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Swiss Re AGSSREF -0.30%67 Price-to-Operating-Cash-Flow is 20.85 as of Aug. 30, 2026, which is 123% above its 10-year median of 9.33. GuruFocus rates SSREF with a GF Score™ of 67/100 and a GF Value™ of $142.16 (Modestly Overvalued). The stock has 5 warning signs investors should review. Among 401 Insurance companies, Swiss Re AG ranks worse than 82.04% on this metric.
As of today (2026-08-30), Swiss Re AG's share price is $171.06.
Swiss Re AG's Cash Flow from Operations per share for the trailing twelve months (TTM) ended in Jun. 2026 was $8.21. Hence, Swiss Re AG's Price-to-Operating-Cash-Flow Ratio for today is 20.85.
The historical rank and industry rank for Swiss Re AG's Price-to-Operating-Cash-Flow or its related term are showing as below:
SSREF'
s Price-to-Operating-Cash-Flow Range Over the Past 10 Years
Min: 4.03 Med: 9.33 Max: 24.38
Current: 21.57
During the past 13 years, Swiss Re AG's highest Price-to-Operating-Cash-Flow Ratio was 24.38. The lowest was 4.03. And the median was 9.33.
SSREF's Price-to-Operating-Cash-Flow is ranked worse than 82.04% of 401
companies
in the Insurance industry
Industry Median: 9.13
vs SSREF: 21.57
Swiss Re AG's Cash Flow from Operations per share for the
six
months ended in Jun. 2026 was $2.43.
Its Cash Flow from Operations per share for the trailing twelve months (TTM) ended in Jun. 2026 was $8.21.
During the past 12 months, the average Operating Cash Flow per Share Growth Rate of Swiss Re AG was -38.00% per year.
During the past 3 years, the average Operating Cash Flow per Share Growth Rate was -2.90% per year.
During the past 5 years, the average Operating Cash Flow per Share Growth Rate was -10.80% per year.
During the past 10 years, the average Operating Cash Flow per Share Growth Rate was -0.50% per year.
During the past 13 years, Swiss Re AG's highest 3-Year average Operating Cash Flow per Share Growth Rate was 88.60% per year. The lowest was -29.50% per year. And the median was -2.90% per year.
Swiss Re AG Price-to-Operating-Cash-Flow Related Terms
Swiss Re AG Price-to-Operating-Cash-Flow Historical Data
* Premium members only.
The historical data trend for Swiss Re AG's Price-to-Operating-Cash-Flow can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
SSREF vs RGA, EG, RNR: Price-to-Operating-Cash-Flow Comparison
For the Insurance - Reinsurance subindustry, Swiss Re AG's Price-to-Operating-Cash-Flow, along with its competitors' market caps and Price-to-Operating-Cash-Flow data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Swiss Re AG Price-to-Operating-Cash-Flow vs Insurance Industry
For the Insurance industry and Financial Services sector, Swiss Re AG's Price-to-Operating-Cash-Flow distribution charts can be found below:
* The bar in red indicates where Swiss Re AG's Price-to-Operating-Cash-Flow falls into.
Swiss Re AG Price-to-Operating-Cash-Flow Calculation
Swiss Re AG's Price-to-Operating-Cash-Flow ratio for today is calculated as
Price-to-Operating-Cash-Flow Ratio
=
Share Price
/
Cash Flow from Operations per share (TTM)
=
171.06
/
8.205
=
20.85
Swiss Re AG's Share Price of today is $171.06.
For company reported semi-annually, GuruFocus uses latest annual data as the TTM data. Swiss Re AG's Cash Flow from Operations per share for the trailing twelve months (TTM) ended in Jun. 2026 was $8.21.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
What does a Price-to-Operating-Cash-Flow of 20.85 mean?
Swiss Re AG (SSREF) has a Price-to-Operating-Cash-Flow of 20.85 as of Aug. 30, 2026. Price-to-operating-cash-flow ratio is the ratio of share price to a company's per-share cash from operations. View historical data on Swiss Re AG and its competitors. This is 123% above median its historical median of 9.33. Over the past decade, Swiss Re AG's Price-to-Operating-Cash-Flow has ranged from 4.03 to 24.38. According to the industry distribution chart, Swiss Re AG ranks #329 out of 401 companies in the Insurance industry, placing it in the top 82%.
