SSREF (Swiss Re AG) Pre-Tax Income: $6,077 Mil (TTM As of Dec. 2025)


SSREF Swiss Re AG SSREF
63 GF Score
Price $161.77
GF Value $133.23
Valuation Modestly Overvalued
! 2 Warning Signs
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What is Swiss Re AG Pre-Tax Income?

Swiss Re AG SSREF 63 Pre-Tax Income is $6,077 Mil as of Dec. 2025. GuruFocus rates SSREF with a GF Score™ of 63/100 and a GF Value™ of $133.23 (Modestly Overvalued). The stock has 2 warning signs investors should review.

Pretax income is the income that a company earns before paying income taxes. Swiss Re AG's pretax income for the six months ended in Dec. 2025 was $2,840 Mil. Its pretax income for the trailing twelve months (TTM) ended in Dec. 2025 was $6,077 Mil. Swiss Re AG's pretax margin was 11.68%.

During the past 13 years, Swiss Re AG's highest Pretax Margin was 13.09%. The lowest was -2.49%. And the median was 2.92%.


Swiss Re AG  (OTCPK:SSREF) Pre-Tax Income Explanation

Swiss Re AG's Pretax Margin for the quarter that ended in Dec. 2025 is calculated as

Pretax Margin=Pretax Income/Revenue
=2840/24323
=11.68%

During the past 13 years, Swiss Re AG's highest Pretax Margin was 13.09%. The lowest was -2.49%. And the median was 2.92%.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


Swiss Re AG Pre-Tax Income Related Terms


Swiss Re AG Pre-Tax Income Historical Data

* Premium members only.

The historical data trend for Swiss Re AG's Pre-Tax Income can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Swiss Re AG Pre-Tax Income Chart

Swiss Re AG Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Pre-Tax Income
Get a 7-Day Free Trial Premium Member Only Premium Member Only 1,831.00 651.00 3,926.00 4,133.00 6,077.00

Swiss Re AG Semi-Annual Data
Jun16 Dec16 Jun17 Dec17 Jun18 Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
Pre-Tax Income Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 1,651.00 2,724.00 1,409.00 3,237.00 2,840.00

SSREF vs RGA, EG, RNR: Pre-Tax Income Comparison

For the Insurance - Reinsurance subindustry, Swiss Re AG's Pre-Tax Income, along with its competitors' market caps and Pre-Tax Income data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Swiss Re AG Pre-Tax Income vs Insurance Industry

For the Insurance industry and Financial Services sector, Swiss Re AG's Pre-Tax Income distribution charts can be found below:

* The bar in red indicates where Swiss Re AG's Pre-Tax Income falls into.


SSREF
63GF Score
Swiss Re AG SSREF
Pre-Tax Income is just one metric. See GF Score™, valuation, warning signs, and more.
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Swiss Re AG Pre-Tax Income Calculation

This is the income that a company earns before paying income taxes.

Swiss Re AG's Pretax Income for the fiscal year that ended in Dec. 2025 is calculated as

Pretax Income=Operating Income+Other
=0+6077
=6,077

Swiss Re AG's Pretax Income for the quarter that ended in Dec. 2025 is calculated as

Pretax Income=Operating Income+Other
=0+2840
=2,840

Pre-Tax Income for the trailing twelve months (TTM) ended in Dec. 2025 adds up the semi-annually data reported by the company within the most recent 12 months, which was $6,077 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Pre-Tax Income →
What does a Pre-Tax Income of $6,077 Mil mean?
Swiss Re AG (SSREF) has a Pre-Tax Income of $6,077 Mil as of Dec. 2025. Pre-Tax Income is the total earnings before taxes but after all operating and interest expenses. View historical data on Swiss Re AG and its competitors.
Is Swiss Re AG's Pre-Tax Income too high?
Swiss Re AG's current Pre-Tax Income is $6,077 Mil. Overall, Swiss Re AG has a GF Score™ of 63/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Swiss Re AG's Pre-Tax Income compare to RGA and EG?
Swiss Re AG's Pre-Tax Income of $6,077 Mil can be compared against companies in the Insurance industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Pre-Tax Income for an Insurance company?
A good Pre-Tax Income depends on the Insurance industry context. However, Pre-Tax Income should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Pre-Tax Income mean?
A high Pre-Tax Income can signal that a stock is expensive relative to its fundamentals. Pre-Tax Income is the total earnings before taxes but after all operating and interest expenses. View historical data on Swiss Re AG and its competitors. Swiss Re AG's current Pre-Tax Income is $6,077 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Swiss Re AG stock overvalued right now?
Based on GuruFocus' analysis, Swiss Re AG (SSREF) is currently considered Modestly Overvalued. The stock's GF Value™ is $133.23, compared to a current price of $161.77 — trading 21.4% above its estimated fair value. The current Pre-Tax Income is $6,077 Mil. Swiss Re AG's overall GF Score™ is 63/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Pre-Tax Income calculated?
Pre-Tax Income is calculated from a company's financial statements. For Swiss Re AG (SSREF), the current Pre-Tax Income is $6,077 Mil as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Swiss Re AG (SSREF) Overvalued in 2026?

Based on GuruFocus' analysis, Swiss Re AG stock appears to be overvalued. The current stock price of $161.77 is trading 21.4% above its estimated GF Value™ of $133.23. GuruFocus considers Swiss Re AG to be Modestly Overvalued.

Key valuation signals for SSREF:

  • Pre-Tax Income: $6,077 Mil
  • GF Value™: $133.23 vs. price of $161.77 (21.4% above fair value)
  • GF Score™: 63/100 with 2 warning signs

No single metric tells the full story. See the SSREF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Swiss Re AG Business Description

Address Mythenquai 50/60, Zurich, CHE, 8022
Swiss Re is a reinsurer that has three core divisions: P&C reinsurance, life and health reinsurance, and corporate solutions. Swiss Re was founded in 1863 when the general manager of Helvetia sought to stem the flow of reinsurance premiums outside Switzerland. Moritz Grossmann argued he could cut the premiums paid to foreign firms, still make a profit, and pay mid-single-digit dividends. Swiss Re is now the second-largest reinsurer in the world by market capitalization, with 80 offices around the world and approximately 15,000 employees. While the business did lose its way in the early part of the millennium, led by an investment banker who heavily invested in securitizations, Swiss Re has recently focused on establishing quality within its three core divisions.
63GF Score

Get the complete analysis for SSREF

Pre-Tax Income is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$161.77
Price
$133.23
GF Value