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The historical rank and industry rank for Standard Chartered Bank (Nepal)'s Return-on-Tangible-Asset or its related term are showing as below:
XNEP:SCB'
s Return-on-Tangible-Asset Range Over the Past 10 Years
Min: 1.21 Med: 2.1 Max: 2.76
Current: 1.81
During the past 13 years, Standard Chartered Bank (Nepal)'s highest Return-on-Tangible-Asset was 2.76%. The lowest was 1.21%. And the median was 2.10%.
XNEP:SCB's Return-on-Tangible-Asset is ranked better than 85.27% of 1528
companies
in the Banks industry
Industry Median: 1
vs XNEP:SCB: 1.81
Standard Chartered Bank (Nepal) (XNEP:SCB) Return-on-Tangible-Asset Explanation
Return-on-Tangible-Asset measures the rate of return on the average total tangible assets (total assets minus intangible assets). Tangible means physical in nature. Intangible Assets are assets that are not physical in nature, and typically "derive their value from legal or intellectual rights." Return-on-Tangible-Asset measures a firm's efficiency at generating profits from its tangible assets. It shows how well a company uses what it has to generate earnings. Return-on-Tangible-Assets can vary drastically across industries. Therefore, Return-on-Tangible-Asset should not be used to compare companies in different industries.
Be Aware
Like ROE and ROA, Return-on-Tangible-Asset is calculated with only 12 months data. Fluctuations in the companys earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective. Return-on-Tangible-Asset can be affected by events such as stock buyback or issuance, and by a companys tax rate and its interest payment. Return-on-Tangible-Asset may not reflect the true earning power of the assets. A more accurate measurement is ROC % (ROC).
Many analysts argue the higher return the better. Buffett states that really high Return-on-Tangible-Asset may indicate vulnerability in the durability of the competitive advantage.
Standard Chartered Bank (Nepal) Return-on-Tangible-Asset Related Terms
Standard Chartered Bank (Nepal) Return-on-Tangible-Asset Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Standard Chartered Bank (Nepal) Return-on-Tangible-Asset Chart
Standard Chartered Bank (Nepal) Return-on-Tangible-Asset Competitor Comparison
For the Banks - Regional subindustry, Standard Chartered Bank (Nepal)'s Return-on-Tangible-Asset, along with its competitors' market caps and Return-on-Tangible-Asset data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Standard Chartered Bank (Nepal) Return-on-Tangible-Asset vs Banks Industry
For the Banks industry and Financial Services sector, Standard Chartered Bank (Nepal)'s Return-on-Tangible-Asset distribution charts can be found below:
* The bar in red indicates where Standard Chartered Bank (Nepal)'s Return-on-Tangible-Asset falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual Return-on-Tangible-Asset, the net income of the last fiscal year and the average total tangible assets over the fiscal year are used. In calculating the quarterly data,
the Net Income data used here is four times the quarterly (Apr. 2026) net income data.
What does a Return-on-Tangible-Asset of 1.65% mean?
Standard Chartered Bank (Nepal) (XNEP:SCB) has a Return-on-Tangible-Asset of 1.65% as of Apr. 2026. Return on tangible assets is the ratio of current-period net income to average two-period tangible assets. View historical data on Standard Chartered Bank (Nepal) and its competitors. This is 21% below median its historical median of 2.10. Over the past decade, Standard Chartered Bank (Nepal)'s Return-on-Tangible-Asset has ranged from 1.21 to 2.76. According to the industry distribution chart, Standard Chartered Bank (Nepal) ranks #225 out of 1528 companies in the Banks industry, placing it in the top 14.7%.
Is Standard Chartered Bank (Nepal)'s Return-on-Tangible-Asset too high?
Standard Chartered Bank (Nepal)'s current Return-on-Tangible-Asset of 1.65% is 21% below median its 10-year median of 2.10. Over the past 10 years, this metric has ranged from a low of 1.21 to a high of 2.76. The Banks industry median Return-on-Tangible-Asset is 1.00. Standard Chartered Bank (Nepal)'s value of 1.65% is 65% above this industry median. Based on the distribution chart, Standard Chartered Bank (Nepal) ranks #225 out of 1528 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, Standard Chartered Bank (Nepal) has a GF Score™ of 69/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Standard Chartered Bank (Nepal)'s Return-on-Tangible-Asset compare to competitors?