Is Swiss Re AG's Price-to-Operating-Cash-Flow too high?
Swiss Re AG's current Price-to-Operating-Cash-Flow of 20.85 is 123% above median its 10-year median of 9.33. Over the past 10 years, this metric has ranged from a low of 4.03 to a high of 24.38. The Insurance industry median Price-to-Operating-Cash-Flow is 9.13. Swiss Re AG's value of 20.85 is 128.4% above this industry median. Based on the distribution chart, Swiss Re AG ranks #329 out of 401 companies in the Insurance industry, which is in the bottom quartile relative to peers. Overall, Swiss Re AG has a GF Score™ of 67/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Swiss Re AG's Price-to-Operating-Cash-Flow compare to RGA and EG?
According to the Insurance industry distribution chart, Swiss Re AG ranks #329 out of 401 companies for Price-to-Operating-Cash-Flow. This places Swiss Re AG in the lower half of its industry. The industry median Price-to-Operating-Cash-Flow is 9.13. Swiss Re AG's value of 20.85 is 128.4% above this benchmark. Historically, Swiss Re AG's own Price-to-Operating-Cash-Flow has ranged from 4.03 to 24.38 over the past decade. While the company's 10-year median is 9.33 vs. the industry median of 9.13, Swiss Re AG has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Price-to-Operating-Cash-Flow for an Insurance company?
The median Price-to-Operating-Cash-Flow among Insurance companies is 9.13, based on 401 companies in the industry. Companies in the top quartile (top 25%) have a Price-to-Operating-Cash-Flow significantly above this median, while those in the bottom quartile fall well below. However, Price-to-Operating-Cash-Flow should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Swiss Re AG's current Price-to-Operating-Cash-Flow of 20.85 is 128.4% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Price-to-Operating-Cash-Flow mean?
A high Price-to-Operating-Cash-Flow can signal that a stock is expensive relative to its fundamentals. Price-to-operating-cash-flow ratio is the ratio of share price to a company's per-share cash from operations. View historical data on Swiss Re AG and its competitors. For the Insurance industry, the median Price-to-Operating-Cash-Flow is 9.13 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Swiss Re AG's current Price-to-Operating-Cash-Flow is 20.85, which is 123% above median its own 10-year median of 9.33. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Swiss Re AG stock overvalued right now?
Based on GuruFocus' analysis, Swiss Re AG (SSREF) is currently considered Modestly Overvalued. The stock's GF Value™ is $142.16, compared to a current price of $171.06 — trading 20.3% above its estimated fair value. The current Price-to-Operating-Cash-Flow is 20.85, which is 123% above median its 10-year median of 9.33 and 128.4% above the Insurance industry median of 9.13. Swiss Re AG's overall GF Score™ is 67/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Price-to-Operating-Cash-Flow calculated?
Price-to-Operating-Cash-Flow is calculated from a company's financial statements. For Swiss Re AG (SSREF), the current Price-to-Operating-Cash-Flow is 20.85 as of Aug. 30, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Swiss Re AG (SSREF) Overvalued in 2026?
Based on GuruFocus' analysis, Swiss Re AG stock appears to be overvalued.
The current stock price of $171.06 is trading 20.3% above its estimated GF Value™ of $142.16.
GuruFocus considers Swiss Re AG to be Modestly Overvalued.
Key valuation signals for SSREF:
Price-to-Operating-Cash-Flow: 20.85 (123% above median its 10-year median of 9.33)
GF Value™: $142.16 vs. price of $171.06 (20.3% above fair value)
Industry Position: 128.4% above the Insurance median (#329 of 401)
No single metric tells the full story. See the SSREF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Swiss Re is a reinsurer that has three core divisions: P&C reinsurance, life and health reinsurance, and corporate solutions. Swiss Re was founded in 1863 when the general manager of Helvetia sought to stem the flow of reinsurance premiums outside Switzerland. Moritz Grossmann argued he could cut the premiums paid to foreign firms, still make a profit, and pay mid-single-digit dividends. Swiss Re is now the second-largest reinsurer in the world by market capitalization, with 80 offices around the world and approximately 15,000 employees. While the business did lose its way in the early part of the millennium, led by an investment banker who heavily invested in securitizations, Swiss Re has recently focused on establishing quality within its three core divisions.
67GF Score
Get the complete analysis for SSREF
Price-to-Operating-Cash-Flow is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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