SSREF (Swiss Re AG) 3-Year Dividend Growth Rate: 1.20% (As of Dec. 2025) — 68% Below Median

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

SSREF Swiss Re AG SSREF
63 GF Score
Price $169.31
GF Value $132.99
Valuation Modestly Overvalued
! 2 Warning Signs
View Full Analysis

What is Swiss Re AG 3-Year Dividend Growth Rate?

Swiss Re AG SSREF +2.34% 63 3-Year Dividend Growth Rate is 1.20% as of Dec. 2025, which is 68% below its 10-year median of 3.75. GuruFocus rates SSREF with a GF Score™ of 63/100 and a GF Value™ of $132.99 (Modestly Overvalued). The stock has 2 warning signs investors should review. Among 273 Insurance companies, Swiss Re AG ranks worse than 78.75% on this metric.

Swiss Re AG's Dividends per Share for the six months ended in Dec. 2025 was $0.00.

The historical rank and industry rank for Swiss Re AG's 3-Year Dividend Growth Rate or its related term are showing as below:

SSREF' s 3-Year Dividend Growth Rate Range Over the Past 10 Years
Min: -66.7   Med: 3.75   Max: 223.5
Current: 1.2

During the past 13 years, the highest 3-Year average Dividends Per Share Growth Rate of Swiss Re AG was 223.50% per year. The lowest was -66.70% per year. And the median was 3.75% per year.

SSREF's 3-Year Dividend Growth Rate is ranked worse than
78.75% of 273 companies
in the Insurance industry
Industry Median: 9.9 vs SSREF: 1.20

During the past 12 months, Swiss Re AG's average Dividends Per Share Growth Rate was -3.40% per year. During the past 3 years, the average Dividends Per Share Growth Rate was 1.20% per year. During the past 5 years, the average Dividends Per Share Growth Rate was 1.30% per year. During the past 10 years, the average Dividends Per Share Growth Rate was 2.70% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the average dividends per share growth rate.

Swiss Re AG's Dividend Payout Ratio for the six months ended in Dec. 2025 was 0.00. As of today, Swiss Re AG's Dividend Yield % is 4.73%.

For more information regarding to dividend, please check our Dividend Page.


Swiss Re AG  (OTCPK:SSREF) 3-Year Dividend Growth Rate Explanation

1. Dividend Payout Ratio measures the percentage of the company's earnings paid out as dividends.

Swiss Re AG's Dividend Payout Ratio for the quarter that ended in Dec. 2025 is calculated as

Dividend Payout Ratio=Dividends per Share (Q: Dec. 2025 )/ EPS without NRI (Q: Dec. 2025 )
=0/ 6.91
=0.00

During the past 13 years, the highest Dividend Payout Ratio of Swiss Re AG was 4.73. The lowest was 0.47. And the median was 1.36.

2. Dividend Yield % measures how much a company pays out in dividends each year relative to its share price.

Swiss Re AG Recent Full-Year* Dividend History

Amount Ex-date Record Date Pay Date Type Frequency Forex Rate
USD 8.0000002026-04-142026-04-152026-04-16Cash DividendannuallyUSD:USD 1.000000

* GuruFocus has an internal rule that if the most recent dividend payment frequency is at least 4 times a year, then the full year will be calculated according to the frequency of payment or the one-year time frame, whichever is stricter.
* GuruFocus converts dividend currency to local traded share price currency in order to calculate dividend yield. Please refer to the last column "Forex Rate" in the above table.

Swiss Re AG's Dividend Yield (%) for Today is calculated as

Dividend Yield %=Most Recent Full Year Dividend/Current Share Price
=8/169.3058
=4.73 %

Current Share Price is $169.3058.
Swiss Re AG's Dividends per Share for the trailing twelve months (TTM) ended in Today is $8.

During the past 13 years, the highest Dividend Yield of Swiss Re AG was 9.58%. The lowest was 4.00%. And the median was 5.41%.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


Swiss Re AG 3-Year Dividend Growth Rate Related Terms>


SSREF vs RGA, EG, RNR: 3-Year Dividend Growth Rate Comparison

For the Insurance - Reinsurance subindustry, Swiss Re AG's 3-Year Dividend Growth Rate, along with its competitors' market caps and 3-Year Dividend Growth Rate data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Swiss Re AG 3-Year Dividend Growth Rate vs Insurance Industry

For the Insurance industry and Financial Services sector, Swiss Re AG's 3-Year Dividend Growth Rate distribution charts can be found below:

* The bar in red indicates where Swiss Re AG's 3-Year Dividend Growth Rate falls into.


SSREF
63GF Score
Swiss Re AG SSREF
3-Year Dividend Growth Rate is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Swiss Re AG 3-Year Dividend Growth Rate Calculation

This is the average annual rate that a company has been raising its dividends. The growth rate is calculated with expontential compound based on the latest four year annual data.

Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the average dividends per share growth rate.

What does a 3-Year Dividend Growth Rate of 1.20% mean?
Swiss Re AG (SSREF) has a 3-Year Dividend Growth Rate of 1.20% as of Dec. 2025. 3-Year Dividend Growth Rate is the company's three-year average growth of dividend payout. View historical data on Swiss Re AG and its competitors. This is 68% below median its historical median of 3.75. According to the industry distribution chart, Swiss Re AG ranks #215 out of 273 companies in the Insurance industry, placing it in the top 78.8%.
Is Swiss Re AG's 3-Year Dividend Growth Rate too high?
Swiss Re AG's current 3-Year Dividend Growth Rate of 1.20% is 68% below median its 10-year median of 3.75. The Insurance industry median 3-Year Dividend Growth Rate is 9.90. Swiss Re AG's value of 1.20% is 87.9% below this industry median. Based on the distribution chart, Swiss Re AG ranks #215 out of 273 companies in the Insurance industry, which is in the bottom quartile relative to peers. Overall, Swiss Re AG has a GF Score™ of 63/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Swiss Re AG's 3-Year Dividend Growth Rate compare to RGA and EG?
According to the Insurance industry distribution chart, Swiss Re AG ranks #215 out of 273 companies for 3-Year Dividend Growth Rate. This places Swiss Re AG in the lower half of its industry. The industry median 3-Year Dividend Growth Rate is 9.90. Swiss Re AG's value of 1.20% is 87.9% below this benchmark. While the company's 10-year median is 3.75 vs. the industry median of 9.90, Swiss Re AG has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 3-Year Dividend Growth Rate for an Insurance company?
The median 3-Year Dividend Growth Rate among Insurance companies is 9.90, based on 273 companies in the industry. Companies in the top quartile (top 25%) have a 3-Year Dividend Growth Rate significantly above this median, while those in the bottom quartile fall well below. However, 3-Year Dividend Growth Rate should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Swiss Re AG's current 3-Year Dividend Growth Rate of 1.20% is 87.9% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 3-Year Dividend Growth Rate mean?
A high 3-Year Dividend Growth Rate can signal that a stock is expensive relative to its fundamentals. 3-Year Dividend Growth Rate is the company's three-year average growth of dividend payout. View historical data on Swiss Re AG and its competitors. For the Insurance industry, the median 3-Year Dividend Growth Rate is 9.90 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Swiss Re AG's current 3-Year Dividend Growth Rate is 1.20%, which is 68% below median its own 10-year median of 3.75. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Swiss Re AG stock overvalued right now?
Based on GuruFocus' analysis, Swiss Re AG (SSREF) is currently considered Modestly Overvalued. The stock's GF Value™ is $132.99, compared to a current price of $169.31 — trading 27.3% above its estimated fair value. The current 3-Year Dividend Growth Rate is 1.20%, which is 68% below median its 10-year median of 3.75 and 87.9% below the Insurance industry median of 9.90. Swiss Re AG's overall GF Score™ is 63/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 3-Year Dividend Growth Rate calculated?
3-Year Dividend Growth Rate is calculated from a company's financial statements. For Swiss Re AG (SSREF), the current 3-Year Dividend Growth Rate is 1.20% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Swiss Re AG (SSREF) Overvalued in 2026?

Based on GuruFocus' analysis, Swiss Re AG stock appears to be overvalued. The current stock price of $169.31 is trading 27.3% above its estimated GF Value™ of $132.99. GuruFocus considers Swiss Re AG to be Modestly Overvalued.

Key valuation signals for SSREF:

  • 3-Year Dividend Growth Rate: 1.20% (68% below median its 10-year median of 3.75)
  • GF Value™: $132.99 vs. price of $169.31 (27.3% above fair value)
  • GF Score™: 63/100 with 2 warning signs
  • Industry Position: 87.9% below the Insurance median (#215 of 273)

No single metric tells the full story. See the SSREF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Swiss Re AG Business Description

Address Mythenquai 50/60, Zurich, CHE, 8022
Swiss Re is a reinsurer that has three core divisions: P&C reinsurance, life and health reinsurance, and corporate solutions. Swiss Re was founded in 1863 when the general manager of Helvetia sought to stem the flow of reinsurance premiums outside Switzerland. Moritz Grossmann argued he could cut the premiums paid to foreign firms, still make a profit, and pay mid-single-digit dividends. Swiss Re is now the second-largest reinsurer in the world by market capitalization, with 80 offices around the world and approximately 15,000 employees. While the business did lose its way in the early part of the millennium, led by an investment banker who heavily invested in securitizations, Swiss Re has recently focused on establishing quality within its three core divisions.
63GF Score

Get the complete analysis for SSREF

3-Year Dividend Growth Rate is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$169.31
Price
$132.99
GF Value