GURUFOCUS.COM » STOCK LIST » Financial Services » Banks » Eagle Financial Services Inc (NAS:EFSI) » Definitions » Debt-to-Revenue

EFSI (Eagle Financial Services) Debt-to-Revenue : 5.52 (As of Mar. 2025)


View and export this data going back to 2025. Start your Free Trial

What is Eagle Financial Services Debt-to-Revenue?

Debt-to-Revenue measures a company's ability to pay off its debt.

Eagle Financial Services's Short-Term Debt & Capital Lease Obligation for the quarter that ended in Mar. 2025 was $25.00 Mil. Eagle Financial Services's Long-Term Debt & Capital Lease Obligation for the quarter that ended in Mar. 2025 was $69.53 Mil. Eagle Financial Services's annualized Revenue for the quarter that ended in Mar. 2025 was $17.13 Mil. Eagle Financial Services's annualized Debt-to-Revenue for the quarter that ended in Mar. 2025 was 5.52.


Eagle Financial Services Debt-to-Revenue Historical Data

The historical data trend for Eagle Financial Services's Debt-to-Revenue can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Premium members only.

Eagle Financial Services Debt-to-Revenue Chart

Eagle Financial Services Annual Data
Trend Dec15 Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24
Debt-to-Revenue
Get a 7-Day Free Trial Premium Member Only Premium Member Only - - 3.34 3.08 2.27

Eagle Financial Services Quarterly Data
Jun20 Sep20 Dec20 Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25
Debt-to-Revenue Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 3.00 2.71 2.88 2.16 5.52

Competitive Comparison of Eagle Financial Services's Debt-to-Revenue

For the Banks - Regional subindustry, Eagle Financial Services's Debt-to-Revenue, along with its competitors' market caps and Debt-to-Revenue data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Eagle Financial Services's Debt-to-Revenue Distribution in the Banks Industry

For the Banks industry and Financial Services sector, Eagle Financial Services's Debt-to-Revenue distribution charts can be found below:

* The bar in red indicates where Eagle Financial Services's Debt-to-Revenue falls into.


;
;

Eagle Financial Services Debt-to-Revenue Calculation

Debt-to-Revenue measures a company's ability to pay off its debt.

Eagle Financial Services's Debt-to-Revenue for the fiscal year that ended in Dec. 2024 is calculated as

Debt-to-Revenue=Total Debt / Revenue
=(Short-Term Debt & Capital Lease Obligation + Long-Term Debt & Capital Lease Obligation) / Revenue
=(25 + 124.512) / 65.83
=2.27

Eagle Financial Services's annualized Debt-to-Revenue for the quarter that ended in Mar. 2025 is calculated as

Debt-to-Revenue=Total Debt / Revenue
=(Short-Term Debt & Capital Lease Obligation + Long-Term Debt & Capital Lease Obligation) / Revenue
=(25 + 69.529) / 17.132
=5.52

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Debt-to-Revenue, the Revenue of the last fiscal year is used. In calculating the annualized quarterly data, the Revenue data used here is four times the quarterly (Mar. 2025) Revenue data.


Eagle Financial Services Debt-to-Revenue Related Terms

Thank you for viewing the detailed overview of Eagle Financial Services's Debt-to-Revenue provided by GuruFocus.com. Please click on the following links to see related term pages.


Eagle Financial Services Business Description

Traded in Other Exchanges
N/A
Address
2 East Main Street, P.O. Box 391, Berryville, VA, USA, 22611
Eagle Financial Services Inc is a locally owned and managed financial institution. It offers retail and commercial banking services, including demand, savings and time deposits and consumer, mortgage, and commercial loans. It also offers telephone banking, internet banking, and mobile banking to its customers. The Company has three reportable operating segments, Community Banking, Marine Lending and Wealth Management. It generates a majority of its revenue from the Community Banking segment.
Executives
Scott M Hamberger director PO BOX 391, BERRYVILLE VA 22611
Marianne Schmidt officer: EXECUTIVE OFFICER PO BOX 391, BERRYVILLE VA 22611
John R Milleson director, officer: EXECUTIVE OFFICER
Edward Iii Hill director PO BOX 391, BERRYVILLE VA 22611
Tatiana C Matthews director PO BOX 391, BERRYVILLE VA 22611
Kathleen S Croson officer: EXECUTIVE OFFICER PO BOX 391, BERRYVILLE VA 22611
Debra L Purrington officer: EXECUTIVE OFFICER PO BOX 391, BERRYVILLE VA 22611
Aaron M Poffinberger officer: EXECUTIVE OFFICER PO BOX 391, BERRYVILLE VA 22611
Joseph T Zmitrovich officer: EXECUTIVE OFFICER PO BOX 391, BERRYVILLE VA 22611
Kaley Ann Crosen officer: EXECUTIVE OFFICER PO BOX 391, BERRYVILLE VA 22611
Kathleen J Chappell officer: EXECUTIVE OFFICER 111 WEST WASHINGTON STREET, MIDDLEBURG VA 22117
George James S Ii officer: EXECUTIVE OFFICER PO BOX 391, BERRYVILLE VA 22611
Brandon Craig Lorey director, officer: EXECUTIVE OFFICER PO BOX 391, BERRYVILLE VA 22611
Todd A Braithwaite officer: EXECUTIVE OFFICER PO BOX 391, BERRYVILLE VA 22611
Cary R Claytor director PO BOX 391, BERRYVILLE VA 22611