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Retained earnings is the accumulated portion of net income that is not distributed to shareholders. Standard Chartered Bank (Nepal)'s retained earnings for the quarter that ended in Apr. 2026 was NPR1,355 Mil.
Standard Chartered Bank (Nepal)'s quarterly retained earnings
declined
from Oct. 2025 (NPR2,411 Mil) to Jan. 2026 (NPR913 Mil) but then
increased
from Jan. 2026 (NPR913 Mil) to Apr. 2026 (NPR1,355 Mil).
Standard Chartered Bank (Nepal)'s annual retained earnings
declined
from Jul. 2023 (NPR2,711 Mil) to Jul. 2024 (NPR2,462 Mil) and
declined
from Jul. 2024 (NPR2,462 Mil) to Jul. 2025 (NPR1,996 Mil).
Standard Chartered Bank (Nepal) (XNEP:SCB) Retained Earnings Explanation
Historically profitable companies sometimes have negative retained earnings. This is because they have cumulatively paid out more to shareholders than they reported in profits.
For example, in 2011, Microsoft had negative retained earnings. This does not mean the company lost more money than it made over the years. It just means it paid out more money than it earned.
If a company has negative retained earnings, investors should check the 10-year financial results. They should not assume that negative retained earnings prove a company has generally lost money in the past.
Of course, many companies with negative retained earnings have indeed lost money in the past.
Retained Earnings: Warren Buffett's Secret.
One of the most important indicators of durable competitive advantage. Net earnings can be paid out as dividends, used to buy back shares or retained for growth.
If the company loses more than it has accumulated, retained earnings is negative.
If a company isn't adding to its retained earnings, it isn't growing its net worth.
Rate of growth of retained earnings is good indicator whether it's benefiting from a competitive advantage.
Microsoft is negative because it chose to buyback stock and pay dividends.
The more earnings retained, the faster it grows and increases growth rate for future earnings.
Standard Chartered Bank (Nepal) Retained Earnings Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Standard Chartered Bank (Nepal) Retained Earnings Chart
Standard Chartered Bank (Nepal) Retained Earnings Calculation
Retained Earnings is the accumulated portion of net income that is not distributed to shareholders. Because the net income was not distributed to shareholders, shareholders' equity is increased by the same amount.
Of course, if a company loses, it is called retained losses, or accumulated losses.
What does a Retained Earnings of NPR1,355 Mil mean?
Standard Chartered Bank (Nepal) (XNEP:SCB) has a Retained Earnings of NPR1,355 Mil as of Apr. 2026. Retained earnings is the amount of net income not issued to shareholders. View historical data on Standard Chartered Bank (Nepal) and its competitors.
Is Standard Chartered Bank (Nepal)'s Retained Earnings too high?
Standard Chartered Bank (Nepal)'s current Retained Earnings is NPR1,355 Mil. Overall, Standard Chartered Bank (Nepal) has a GF Score™ of 69/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Standard Chartered Bank (Nepal)'s Retained Earnings compare to competitors?
Standard Chartered Bank (Nepal)'s Retained Earnings of NPR1,355 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Retained Earnings for a Banks company?
A good Retained Earnings depends on the Banks industry context. However, Retained Earnings should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Retained Earnings mean?
A high Retained Earnings can signal that a stock is expensive relative to its fundamentals. Retained earnings is the amount of net income not issued to shareholders. View historical data on Standard Chartered Bank (Nepal) and its competitors. Standard Chartered Bank (Nepal)'s current Retained Earnings is NPR1,355 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Standard Chartered Bank (Nepal) stock overvalued right now?
Based on GuruFocus' analysis, Standard Chartered Bank (Nepal) (XNEP:SCB) is currently considered Significantly Overvalued. The stock's GF Value™ is NPR397.21, compared to a current price of NPR651.00 — trading 63.9% above its estimated fair value. The current Retained Earnings is NPR1,355 Mil. Standard Chartered Bank (Nepal)'s overall GF Score™ is 69/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Retained Earnings calculated?
Retained Earnings is calculated from a company's financial statements. For Standard Chartered Bank (Nepal) (XNEP:SCB), the current Retained Earnings is NPR1,355 Mil as of Apr. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Standard Chartered Bank (Nepal) (XNEP:SCB) Overvalued in 2026?
Based on GuruFocus' analysis, Standard Chartered Bank (Nepal) stock appears to be overvalued.
The current stock price of NPR651.00 is trading 63.9% above its estimated GF Value™ of NPR397.21.
GuruFocus considers Standard Chartered Bank (Nepal) to be Significantly Overvalued.
Key valuation signals for XNEP:SCB:
Retained Earnings: NPR1,355 Mil
GF Value™: NPR397.21 vs. price of NPR651.00 (63.9% above fair value)
No single metric tells the full story. See the XNEP:SCB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Standard Chartered Bank (Nepal) Ltd provides a range of banking products and services to a wide range of clients and customers encompassing individuals, mid-market local corporate, multinationals, large public sector companies, government corporations, airlines, hotels as well as the DO segment comprising embassies, aid agencies, NGOs, and INGOs across the country. The company's segments are Corporate and Investment Banking (CIB), Wealth & Retail Banking (WRB), and Others. It derives the majority of revenue from the Corporate and Investment Banking segment, which is engaged in Local corporate financing, advances to partnership firms and statutory bodies, which are not included in the Retail Banking segments, foreign exchange, fixed income, and money market and derivative transactions.
69GF Score
Get the complete analysis for XNEP:SCB
Retained Earnings is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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