Swiss Re AGSSREF 63 Equity-to-Asset is 0.19 as of Dec. 2025, which is 27% above its 10-year median of 0.15. GuruFocus rates SSREF with a GF Score™ of 63/100 and a GF Value™ of $132.89 (Modestly Overvalued). The stock has 2 warning signs investors should review. Among 508 Insurance companies, Swiss Re AG ranks worse than 64.96% on this metric.
Equity to Asset ratio is calculated as total stockholders equity divided by total asset. Swiss Re AG's Total Stockholders Equity for the quarter that ended in Dec. 2025 was $25,558 Mil. Swiss Re AG's Total Assets for the quarter that ended in Dec. 2025 was $134,007 Mil.
Therefore, Swiss Re AG's Equity to Asset Ratio for the quarter that ended in Dec. 2025 was 0.19.
The historical rank and industry rank for Swiss Re AG's Equity-to-Asset or its related term are showing as below:
SSREF'
s Equity-to-Asset Range Over the Past 10 Years
Min: 0.12 Med: 0.15 Max: 0.19
Current: 0.19
During the past 13 years, the highest Equity to Asset Ratio of Swiss Re AG was 0.19. The lowest was 0.12. And the median was 0.15.
SSREF's Equity-to-Asset is ranked worse than 64.96% of 508
companies
in the Insurance industry
Industry Median: 0.26
vs SSREF: 0.19
Swiss Re AG (OTCPK:SSREF) Equity-to-Asset Explanation
Equity to Asset ratio can vary greatly across different industries, as they have different capital structure. A company with smaller Equity to Asset ratio (more leveraged) may have higher ROE % because of the leverage.
For banks, the required minimum Equity to Asset ratio by regulation is 5%. Some stronger banks may have Equity to Asset Ratio of more than 10%.
Swiss Re AG Equity-to-Asset Related Terms
Swiss Re AG Equity-to-Asset Historical Data
* Premium members only.
The historical data trend for Swiss Re AG's Equity-to-Asset can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Insurance - Reinsurance subindustry, Swiss Re AG's Equity-to-Asset, along with its competitors' market caps and Equity-to-Asset data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Swiss Re AG Equity-to-Asset vs Insurance Industry
For the Insurance industry and Financial Services sector, Swiss Re AG's Equity-to-Asset distribution charts can be found below:
* The bar in red indicates where Swiss Re AG's Equity-to-Asset falls into.
Equity to Asset ratio measures the ratios of the portion of the asset owned by shareholders out of the total asset. It indicates the leverage of the company, and the amount of debt the company uses in its operation.
Equity to Asset ratio is calculated by dividing total stockholders equity by total asset.
Swiss Re AG's Equity to Asset Ratio for the fiscal year that ended in Dec. 2025 is calculated as
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Swiss Re AG (SSREF) has a Equity-to-Asset of 0.19 as of Dec. 2025. Equity-to-asset ratio equals total company equity divided by total assets. It measures financial leverage. View historical data on Swiss Re AG and its competitors. This is 27% above median its historical median of 0.15. Over the past decade, Swiss Re AG's Equity-to-Asset has ranged from 0.12 to 0.19. According to the industry distribution chart, Swiss Re AG ranks #330 out of 508 companies in the Insurance industry, placing it in the top 65%.
Is Swiss Re AG's Equity-to-Asset too high?
Swiss Re AG's current Equity-to-Asset of 0.19 is 27% above median its 10-year median of 0.15. Over the past 10 years, this metric has ranged from a low of 0.12 to a high of 0.19. The Insurance industry median Equity-to-Asset is 0.26. Swiss Re AG's value of 0.19 is 26.9% below this industry median. Based on the distribution chart, Swiss Re AG ranks #330 out of 508 companies in the Insurance industry, which is below the industry midpoint. Overall, Swiss Re AG has a GF Score™ of 63/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Swiss Re AG's Equity-to-Asset compare to RGA and EG?
According to the Insurance industry distribution chart, Swiss Re AG ranks #330 out of 508 companies for Equity-to-Asset. This places Swiss Re AG in the lower half of its industry. The industry median Equity-to-Asset is 0.26. Swiss Re AG's value of 0.19 is 26.9% below this benchmark. Historically, Swiss Re AG's own Equity-to-Asset has ranged from 0.12 to 0.19 over the past decade. While the company's 10-year median is 0.15 vs. the industry median of 0.26, Swiss Re AG has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Equity-to-Asset for an Insurance company?
The median Equity-to-Asset among Insurance companies is 0.26, based on 508 companies in the industry. Companies in the top quartile (top 25%) have a Equity-to-Asset significantly above this median, while those in the bottom quartile fall well below. However, Equity-to-Asset should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Swiss Re AG's current Equity-to-Asset of 0.19 is 26.9% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Equity-to-Asset mean?
A high Equity-to-Asset can signal that a stock is expensive relative to its fundamentals. Equity-to-asset ratio equals total company equity divided by total assets. It measures financial leverage. View historical data on Swiss Re AG and its competitors. For the Insurance industry, the median Equity-to-Asset is 0.26 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Swiss Re AG's current Equity-to-Asset is 0.19, which is 27% above median its own 10-year median of 0.15. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Swiss Re AG stock overvalued right now?
Based on GuruFocus' analysis, Swiss Re AG (SSREF) is currently considered Modestly Overvalued. The stock's GF Value™ is $132.89, compared to a current price of $156.42 — trading 17.7% above its estimated fair value. The current Equity-to-Asset is 0.19, which is 27% above median its 10-year median of 0.15 and 26.9% below the Insurance industry median of 0.26. Swiss Re AG's overall GF Score™ is 63/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Equity-to-Asset calculated?
Equity-to-Asset is calculated from a company's financial statements. For Swiss Re AG (SSREF), the current Equity-to-Asset is 0.19 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Swiss Re AG (SSREF) Overvalued in 2026?
Based on GuruFocus' analysis, Swiss Re AG stock appears to be overvalued.
The current stock price of $156.42 is trading 17.7% above its estimated GF Value™ of $132.89.
GuruFocus considers Swiss Re AG to be Modestly Overvalued.
Key valuation signals for SSREF:
Equity-to-Asset: 0.19 (27% above median its 10-year median of 0.15)
GF Value™: $132.89 vs. price of $156.42 (17.7% above fair value)
Industry Position: 26.9% below the Insurance median (#330 of 508)
No single metric tells the full story. See the SSREF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Swiss Re is a reinsurer that has three core divisions: P&C reinsurance, life and health reinsurance, and corporate solutions. Swiss Re was founded in 1863 when the general manager of Helvetia sought to stem the flow of reinsurance premiums outside Switzerland. Moritz Grossmann argued he could cut the premiums paid to foreign firms, still make a profit, and pay mid-single-digit dividends. Swiss Re is now the second-largest reinsurer in the world by market capitalization, with 80 offices around the world and approximately 15,000 employees. While the business did lose its way in the early part of the millennium, led by an investment banker who heavily invested in securitizations, Swiss Re has recently focused on establishing quality within its three core divisions.
63GF Score
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