operating expenses, interest and taxes. View historical data on Standard Chartered Bank (Nepal) and its competitors. Standard Chartered Bank (Nepal)'s current Net Income is NPR2,850 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Standard Chartered Bank (Nepal) stock overvalued right now?
Based on GuruFocus' analysis, Standard Chartered Bank (Nepal) (XNEP:SCB) is currently considered Significantly Overvalued. The stock's GF Value™ is NPR415.97, compared to a current price of NPR645.00 — trading 55.1% above its estimated fair value. The current Net Income is NPR2,850 Mil. Standard Chartered Bank (Nepal)'s overall GF Score™ is 68/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Net Income calculated?
Net Income is calculated from a company's financial statements. For Standard Chartered Bank (Nepal) (XNEP:SCB), the current Net Income is NPR2,850 Mil as of Jul. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Standard Chartered Bank (Nepal) (XNEP:SCB) Overvalued in 2026?
Based on GuruFocus' analysis, Standard Chartered Bank (Nepal) stock appears to be overvalued.
The current stock price of NPR645.00 is trading 55.1% above its estimated GF Value™ of NPR415.97.
GuruFocus considers Standard Chartered Bank (Nepal) to be Significantly Overvalued.
Key valuation signals for XNEP:SCB:
Net Income: NPR2,850 Mil
GF Value™: NPR415.97 vs. price of NPR645.00 (55.1% above fair value)
No single metric tells the full story. See the XNEP:SCB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Standard Chartered Bank (Nepal) Ltd provides a range of banking products and services to a wide range of clients and customers encompassing individuals, mid-market local corporate, multinationals, large public sector companies, government corporations, airlines, hotels as well as the DO segment comprising embassies, aid agencies, NGOs, and INGOs across the country. The company's segments are Corporate and Investment Banking (CIB), Wealth & Retail Banking (WRB), and Others. It derives the majority of revenue from the Corporate and Investment Banking segment, which is engaged in Local corporate financing, advances to partnership firms and statutory bodies, which are not included in the Retail Banking segments, foreign exchange, fixed income, and money market and derivative transactions.
68GF Score
Get the complete analysis for XNEP:SCB
Net Income is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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