SSREF (Swiss Re AG) Shareholder Yield % : 3.51% (As of Dec. 2025) — 71% Below Median


SSREF Swiss Re AG SSREF
67 GF Score
Price $158.02
GF Value $134.07
Valuation Modestly Overvalued
! 2 Warning Signs
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What is Swiss Re AG Shareholder Yield %?

Swiss Re AG SSREF +2.90% 67 Shareholder Yield % is 3.51% as of Dec. 2025, which is 71% below its 10-year median of 11.93. GuruFocus rates SSREF with a GF Score™ of 67/100 and a GF Value™ of $134.07 (Modestly Overvalued). The stock has 2 warning signs investors should review. Among 490 Insurance companies, Swiss Re AG ranks better than 56.94% on this metric.

Shareholder Yield % is how much money shareholders receive from a company that is in the form of cash dividends, net stock repurchases, and debt reduction. It is a measure of shareholder return. As of today, Swiss Re AG's Shareholder Yield % was 3.51%.


Swiss Re AG  (OTCPK:SSREF) Shareholder Yield % Explanation

Shareholder Yield % is how much money shareholders receive from a company that is in the form of cash dividends, net stock repurchases, and debt reduction. The term was coined by William W. Priest of Epoch Investment Partners in a paper in 2005 entitled The Case for Shareholder Yield as a Dominant Driver of Future Equity Returns. William Priest indicated that "shareholder yield is a term that we came up with to reflect the various ways dividends can be paid to owners of a business in a publicly-traded company."

Shareholder Yield % is calculated by three components: Dividend Yield %, Buyback Yield %, and Net Debt Paydown Yield %.

Dividend Yield % shows how much a company pays out in dividends each year relative to its stock price, which is most obvious form of shareholder return.

Buyback Yield % is the net repurchase of shares outstanding over the market capital of the company. Shares repurchases also increase shareholder value by returning the money back to shareholders.

Net Debt Paydown Yield % is the change in average of four quarters of company's total debt over a company's market cap. Assuming the total value of a company remains that same, shareholder value is increased as debt is reduced.


Swiss Re AG Shareholder Yield % Related Terms


Swiss Re AG Shareholder Yield % Historical Data

* Premium members only.

The historical data trend for Swiss Re AG's Shareholder Yield % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Swiss Re AG Shareholder Yield % Chart

Swiss Re AG Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Shareholder Yield %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 9.39 7.35 12.16 7.83 3.05

Swiss Re AG Semi-Annual Data
Jun16 Dec16 Jun17 Dec17 Jun18 Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
Shareholder Yield % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 12.16 12.17 7.83 3.24 3.05

SSREF vs RGA, EG, RNR: Shareholder Yield % Comparison

For the Insurance - Reinsurance subindustry, Swiss Re AG's Shareholder Yield %, along with its competitors' market caps and Shareholder Yield % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Swiss Re AG Shareholder Yield % vs Insurance Industry

For the Insurance industry and Financial Services sector, Swiss Re AG's Shareholder Yield % distribution charts can be found below:

* The bar in red indicates where Swiss Re AG's Shareholder Yield % falls into.


SSREF
67GF Score
Swiss Re AG SSREF
Shareholder Yield % is just one metric. See GF Score™, valuation, warning signs, and more.
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Swiss Re AG Shareholder Yield % Calculation

Swiss Re AG's Shareholder Yield % for the quarter that ended in Dec. 2025 is calculated as:

Shareholder Yield %=Dividend Yield %+Buyback Yield %+Net Debt Paydown Yield %
=4.39 %+-0.31 %+-2.81 %
=1.27 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* All the data are calculated by TTM values. Note that if a companies is traded in several exchanges, then we calculate the company level data for Shareholder Yield % using the primary share class stock data. The calculation result in definition page is for demonstration purpose only, and it's showing the share class level data. Therefore, the numbers in the calculation may differ from elsewhere if the stock is not a primary share.

