XNEP:SCB'
s ROE % Range Over the Past 10 Years
Min: 8.93 Med: 15.84 Max: 18.98
Current: 13.58
During the past 13 years, Standard Chartered Bank (Nepal)'s highest ROE % was 18.98%. The lowest was 8.93%. And the median was 15.84%.
XNEP:SCB's ROE % is ranked better than 73.23% of 1524
companies
in the Banks industry
Industry Median: 10.22
vs XNEP:SCB: 13.58
Standard Chartered Bank (Nepal) (XNEP:SCB) ROE % Explanation
ROE % measures the rate of return on the ownership interest (shareholder's equity) of the common stock owners. It measures a firm's efficiency at generating profits from every unit of shareholders' equity (also known as net assets or assets minus liabilities). ROE % shows how well a company uses investment funds to generate earnings growth. ROE %s between 15% and 20% are considered desirable.
The factors that affect a company's ROE % can be illustrated with the three-step DuPont Analysis:
Note:
The net income data used here is four times the quarterly (Apr. 2026) net income data. The Revenue data used here is four times the quarterly (Apr. 2026) revenue data. The same rule applies to Pre-Tax Income and Operating Income.
* In the five-step DuPont Analysis, Operating Income is only available for non-financial companies. Thus, for Insurance companies, we use EBIT as a substitution of Operating Income. For Banks, both Operating Income and EBIT is unavailable. Thus we combined Interest Burden and Operating Margin % into Pretax Margin %, and the DuPont Analysis is divided into four components instead.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Be Aware
Net Income is used.
Because a company can increase its ROE % by having more financial leverage, it is important to watch the equity multiplier when investing in high ROE % companies. Like ROA %, ROE % is calculated with only 12 months data. Fluctuations in company's earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective.
Asset light businesses require very few assets to generate very high earnings. Their ROE %s can be extremely high.
Standard Chartered Bank (Nepal) ROE % Related Terms
Standard Chartered Bank (Nepal) ROE % Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Standard Chartered Bank (Nepal) ROE % Competitor Comparison
For the Banks - Regional subindustry, Standard Chartered Bank (Nepal)'s ROE %, along with its competitors' market caps and ROE % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Standard Chartered Bank (Nepal) ROE % vs Banks Industry
For the Banks industry and Financial Services sector, Standard Chartered Bank (Nepal)'s ROE % distribution charts can be found below:
* The bar in red indicates where Standard Chartered Bank (Nepal)'s ROE % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual ROE %, the net income of the last fiscal year and the average total shareholder equity over the fiscal year are used. In calculating the quarterly data,
the net income data used here is four times the quarterly (Apr. 2026) net income data.
ROE % is displayed in the 30-year financial page.
Standard Chartered Bank (Nepal) (XNEP:SCB) has a ROE % of 13.14% as of Apr. 2026. Return on equity is the ratio of current-period net income to average two-period total equity. View historical data on Standard Chartered Bank (Nepal) and its competitors. This is 17% below median its historical median of 15.84. Over the past decade, Standard Chartered Bank (Nepal)'s ROE % has ranged from 8.93 to 18.98. According to the industry distribution chart, Standard Chartered Bank (Nepal) ranks #408 out of 1524 companies in the Banks industry, placing it in the top 26.8%.
Is Standard Chartered Bank (Nepal)'s ROE % too high?
Standard Chartered Bank (Nepal)'s current ROE % of 13.14% is 17% below median its 10-year median of 15.84. Over the past 10 years, this metric has ranged from a low of 8.93 to a high of 18.98. The Banks industry median ROE % is 10.22. Standard Chartered Bank (Nepal)'s value of 13.14% is 28.6% above this industry median. Based on the distribution chart, Standard Chartered Bank (Nepal) ranks #408 out of 1524 companies in the Banks industry, which is above the industry midpoint. Overall, Standard Chartered Bank (Nepal) has a GF Score™ of 72/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Standard Chartered Bank (Nepal)'s ROE % compare to competitors?
According to the Banks industry distribution chart, Standard Chartered Bank (Nepal) ranks #408 out of 1524 companies for ROE %. This puts Standard Chartered Bank (Nepal) in the upper half of its industry. The industry median ROE % is 10.22. Standard Chartered Bank (Nepal)'s value of 13.14% is 28.6% above this benchmark. Historically, Standard Chartered Bank (Nepal)'s own ROE % has ranged from 8.93 to 18.98 over the past decade. While the company's 10-year median is 15.84 vs. the industry median of 10.22, Standard Chartered Bank (Nepal) has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROE % for a Banks company?
The median ROE % among Banks companies is 10.22, based on 1,524 companies in the industry. Companies in the top quartile (top 25%) have a ROE % significantly above this median, while those in the bottom quartile fall well below. However, ROE % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Standard Chartered Bank (Nepal)'s current ROE % of 13.14% is 28.6% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROE % mean?
A high ROE % can signal that a stock is expensive relative to its fundamentals. Return on equity is the ratio of current-period net income to average two-period total equity. View historical data on Standard Chartered Bank (Nepal) and its competitors. For the Banks industry, the median ROE % is 10.22 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Standard Chartered Bank (Nepal)'s current ROE % is 13.14%, which is 17% below median its own 10-year median of 15.84. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Standard Chartered Bank (Nepal) stock overvalued right now?
Based on GuruFocus' analysis, Standard Chartered Bank (Nepal) (XNEP:SCB) is currently considered Significantly Overvalued. The stock's GF Value™ is NPR394.54, compared to a current price of NPR641.80 — trading 62.7% above its estimated fair value. The current ROE % is 13.14%, which is 17% below median its 10-year median of 15.84 and 28.6% above the Banks industry median of 10.22. Standard Chartered Bank (Nepal)'s overall GF Score™ is 72/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROE % calculated?
ROE % is calculated from a company's financial statements. For Standard Chartered Bank (Nepal) (XNEP:SCB), the current ROE % is 13.14% as of Apr. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Standard Chartered Bank (Nepal) (XNEP:SCB) Overvalued in 2026?
Based on GuruFocus' analysis, Standard Chartered Bank (Nepal) stock appears to be overvalued.
The current stock price of NPR641.80 is trading 62.7% above its estimated GF Value™ of NPR394.54.
GuruFocus considers Standard Chartered Bank (Nepal) to be Significantly Overvalued.
Key valuation signals for XNEP:SCB:
ROE %: 13.14% (17% below median its 10-year median of 15.84)
GF Value™: NPR394.54 vs. price of NPR641.80 (62.7% above fair value)
Industry Position: 28.6% above the Banks median (#408 of 1524)
No single metric tells the full story. See the XNEP:SCB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Standard Chartered Bank (Nepal) Business Description
Standard Chartered Bank (Nepal) Ltd provides a range of banking products and services to a wide range of clients and customers encompassing individuals, mid-market local corporate, multinationals, large public sector companies, government corporations, airlines, hotels as well as the DO segment comprising embassies, aid agencies, NGOs, and INGOs across the country. The company's segments are Corporate and Investment Banking (CIB), Wealth & Retail Banking (WRB), and Others. It derives the majority of revenue from the Corporate and Investment Banking segment, which is engaged in Local corporate financing, advances to partnership firms and statutory bodies, which are not included in the Retail Banking segments, foreign exchange, fixed income, and money market and derivative transactions.
72GF Score
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