According to the Banks industry distribution chart, Standard Chartered Bank (Nepal) ranks #225 out of 1528 companies for Return-on-Tangible-Asset. This places Standard Chartered Bank (Nepal) in the top 15% of its industry — outperforming the majority of peers. The industry median Return-on-Tangible-Asset is 1.00. Standard Chartered Bank (Nepal)'s value of 1.65% is 65% above this benchmark. Historically, Standard Chartered Bank (Nepal)'s own Return-on-Tangible-Asset has ranged from 1.21 to 2.76 over the past decade. While the company's 10-year median is 2.10 vs. the industry median of 1.00, Standard Chartered Bank (Nepal) has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Return-on-Tangible-Asset for a Banks company?
The median Return-on-Tangible-Asset among Banks companies is 1.00, based on 1,528 companies in the industry. Companies in the top quartile (top 25%) have a Return-on-Tangible-Asset significantly above this median, while those in the bottom quartile fall well below. However, Return-on-Tangible-Asset should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Standard Chartered Bank (Nepal)'s current Return-on-Tangible-Asset of 1.65% is 65% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Return-on-Tangible-Asset mean?
A high Return-on-Tangible-Asset can signal that a stock is expensive relative to its fundamentals. Return on tangible assets is the ratio of current-period net income to average two-period tangible assets. View historical data on Standard Chartered Bank (Nepal) and its competitors. For the Banks industry, the median Return-on-Tangible-Asset is 1.00 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Standard Chartered Bank (Nepal)'s current Return-on-Tangible-Asset is 1.65%, which is 21% below median its own 10-year median of 2.10. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Standard Chartered Bank (Nepal) stock overvalued right now?
Based on GuruFocus' analysis, Standard Chartered Bank (Nepal) (XNEP:SCB) is currently considered Significantly Overvalued. The stock's GF Value™ is NPR396.99, compared to a current price of NPR655.00 — trading 65% above its estimated fair value. The current Return-on-Tangible-Asset is 1.65%, which is 21% below median its 10-year median of 2.10 and 65% above the Banks industry median of 1.00. Standard Chartered Bank (Nepal)'s overall GF Score™ is 69/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Return-on-Tangible-Asset calculated?
Return-on-Tangible-Asset is calculated from a company's financial statements. For Standard Chartered Bank (Nepal) (XNEP:SCB), the current Return-on-Tangible-Asset is 1.65% as of Apr. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Standard Chartered Bank (Nepal) (XNEP:SCB) Overvalued in 2026?
Based on GuruFocus' analysis, Standard Chartered Bank (Nepal) stock appears to be overvalued.
The current stock price of NPR655.00 is trading 65% above its estimated GF Value™ of NPR396.99.
GuruFocus considers Standard Chartered Bank (Nepal) to be Significantly Overvalued.
Key valuation signals for XNEP:SCB:
Return-on-Tangible-Asset: 1.65% (21% below median its 10-year median of 2.10)
GF Value™: NPR396.99 vs. price of NPR655.00 (65% above fair value)
Industry Position: 65% above the Banks median (#225 of 1528)
No single metric tells the full story. See the XNEP:SCB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Standard Chartered Bank (Nepal) Business Description
Standard Chartered Bank (Nepal) Ltd provides a range of banking products and services to a wide range of clients and customers encompassing individuals, mid-market local corporate, multinationals, large public sector companies, government corporations, airlines, hotels as well as the DO segment comprising embassies, aid agencies, NGOs, and INGOs across the country. The company's segments are Corporate and Investment Banking (CIB), Wealth & Retail Banking (WRB), and Others. It derives the majority of revenue from the Corporate and Investment Banking segment, which is engaged in Local corporate financing, advances to partnership firms and statutory bodies, which are not included in the Retail Banking segments, foreign exchange, fixed income, and money market and derivative transactions.
69GF Score
Get the complete analysis for XNEP:SCB
Return-on-Tangible-Asset is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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