SSREF (Swiss Re AG) PE Ratio: 10.16 (As of Jun. 25, 2026) — 44% Below Median


SSREF Swiss Re AG SSREF
67 GF Score
Price $158.02
GF Value $134.07
Valuation Modestly Overvalued
! 2 Warning Signs
View Full Analysis

What is Swiss Re AG PE Ratio?

Swiss Re AG SSREF +2.90% 67 PE Ratio is 10.16 as of Jun. 25, 2026, which is 44% below its 10-year median of 18.26. GuruFocus rates SSREF with a GF Score™ of 67/100 and a GF Value™ of $134.07 (Modestly Overvalued). The stock has 2 warning signs investors should review.

The PE Ratio, or Price-to-Earnings ratio, or P/E Ratio, is a financial ratio used to compare a company's market price to its Earnings per Share (Diluted). As of today (2026-06-25), Swiss Re AG's share price is $158.0199. Swiss Re AG's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Dec. 2025 was $15.55. Therefore, Swiss Re AG's PE Ratio for today is 10.16.

Good Sign:

Swiss Re AG stock PE Ratio (=9.96) is close to 5-year low of 9.5.

During the past 13 years, Swiss Re AG's highest PE Ratio was 95.93. The lowest was 6.59. And the median was 18.26.

Swiss Re AG's EPS (Diluted) for the six months ended in Dec. 2025 was $6.91. Its EPS (Diluted) for the trailing twelve months (TTM) ended in Dec. 2025 was $15.55.

As of today (2026-06-25), Swiss Re AG's share price is $158.0199. Swiss Re AG's EPS without NRI for the trailing twelve months (TTM) ended in Dec. 2025 was $15.55. Therefore, Swiss Re AG's PE Ratio without NRI ratio for today is 10.16.

During the past 13 years, Swiss Re AG's highest PE Ratio without NRI was 95.93. The lowest was 6.59. And the median was 18.26.

Swiss Re AG's EPS without NRI for the six months ended in Dec. 2025 was $6.91. Its EPS without NRI for the trailing twelve months (TTM) ended in Dec. 2025 was $15.55.

During the past 12 months, Swiss Re AG's average EPS without NRI Growth Rate was 28.90% per year. During the past 3 years, the average EPS without NRI Growth Rate was 102.60% per year.

During the past 13 years, Swiss Re AG's highest 3-Year average EPS without NRI Growth Rate was 102.60% per year. The lowest was -54.20% per year. And the median was -0.60% per year.

Swiss Re AG's EPS (Basic) for the six months ended in Dec. 2025 was $6.96. Its EPS (Basic) for the trailing twelve months (TTM) ended in Dec. 2025 was $15.67.

Back to Basics: PE Ratio


Swiss Re AG  (OTCPK:SSREF) PE Ratio Explanation

The PE Ratio can be viewed as the number of years it takes for the company to earn back the price you pay for the stock. For example, if a company earns $2 a share per year, and the stock is traded at $30, the PE Ratio is 15. Therefore it takes 15 years for the company to earn back the $30 you paid for its stock, assuming the earnings stays constant over the next 15 years.

In real business, earnings never stay constant. If a company can grow its earnings, it takes fewer years for the company to earn back the price you pay for the stock. If a company's earnings decline it takes more years. As a shareholder, you want the company to earn back the price you pay as soon as possible. Therefore, lower P/E stocks are more attractive than higher P/E stocks so long as the PE Ratio is positive. Also for stocks with the same PE Ratio, the one with faster growth business is more attractive.

If a company loses money, the PE Ratio becomes meaningless.

To compare stocks with different growth rates, Peter Lynch invented a ratio called PEG Ratio. PEG Ratio is defined as the PE Ratio divided by the growth ratio. He thinks a company with a PE Ratio equal to its growth rate is fairly valued. Still he said he would rather buy a company growing 20% a year with a PE Ratio of 20, instead of a company growing 10% a year with a PE Ratio of 10.

Because the PE Ratio measures how long it takes to earn back the price you pay, the PE Ratio can be applied to the stocks across different industries. That is why it is the one of the most important and widely used indicators for the valuation of stocks.

Similar to the PE Ratio without NRI or PS Ratio or Price-to-Operating-Cash-Flow or Price-to-Free-Cash-Flow , the PE Ratio measures the valuation based on the earning power of the company. This is where it is different from the PB Ratio , which measures the valuation based on the company's balance sheet.


Be Aware

Investors need to be aware that the PE Ratio can be misleading a lot of times, especially when the underlying business is cyclical and unpredictable. As Peter Lynch pointed out, cyclical businesses have higher profit margins at the peaks of the business cycles. Their earnings are high and PE Ratios are artificially low. It is usually a bad idea to buy a cyclical business when the PE Ratio is low. A better ratio to identify the time to buy a cyclical businesses is the PS Ratio.

PE Ratio can also be affected by non-recurring-items such as the sale of part of businesses. This may increase for the current year or quarter dramatically. But it cannot be repeated over and over. Therefore PE Ratio without NRI is a more accurate indication of valuation than PE Ratio.


Swiss Re AG PE Ratio Related Terms


Swiss Re AG PE Ratio Historical Data

* Premium members only.

