Swiss Re AGSSREF +2.90%67 Interest Coverage is 13.91 as of Dec. 2025, which is 230% above its 10-year median of 4.21. GuruFocus rates SSREF with a GF Score™ of 67/100 and a GF Value™ of $134.07 (Modestly Overvalued). The stock has 2 warning signs investors should review. Among 351 Insurance companies, Swiss Re AG ranks worse than 52.14% on this metric.
Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's
EBIT
by its Interest Expense. Swiss Re AG's
EBIT
for the
six
months ended in Dec. 2025 was $3,060 Mil. Swiss Re AG's Interest Expense for the
six
months ended in Dec. 2025 was $-220 Mil.
Swiss Re AG's interest coverage for the quarter that ended in Dec. 2025 was 13.91.
The higher the ratio, the stronger the company's financial strength is.
The historical rank and industry rank for Swiss Re AG's Interest Coverage or its related term are showing as below:
SSREF'
s Interest Coverage Range Over the Past 10 Years
Min: 1.93 Med: 4.21 Max: 15.05
Current: 15.05
SSREF's Interest Coverage is ranked worse than 52.14% of 351
companies
in the Insurance industry
Industry Median: 16.23
vs SSREF: 15.05
Swiss Re AG (OTCPK:SSREF) Interest Coverage Explanation
Ben Graham requires that a company has a minimum interest coverage of 5 with the companies he invested. If the interest coverage is less than 2, the company is burdened by debt. Any business slow or recession may drag the company into a situation where it cannot pay the interest on its debt.
Interest Coverage is an important factor when GuruFocus ranks a company's overage Financial Strength .
Swiss Re AG Interest Coverage Related Terms
Swiss Re AG Interest Coverage Historical Data
* Premium members only.
The historical data trend for Swiss Re AG's Interest Coverage can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.
SSREF vs RGA, EG, RNR: Interest Coverage Comparison
For the Insurance - Reinsurance subindustry, Swiss Re AG's Interest Coverage, along with its competitors' market caps and Interest Coverage data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Swiss Re AG Interest Coverage vs Insurance Industry
For the Insurance industry and Financial Services sector, Swiss Re AG's Interest Coverage distribution charts can be found below:
* The bar in red indicates where Swiss Re AG's Interest Coverage falls into.
Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Swiss Re AG (SSREF) has a Interest Coverage of 13.91 as of Dec. 2025. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Swiss Re AG and its competitors. This is 230% above median its historical median of 4.21. Over the past decade, Swiss Re AG's Interest Coverage has ranged from 1.93 to 15.05. According to the industry distribution chart, Swiss Re AG ranks #183 out of 351 companies in the Insurance industry, placing it in the top 52.1%.
Is Swiss Re AG's Interest Coverage too high?
Swiss Re AG's current Interest Coverage of 13.91 is 230% above median its 10-year median of 4.21. Over the past 10 years, this metric has ranged from a low of 1.93 to a high of 15.05. The Insurance industry median Interest Coverage is 16.23. Swiss Re AG's value of 13.91 is 14.3% below this industry median. Based on the distribution chart, Swiss Re AG ranks #183 out of 351 companies in the Insurance industry, which is below the industry midpoint. Overall, Swiss Re AG has a GF Score™ of 67/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Swiss Re AG's Interest Coverage compare to RGA and EG?
According to the Insurance industry distribution chart, Swiss Re AG ranks #183 out of 351 companies for Interest Coverage. This places Swiss Re AG in the lower half of its industry. The industry median Interest Coverage is 16.23. Swiss Re AG's value of 13.91 is 14.3% below this benchmark. Historically, Swiss Re AG's own Interest Coverage has ranged from 1.93 to 15.05 over the past decade. While the company's 10-year median is 4.21 vs. the industry median of 16.23, Swiss Re AG has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Coverage for an Insurance company?
The median Interest Coverage among Insurance companies is 16.23, based on 351 companies in the industry. Companies in the top quartile (top 25%) have a Interest Coverage significantly above this median, while those in the bottom quartile fall well below. However, Interest Coverage should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Swiss Re AG's current Interest Coverage of 13.91 is 14.3% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Coverage mean?
A high Interest Coverage can signal that a stock is expensive relative to its fundamentals. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Swiss Re AG and its competitors. For the Insurance industry, the median Interest Coverage is 16.23 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Swiss Re AG's current Interest Coverage is 13.91, which is 230% above median its own 10-year median of 4.21. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Swiss Re AG stock overvalued right now?
Based on GuruFocus' analysis, Swiss Re AG (SSREF) is currently considered Modestly Overvalued. The stock's GF Value™ is $134.07, compared to a current price of $158.02 — trading 17.9% above its estimated fair value. The current Interest Coverage is 13.91, which is 230% above median its 10-year median of 4.21 and 14.3% below the Insurance industry median of 16.23. Swiss Re AG's overall GF Score™ is 67/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Coverage calculated?
Interest Coverage is calculated from a company's financial statements. For Swiss Re AG (SSREF), the current Interest Coverage is 13.91 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Swiss Re AG (SSREF) Overvalued in 2026?
Based on GuruFocus' analysis, Swiss Re AG stock appears to be overvalued.
The current stock price of $158.02 is trading 17.9% above its estimated GF Value™ of $134.07.
GuruFocus considers Swiss Re AG to be Modestly Overvalued.
Key valuation signals for SSREF:
Interest Coverage: 13.91 (230% above median its 10-year median of 4.21)
GF Value™: $134.07 vs. price of $158.02 (17.9% above fair value)
Industry Position: 14.3% below the Insurance median (#183 of 351)
No single metric tells the full story. See the SSREF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Swiss Re is a reinsurer that has three core divisions: P&C reinsurance, life and health reinsurance, and corporate solutions. Swiss Re was founded in 1863 when the general manager of Helvetia sought to stem the flow of reinsurance premiums outside Switzerland. Moritz Grossmann argued he could cut the premiums paid to foreign firms, still make a profit, and pay mid-single-digit dividends. Swiss Re is now the second-largest reinsurer in the world by market capitalization, with 80 offices around the world and approximately 15,000 employees. While the business did lose its way in the early part of the millennium, led by an investment banker who heavily invested in securitizations, Swiss Re has recently focused on establishing quality within its three core divisions.
67GF Score
Get the complete analysis for SSREF
Interest Coverage is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
Quick Browse
Personalize
Premium Gurus 
Create New Portfolio
SSREF has been successfully added to your 
