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Liabilities-to-Assets is a solvency ratio indicating how much of the company’s assets are made of liabilities, calculated as total liabilities divided by total asset. Standard Chartered Bank (Nepal)'s Total Liabilities for the quarter that ended in Jul. 2026 was NPR157,390 Mil. Standard Chartered Bank (Nepal)'s Total Assets for the quarter that ended in Jul. 2026 was NPR180,063 Mil.
Therefore, Standard Chartered Bank (Nepal)'s Liabilities-to-Assets Ratio for the quarter that ended in Jul. 2026 was 0.87.
Standard Chartered Bank (Nepal) (XNEP:SCB) Liabilities-to-Assets Explanation
Liabilities-to-Assets is a solvency ratio indicating how much of the company’s assets are made of liabilities. It can vary greatly across different industries, as they have different capital structure. A high Liabilities-to-Assets ratio (more leveraged) suggests that the company might have potential solvency problems, or even a signal of financial distress. Conversely, a low Liabilities-to-Assets ratio usually indicates a healthy financial situation. However, it may also suggest that the company is not expanding or not making good use of debt.
Standard Chartered Bank (Nepal) Liabilities-to-Assets Related Terms
Standard Chartered Bank (Nepal) Liabilities-to-Assets Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Standard Chartered Bank (Nepal) Liabilities-to-Assets Chart
Standard Chartered Bank (Nepal) Liabilities-to-Assets Competitor Comparison
For the Banks - Regional subindustry, Standard Chartered Bank (Nepal)'s Liabilities-to-Assets, along with its competitors' market caps and Liabilities-to-Assets data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Standard Chartered Bank (Nepal) Liabilities-to-Assets vs Banks Industry
For the Banks industry and Financial Services sector, Standard Chartered Bank (Nepal)'s Liabilities-to-Assets distribution charts can be found below:
* The bar in red indicates where Standard Chartered Bank (Nepal)'s Liabilities-to-Assets falls into.
Standard Chartered Bank (Nepal) Liabilities-to-Assets Calculation
Liabilities-to-Assets ratio measures the portion of the total liabilities to the total asset. It indicates the leverage of the company, and the amount of debt the company uses in its operation.
Liabilities-to-Assets ratio is calculated by dividing total liabilities by total asset.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Standard Chartered Bank (Nepal) (XNEP:SCB) has a Liabilities-to-Assets of 0.87 as of Jul. 2026. Liabilities-to-Assets equals total liabilities divided by total assets. It measures financial leverage. View historical data on Standard Chartered Bank (Nepal) and its competitors.
Is Standard Chartered Bank (Nepal)'s Liabilities-to-Assets too high?
Standard Chartered Bank (Nepal)'s current Liabilities-to-Assets is 0.87. Overall, Standard Chartered Bank (Nepal) has a GF Score™ of 69/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Standard Chartered Bank (Nepal)'s Liabilities-to-Assets compare to competitors?
Standard Chartered Bank (Nepal)'s Liabilities-to-Assets of 0.87 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Liabilities-to-Assets for a Banks company?
A good Liabilities-to-Assets depends on the Banks industry context. However, Liabilities-to-Assets should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Liabilities-to-Assets mean?
A high Liabilities-to-Assets can signal that a stock is expensive relative to its fundamentals. Liabilities-to-Assets equals total liabilities divided by total assets. It measures financial leverage. View historical data on Standard Chartered Bank (Nepal) and its competitors. Standard Chartered Bank (Nepal)'s current Liabilities-to-Assets is 0.87. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Standard Chartered Bank (Nepal) stock overvalued right now?
Based on GuruFocus' analysis, Standard Chartered Bank (Nepal) (XNEP:SCB) is currently considered Significantly Overvalued. The stock's GF Value™ is NPR422.54, compared to a current price of NPR648.00 — trading 53.4% above its estimated fair value. The current Liabilities-to-Assets is 0.87. Standard Chartered Bank (Nepal)'s overall GF Score™ is 69/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Liabilities-to-Assets calculated?
Liabilities-to-Assets is calculated from a company's financial statements. For Standard Chartered Bank (Nepal) (XNEP:SCB), the current Liabilities-to-Assets is 0.87 as of Jul. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Standard Chartered Bank (Nepal) (XNEP:SCB) Overvalued in 2026?
Based on GuruFocus' analysis, Standard Chartered Bank (Nepal) stock appears to be overvalued.
The current stock price of NPR648.00 is trading 53.4% above its estimated GF Value™ of NPR422.54.
GuruFocus considers Standard Chartered Bank (Nepal) to be Significantly Overvalued.
Key valuation signals for XNEP:SCB:
Liabilities-to-Assets: 0.87
GF Value™: NPR422.54 vs. price of NPR648.00 (53.4% above fair value)
No single metric tells the full story. See the XNEP:SCB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Standard Chartered Bank (Nepal) Ltd provides a range of banking products and services to a wide range of clients and customers encompassing individuals, mid-market local corporate, multinationals, large public sector companies, government corporations, airlines, hotels as well as the DO segment comprising embassies, aid agencies, NGOs, and INGOs across the country. The company's segments are Corporate and Investment Banking (CIB), Wealth & Retail Banking (WRB), and Others. It derives the majority of revenue from the Corporate and Investment Banking segment, which is engaged in Local corporate financing, advances to partnership firms and statutory bodies, which are not included in the Retail Banking segments, foreign exchange, fixed income, and money market and derivative transactions.
69GF Score
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