The historical data trend for Swiss Re AG's PE Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Swiss Re AG PE Ratio Chart

Swiss Re AG Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
PE Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 20.50 58.00 10.59 13.65 10.72

Swiss Re AG Semi-Annual Data
Jun16 Dec16 Jun17 Dec17 Jun18 Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
PE Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 10.59 At Loss 13.65 At Loss 10.72

SSREF vs RGA, EG, RNR: PE Ratio Comparison

For the Insurance - Reinsurance subindustry, Swiss Re AG's PE Ratio, along with its competitors' market caps and PE Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Swiss Re AG PE Ratio vs Insurance Industry

For the Insurance industry and Financial Services sector, Swiss Re AG's PE Ratio distribution charts can be found below:

* The bar in red indicates where Swiss Re AG's PE Ratio falls into.


SSREF
67GF Score
Swiss Re AG SSREF
PE Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Swiss Re AG PE Ratio Calculation

The PE Ratio, or Price-to-Earnings ratio, or P/E Ratio, is a financial ratio used to compare a company's market price to its Earnings per Share (Diluted). It is the most widely used ratio in the valuation of stocks.

Swiss Re AG's PE Ratio for today is calculated as

PE Ratio=Share Price/Earnings per Share (Diluted) (TTM)
=158.0199/15.550
=10.16

Swiss Re AG's Share Price of today is $158.0199.
For company reported semi-annually, Swiss Re AG's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Dec. 2025 adds up the semi-annually data reported by the company within the most recent 12 months, which was $15.55.


* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

It can also be calculated from the numbers for the whole company:


There are at least three kinds of PE Ratios used by different investors. They are Trailing Twelve Month PE Ratio, Forward PE Ratio, or PE Ratio without NRI. A new PE Ratio based on inflation-adjusted normalized PE Ratio is called Shiller PE Ratio, after Yale professor Robert Shiller.

In the calculation of PE Ratio, the earnings per share used are the earnings per share over the past 12 months. For Forward PE Ratio, the earnings are the expected earnings for the next twelve months. In the case of PE Ratio without NRI, the reported earnings less the non-recurring items are used.

For Shiller PE Ratio, the earnings of the past 10 years are inflation-adjusted and averaged. Since it looks at the average over the last 10 years, Shiller PE Ratio is also called PE10.

Frequently Asked Questions Learn more about PE Ratio →
What does a PE Ratio of 10.16 mean?
Swiss Re AG (SSREF) has a PE Ratio of 10.16 as of Jun. 25, 2026. P/E ratio is the ratio of share price to a company's earnings per share. View historical data on Swiss Re AG and its competitors. This is 44% below median its historical median of 18.26. Over the past decade, Swiss Re AG's PE Ratio has ranged from 6.59 to 95.93.
Is Swiss Re AG's PE Ratio too high?
Swiss Re AG's current PE Ratio of 10.16 is 44% below median its 10-year median of 18.26. Over the past 10 years, this metric has ranged from a low of 6.59 to a high of 95.93. Overall, Swiss Re AG has a GF Score™ of 67/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Swiss Re AG's PE Ratio compare to RGA and EG?
Swiss Re AG's PE Ratio of 10.16 can be compared against companies in the Insurance industry. Historically, Swiss Re AG's own PE Ratio has ranged from 6.59 to 95.93 over the past decade. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PE Ratio for an Insurance company?
A good PE Ratio depends on the Insurance industry context. However, PE Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PE Ratio mean?
A high PE Ratio can signal that a stock is expensive relative to its fundamentals. P/E ratio is the ratio of share price to a company's earnings per share. View historical data on Swiss Re AG and its competitors. Swiss Re AG's current PE Ratio is 10.16, which is 44% below median its own 10-year median of 18.26. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Swiss Re AG stock overvalued right now?
Based on GuruFocus' analysis, Swiss Re AG (SSREF) is currently considered Modestly Overvalued. The stock's GF Value™ is $134.07, compared to a current price of $158.02 — trading 17.9% above its estimated fair value. The current PE Ratio is 10.16, which is 44% below median its 10-year median of 18.26. Swiss Re AG's overall GF Score™ is 67/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PE Ratio calculated?
PE Ratio is calculated from a company's financial statements. For Swiss Re AG (SSREF), the current PE Ratio is 10.16 as of Jun. 25, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Swiss Re AG (SSREF) Overvalued in 2026?

Based on GuruFocus' analysis, Swiss Re AG stock appears to be overvalued. The current stock price of $158.02 is trading 17.9% above its estimated GF Value™ of $134.07. GuruFocus considers Swiss Re AG to be Modestly Overvalued.

Key valuation signals for SSREF:

  • PE Ratio: 10.16 (44% below median its 10-year median of 18.26)
  • GF Value™: $134.07 vs. price of $158.02 (17.9% above fair value)
  • GF Score™: 67/100 with 2 warning signs

No single metric tells the full story. See the SSREF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Swiss Re AG Business Description

Address Mythenquai 50/60, Zurich, CHE, 8022
Swiss Re is a reinsurer that has three core divisions: P&C reinsurance, life and health reinsurance, and corporate solutions. Swiss Re was founded in 1863 when the general manager of Helvetia sought to stem the flow of reinsurance premiums outside Switzerland. Moritz Grossmann argued he could cut the premiums paid to foreign firms, still make a profit, and pay mid-single-digit dividends. Swiss Re is now the second-largest reinsurer in the world by market capitalization, with 80 offices around the world and approximately 15,000 employees. While the business did lose its way in the early part of the millennium, led by an investment banker who heavily invested in securitizations, Swiss Re has recently focused on establishing quality within its three core divisions.
67GF Score

Get the complete analysis for SSREF

PE Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$158.02
Price
$134.07
GF Value