Standard Chartered Bank (Nepal) (XNEP:SCB) Scaled Net Operating Assets: -0.27 (As of Apr. 2026)


XNEP:SCB Standard Chartered Bank (Nepal) Ltd XNEP:SCB
72 GF Score
Price NPR648.00
GF Value NPR395.14
Valuation Significantly Overvalued
! 2 Warning Signs
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What is Standard Chartered Bank (Nepal) Scaled Net Operating Assets?

Standard Chartered Bank (Nepal) XNEP:SCB +0.15% 72 Scaled Net Operating Assets is -0.27 as of Apr. 2026. GuruFocus rates XNEP:SCB with a GF Score™ of 72/100 and a GF Value™ of NPR395.14 (Significantly Overvalued). The stock has 2 warning signs investors should review.

Scaled Net Operating Assets (SNOA) is calculated as the difference between operating assets and operating liabilities, scaled by lagged total assets.

Standard Chartered Bank (Nepal)'s operating assets for the quarter that ended in Apr. 2026 was NPR105,963 Mil. Standard Chartered Bank (Nepal)'s operating liabilities for the quarter that ended in Apr. 2026 was NPR151,046 Mil. Standard Chartered Bank (Nepal)'s Total Assets for the quarter that ended in Jan. 2026 was NPR168,355 Mil. Therefore, Standard Chartered Bank (Nepal)'s scaled net operating assets (SNOA) for the quarter that ended in Apr. 2026 was -0.27.

XNEP:SCB
72GF Score
Standard Chartered Bank (Nepal) Ltd XNEP:SCB
Scaled Net Operating Assets is just one metric. See GF Score™, valuation, warning signs, and more.
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Standard Chartered Bank (Nepal) Scaled Net Operating Assets Calculation

Scaled Net Operating Assets (SNOA) is calculated as the difference between operating assets and operating liabilities, scaled by lagged total assets.

Standard Chartered Bank (Nepal)'s Scaled Net Operating Assets (SNOA) for the fiscal year that ended in Jul. 2025 is calculated as

Scaled Net Operating Assets (SNOA)(A: Jul. 2025 )
=(Operating Assets (A: Jul. 2025 )-Operating Liabilities (A: Jul. 2025 ))/Total Assets (A: Jul. 2024 )
=(104135.891-130311.514)/141189.071
=-0.19

where

Operating Assets(A: Jul. 2025 )
=Total Assets - Balance Sheet Cash And Cash Equivalents
=155879.403 - 51743.512
=104135.891

Operating Liabilities(A: Jul. 2025 )
=Total Liabilities - Long-Term Debt & Capital Lease Obligation - Short-Term Debt & Capital Lease Obligation
=134208.058 - 3896.544 - 0
=130311.514

Standard Chartered Bank (Nepal)'s Scaled Net Operating Assets (SNOA) for the quarter that ended in Apr. 2026 is calculated as

Scaled Net Operating Assets (SNOA)(Q: Apr. 2026 )
=(Operating Assets (Q: Apr. 2026 )-Operating Liabilities (Q: Apr. 2026 ))/Total Assets (Q: Jan. 2026 )
=(105963.399-151045.595)/168355.336
=-0.27

where

Operating Assets(Q: Apr. 2026 )
=Total Assets - Balance Sheet Cash And Cash Equivalents
=175457.304 - 69493.905
=105963.399

Operating Liabilities(Q: Apr. 2026 )
=Total Liabilities - Long-Term Debt & Capital Lease Obligation - Short-Term Debt & Capital Lease Obligation
=153505.871 - 2460.276 - 0
=151045.595

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

What does a Scaled Net Operating Assets of -0.27 mean?
Standard Chartered Bank (Nepal) (XNEP:SCB) has a Scaled Net Operating Assets of -0.27 as of Apr. 2026. Scaled net operating assets equals current-period operating assets less operating liabilities less prior-period total assets. View historical data on Standard Chartered Bank (Nepal) and its competitors.
Is Standard Chartered Bank (Nepal)'s Scaled Net Operating Assets too high?
Standard Chartered Bank (Nepal)'s current Scaled Net Operating Assets is -0.27. Overall, Standard Chartered Bank (Nepal) has a GF Score™ of 72/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Standard Chartered Bank (Nepal)'s Scaled Net Operating Assets compare to competitors?
Standard Chartered Bank (Nepal)'s Scaled Net Operating Assets of -0.27 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Scaled Net Operating Assets for a Banks company?
A good Scaled Net Operating Assets depends on the Banks industry context. However, Scaled Net Operating Assets should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Scaled Net Operating Assets mean?
A high Scaled Net Operating Assets can signal that a stock is expensive relative to its fundamentals. Scaled net operating assets equals current-period operating assets less operating liabilities less prior-period total assets. View historical data on Standard Chartered Bank (Nepal) and its competitors. Standard Chartered Bank (Nepal)'s current Scaled Net Operating Assets is -0.27. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Standard Chartered Bank (Nepal) stock overvalued right now?
Based on GuruFocus' analysis, Standard Chartered Bank (Nepal) (XNEP:SCB) is currently considered Significantly Overvalued. The stock's GF Value™ is NPR395.14, compared to a current price of NPR648.00 — trading 64% above its estimated fair value. The current Scaled Net Operating Assets is -0.27. Standard Chartered Bank (Nepal)'s overall GF Score™ is 72/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Scaled Net Operating Assets calculated?
Scaled Net Operating Assets is calculated from a company's financial statements. For Standard Chartered Bank (Nepal) (XNEP:SCB), the current Scaled Net Operating Assets is -0.27 as of Apr. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Standard Chartered Bank (Nepal) (XNEP:SCB) Overvalued in 2026?

Based on GuruFocus' analysis, Standard Chartered Bank (Nepal) stock appears to be overvalued. The current stock price of NPR648.00 is trading 64% above its estimated GF Value™ of NPR395.14. GuruFocus considers Standard Chartered Bank (Nepal) to be Significantly Overvalued.

Key valuation signals for XNEP:SCB:

  • Scaled Net Operating Assets: -0.27
  • GF Value™: NPR395.14 vs. price of NPR648.00 (64% above fair value)
  • GF Score™: 72/100 with 2 warning signs

No single metric tells the full story. See the XNEP:SCB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Standard Chartered Bank (Nepal) Business Description

Address New Baneshwor, PO Box 3990, Kathmandu, NPL, 44600
Standard Chartered Bank (Nepal) Ltd provides a range of banking products and services to a wide range of clients and customers encompassing individuals, mid-market local corporate, multinationals, large public sector companies, government corporations, airlines, hotels as well as the DO segment comprising embassies, aid agencies, NGOs, and INGOs across the country. The company's segments are Corporate and Investment Banking (CIB), Wealth & Retail Banking (WRB), and Others. It derives the majority of revenue from the Corporate and Investment Banking segment, which is engaged in Local corporate financing, advances to partnership firms and statutory bodies, which are not included in the Retail Banking segments, foreign exchange, fixed income, and money market and derivative transactions.
72GF Score

Get the complete analysis for XNEP:SCB

Scaled Net Operating Assets is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

NPR648.00
Price
NPR395.14
GF Value