Frequently Asked Questions Learn more about Shareholder Yield % →
What does a Shareholder Yield % of 3.51% mean?
Swiss Re AG (SSREF) has a Shareholder Yield % of 3.51% as of Dec. 2025. Shareholder Yield is how much money shareholders receive from a company that is in the form of cash dividends, net stock repurchases, and debt reduction. View historical data on Swiss Re AG and its competitors. This is 71% below median its historical median of 11.93. Over the past decade, Swiss Re AG's Shareholder Yield % has ranged from 3.05 to 14.04. According to the industry distribution chart, Swiss Re AG ranks #211 out of 490 companies in the Insurance industry, placing it in the top 43.1%.
Is Swiss Re AG's Shareholder Yield % too high?
Swiss Re AG's current Shareholder Yield % of 3.51% is 71% below median its 10-year median of 11.93. Over the past 10 years, this metric has ranged from a low of 3.05 to a high of 14.04. The Insurance industry median Shareholder Yield % is 2.62. Swiss Re AG's value of 3.51% is 34% above this industry median. Based on the distribution chart, Swiss Re AG ranks #211 out of 490 companies in the Insurance industry, which is above the industry midpoint. Overall, Swiss Re AG has a GF Score™ of 67/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Swiss Re AG's Shareholder Yield % compare to RGA and EG?
According to the Insurance industry distribution chart, Swiss Re AG ranks #211 out of 490 companies for Shareholder Yield %. This puts Swiss Re AG in the upper half of its industry. The industry median Shareholder Yield % is 2.62. Swiss Re AG's value of 3.51% is 34% above this benchmark. Historically, Swiss Re AG's own Shareholder Yield % has ranged from 3.05 to 14.04 over the past decade. While the company's 10-year median is 11.93 vs. the industry median of 2.62, Swiss Re AG has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Shareholder Yield % for an Insurance company?
The median Shareholder Yield % among Insurance companies is 2.62, based on 490 companies in the industry. Companies in the top quartile (top 25%) have a Shareholder Yield % significantly above this median, while those in the bottom quartile fall well below. However, Shareholder Yield % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Swiss Re AG's current Shareholder Yield % of 3.51% is 34% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Shareholder Yield % mean?
A high Shareholder Yield % can signal that a stock is expensive relative to its fundamentals. Shareholder Yield is how much money shareholders receive from a company that is in the form of cash dividends, net stock repurchases, and debt reduction. View historical data on Swiss Re AG and its competitors. For the Insurance industry, the median Shareholder Yield % is 2.62 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Swiss Re AG's current Shareholder Yield % is 3.51%, which is 71% below median its own 10-year median of 11.93. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Swiss Re AG stock overvalued right now?
Based on GuruFocus' analysis, Swiss Re AG (SSREF) is currently considered Modestly Overvalued. The stock's GF Value™ is $134.07, compared to a current price of $158.02 — trading 17.9% above its estimated fair value. The current Shareholder Yield % is 3.51%, which is 71% below median its 10-year median of 11.93 and 34% above the Insurance industry median of 2.62. Swiss Re AG's overall GF Score™ is 67/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Shareholder Yield % calculated?
Shareholder Yield % is calculated from a company's financial statements. For Swiss Re AG (SSREF), the current Shareholder Yield % is 3.51% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Swiss Re AG (SSREF) Overvalued in 2026?

Based on GuruFocus' analysis, Swiss Re AG stock appears to be overvalued. The current stock price of $158.02 is trading 17.9% above its estimated GF Value™ of $134.07. GuruFocus considers Swiss Re AG to be Modestly Overvalued.

Key valuation signals for SSREF:

  • Shareholder Yield %: 3.51% (71% below median its 10-year median of 11.93)
  • GF Value™: $134.07 vs. price of $158.02 (17.9% above fair value)
  • GF Score™: 67/100 with 2 warning signs
  • Industry Position: 34% above the Insurance median (#211 of 490)

No single metric tells the full story. See the SSREF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Swiss Re AG Business Description

Address Mythenquai 50/60, Zurich, CHE, 8022
Swiss Re is a reinsurer that has three core divisions: P&C reinsurance, life and health reinsurance, and corporate solutions. Swiss Re was founded in 1863 when the general manager of Helvetia sought to stem the flow of reinsurance premiums outside Switzerland. Moritz Grossmann argued he could cut the premiums paid to foreign firms, still make a profit, and pay mid-single-digit dividends. Swiss Re is now the second-largest reinsurer in the world by market capitalization, with 80 offices around the world and approximately 15,000 employees. While the business did lose its way in the early part of the millennium, led by an investment banker who heavily invested in securitizations, Swiss Re has recently focused on establishing quality within its three core divisions.
67GF Score

Get the complete analysis for SSREF

Shareholder Yield % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$158.02
Price
$134.07
GF Value