Standard Chartered Bank (Nepal) (XNEP:SCB) Peter Lynch Fair Value: NPR232.76 (As of Jul. 30, 2026) — 13512% Above Median

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XNEP:SCB Standard Chartered Bank (Nepal) Ltd XNEP:SCB
69 GF Score
Price NPR657.00
GF Value NPR397.06
Valuation Significantly Overvalued
! 4 Warning Signs
View Full Analysis

What is Standard Chartered Bank (Nepal) Peter Lynch Fair Value?

Standard Chartered Bank (Nepal) XNEP:SCB +0.31% 69 Peter Lynch Fair Value is NPR232.76 as of Jul. 30, 2026, which is 100% below its 10-year median of 1.71. GuruFocus rates XNEP:SCB with a GF Score™ of 69/100 and a GF Value™ of NPR397.06 (Significantly Overvalued). The stock has 4 warning signs investors should review. Among 874 Banks companies, Standard Chartered Bank (Nepal) ranks worse than 92.79% on this metric.

Peter Lynch Fair Value applies to growing companies. The ideal range for the growth rate is between 10 - 20% a year. Peter Lynch thinks that the fair P/E value for a growth company equals its growth rate, that is PEG = 1. The earnings here is trailing twelve month (TTM) earnings. For non-bank companies, the growth rate we use is the average growth rate for EBITDA per share over the past 5 years. For Banks, the growth rate we use is the average growth rate for Book Value per share over the past 5 years. If 5-Year Growth Rate is greater than 25% a year, we use 25. If 5-Year Growth Rate is smaller than 5% a year, we do not calculate Peter Lynch Fair Value.

Here, as of today, Standard Chartered Bank (Nepal)'s PEG is 1. Standard Chartered Bank (Nepal)'s 5-Year TTM Book Value Growth Rate is 7.76. Standard Chartered Bank (Nepal)'s EPS without NRI for the trailing twelve months (TTM) ended in Apr. 2026 was NPR30.00. Therefore, the Peter Lynch Fair Value for today is NPR232.76.

As of today (2026-07-30), Standard Chartered Bank (Nepal)'s share price is NPR657.00. Standard Chartered Bank (Nepal)'s Peter Lynch fair value is NPR232.76. Therefore, Standard Chartered Bank (Nepal)'s Price to Peter Lynch Fair Value Ratio for today is 2.82.


The historical rank and industry rank for Standard Chartered Bank (Nepal)'s Peter Lynch Fair Value or its related term are showing as below:

XNEP:SCB' s Price-to-Peter-Lynch-Fair-Value Range Over the Past 10 Years
Min: 1.04   Med: 1.71   Max: 13.58
Current: 2.82


During the past 13 years, the highest Price to Peter Lynch Fair Value Ratio of Standard Chartered Bank (Nepal) was 13.58. The lowest was 1.04. And the median was 1.71.


XNEP:SCB's Price-to-Peter-Lynch-Fair-Value is ranked worse than
92.79% of 874 companies
in the Banks industry
Industry Median: 1.115 vs XNEP:SCB: 2.82

Note: Please don't confuse Peter Lynch Fair Value with the value reached in Peter Lynch Chart.


Standard Chartered Bank (Nepal)  (XNEP:SCB) Peter Lynch Fair Value Explanation

Peter Lynch Fair Value applies to growing companies. The ideal range for the growth rate is between 10 - 20% a year.

Peter Lynch thinks that the fair P/E value for a growth company equals its growth rate, that is PEG = 1. The earnings here is trailing twelve month (TTM) earnings. For non-bank companies, the growth rate we use is the average growth rate for EBITDA per share over the past 5 years. For Banks, the growth rate we use is the average growth rate for Book Value per share over the past 5 years.

Please don't confuse Peter Lynch Fair Value with the value reached in Peter Lynch Chart. In Peter Lynch chart, a fixed P/E ratio of 15 is used to draw the Earnings Line. Therefore the value reached has a P/E ratio of 15. But in Peter Lynch Fair Value calculation, P/E equals to the growth rate of Book Value per share over the past 5 years, which is 7.76 instead of 15 in this case.

Standard Chartered Bank (Nepal)'s Price to Peter Lynch Fair Value Ratio for today is calculated as

Price to Peter Lynch Fair Value=Share Price/Peter Lynch Fair Value
=657.00/232.76
=2.82

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


Standard Chartered Bank (Nepal) Peter Lynch Fair Value Related Terms


Standard Chartered Bank (Nepal) Peter Lynch Fair Value Historical Data

* Premium members only.

The historical data trend for Standard Chartered Bank (Nepal)'s Peter Lynch Fair Value can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Standard Chartered Bank (Nepal) Peter Lynch Fair Value Chart

Standard Chartered Bank (Nepal) Annual Data
Trend Jul16 Jul17 Jul18 Jul19 Jul20 Jul21 Jul22 Jul23 Jul24 Jul25
Peter Lynch Fair Value
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.00 0.00 255.65 264.27 232.76

Standard Chartered Bank (Nepal) Quarterly Data
Jul21 Oct21 Jan22 Apr22 Jul22 Oct22 Jan23 Apr23 Jul23 Oct23 Jan24 Apr24 Jul24 Oct24 Jan25 Apr25 Jul25 Oct25 Jan26 Apr26
Peter Lynch Fair Value Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 371.28 232.76 0.00 0.00 0.00

Standard Chartered Bank (Nepal) Peter Lynch Fair Value Competitor Comparison

For the Banks - Regional subindustry, Standard Chartered Bank (Nepal)'s Price-to-Peter-Lynch-Fair-Value, along with its competitors' market caps and Price-to-Peter-Lynch-Fair-Value data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Standard Chartered Bank (Nepal) Price-to-Peter-Lynch-Fair-Value vs Banks Industry

For the Banks industry and Financial Services sector, Standard Chartered Bank (Nepal)'s Price-to-Peter-Lynch-Fair-Value distribution charts can be found below:

* The bar in red indicates where Standard Chartered Bank (Nepal)'s Price-to-Peter-Lynch-Fair-Value falls into.


XNEP:SCB
69GF Score
Standard Chartered Bank (Nepal) Ltd XNEP:SCB
Peter Lynch Fair Value is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Standard Chartered Bank (Nepal) Peter Lynch Fair Value Calculation

Standard Chartered Bank (Nepal)'s Peter Lynch Fair Value for today is calculated as

Peter Lynch Fair Value=PEG Ratio*5-Year TTM Book Value Growth Rate***EPS without NRI (TTM)
=1* 7.76 *29.995
=232.76

Standard Chartered Bank (Nepal)'s EPS without NRI for the trailing twelve months (TTM) uses the latest annual data, which was NPR30.00.

* Note that for companies that do not have enough quarterly data to calculate the 5-Year TTM EBITDA Growth Rate, we use the annual data for the calculation.


* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

** Please be aware that the 5-Year TTM Book Value Growth Rate is calculated based on TTM data over the last 5 years. For quarterly reported companies, the TTM data is the latest quarter data. For companies that report semi-annually, annually, or do not have enough quarterly data, GuruFocus uses the annual data as the TTM data.

If 5-Year Earnings Growth Rate is greater than 25% a year, we use 25.

If 5-Year Earnings Growth Rate is smaller than 5% a year, we do not calculate Peter Lynch Fair Value.

Please note that we use the 5-year average growth rate of EBITDA per share as the growth rate for non-bank companies, as EBITDA growth is subject to less manipulations than net earnings per share. For banks, we use the 5-year average growth rate of Book Value per share as the growth rate. The reason is that EBITDA is not applicable to Banks and Book value is a relative important measurement for Banks. In the calculation, PEG=1 because Peter Lynch thinks that the fair P/E ratio of the growth stock is equal to its earnings growth rate.

Frequently Asked Questions Learn more about Peter Lynch Fair Value →
What does a Peter Lynch Fair Value of NPR232.76 mean?
Standard Chartered Bank (Nepal) (XNEP:SCB) has a Peter Lynch Fair Value of NPR232.76 as of Jul. 30, 2026. Peter Lynch Fair Value is the stock value based on a company's current earnings and five-year earnings growth, assuming a PEG of one. View historical data on Standard Chartered Bank (Nepal) and its competitors. This is 13512% above median its historical median of 1.71. Over the past decade, Standard Chartered Bank (Nepal)'s Peter Lynch Fair Value has ranged from 1.04 to 13.58. According to the industry distribution chart, Standard Chartered Bank (Nepal) ranks #811 out of 874 companies in the Banks industry, placing it in the top 92.8%.
Is Standard Chartered Bank (Nepal)'s Peter Lynch Fair Value too high?
Standard Chartered Bank (Nepal)'s current Peter Lynch Fair Value of NPR232.76 is 13512% above median its 10-year median of 1.71. Over the past 10 years, this metric has ranged from a low of 1.04 to a high of 13.58. Based on the distribution chart, Standard Chartered Bank (Nepal) ranks #811 out of 874 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, Standard Chartered Bank (Nepal) has a GF Score™ of 69/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Standard Chartered Bank (Nepal)'s Peter Lynch Fair Value compare to competitors?
According to the Banks industry distribution chart, Standard Chartered Bank (Nepal) ranks #811 out of 874 companies for Peter Lynch Fair Value. This places Standard Chartered Bank (Nepal) in the lower half of its industry. The industry median Peter Lynch Fair Value is 1.12. Historically, Standard Chartered Bank (Nepal)'s own Peter Lynch Fair Value has ranged from 1.04 to 13.58 over the past decade. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Peter Lynch Fair Value for a Banks company?
The median Peter Lynch Fair Value among Banks companies is 1.12, based on 874 companies in the industry. Companies in the top quartile (top 25%) have a Peter Lynch Fair Value significantly above this median, while those in the bottom quartile fall well below. However, Peter Lynch Fair Value should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Peter Lynch Fair Value mean?
A high Peter Lynch Fair Value can signal that a stock is expensive relative to its fundamentals. Peter Lynch Fair Value is the stock value based on a company's current earnings and five-year earnings growth, assuming a PEG of one. View historical data on Standard Chartered Bank (Nepal) and its competitors. For the Banks industry, the median Peter Lynch Fair Value is 1.12 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Standard Chartered Bank (Nepal)'s current Peter Lynch Fair Value is NPR232.76, which is 13512% above median its own 10-year median of 1.71. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Standard Chartered Bank (Nepal) stock overvalued right now?
Based on GuruFocus' analysis, Standard Chartered Bank (Nepal) (XNEP:SCB) is currently considered Significantly Overvalued. The stock's GF Value™ is NPR397.06, compared to a current price of NPR657.00 — trading 65.5% above its estimated fair value. The current Peter Lynch Fair Value is NPR232.76, which is 13512% above median its 10-year median of 1.71. Standard Chartered Bank (Nepal)'s overall GF Score™ is 69/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Peter Lynch Fair Value calculated?
Peter Lynch Fair Value is calculated from a company's financial statements. For Standard Chartered Bank (Nepal) (XNEP:SCB), the current Peter Lynch Fair Value is NPR232.76 as of Jul. 30, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Standard Chartered Bank (Nepal) (XNEP:SCB) Overvalued in 2026?

Based on GuruFocus' analysis, Standard Chartered Bank (Nepal) stock appears to be overvalued. The current stock price of NPR657.00 is trading 65.5% above its estimated GF Value™ of NPR397.06. GuruFocus considers Standard Chartered Bank (Nepal) to be Significantly Overvalued.

Key valuation signals for XNEP:SCB:

  • Peter Lynch Fair Value: NPR232.76 (13512% above median its 10-year median of 1.71)
  • GF Value™: NPR397.06 vs. price of NPR657.00 (65.5% above fair value)
  • GF Score™: 69/100 with 4 warning signs

No single metric tells the full story. See the XNEP:SCB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Standard Chartered Bank (Nepal) Business Description

Address New Baneshwor, PO Box 3990, Kathmandu, NPL, 44600
Standard Chartered Bank (Nepal) Ltd provides a range of banking products and services to a wide range of clients and customers encompassing individuals, mid-market local corporate, multinationals, large public sector companies, government corporations, airlines, hotels as well as the DO segment comprising embassies, aid agencies, NGOs, and INGOs across the country. The company's segments are Corporate and Investment Banking (CIB), Wealth & Retail Banking (WRB), and Others. It derives the majority of revenue from the Corporate and Investment Banking segment, which is engaged in Local corporate financing, advances to partnership firms and statutory bodies, which are not included in the Retail Banking segments, foreign exchange, fixed income, and money market and derivative transactions.
69GF Score

Get the complete analysis for XNEP:SCB

Peter Lynch Fair Value is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

NPR657.00
Price
NPR397.06
GF Value