Swiss Re AGSSREF 63 3-Year EBITDA Growth Rate is 47.50% as of Dec. 2025. GuruFocus rates SSREF with a GF Score™ of 63/100 and a GF Value™ of $132.90 (Modestly Overvalued). The stock has 2 warning signs investors should review. Among 285 Insurance companies, Swiss Re AG ranks better than 85.26% on this metric.
During the past 12 months, Swiss Re AG's average EBITDA Per Share Growth Rate was 28.10% per year.
During the past 3 years, the average EBITDA Per Share Growth Rate was 47.50% per year.
During the past 5 years, the average EBITDA Per Share Growth Rate was 82.00% per year.
During the past 10 years, the average EBITDA Per Share Growth Rate was 2.00% per year.
Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the average EBITDA per share growth rate.
During the past 13 years, the highest 3-Year average EBITDA Per Share Growth Rate of Swiss Re AG was 225.70% per year. The lowest was -58.70% per year. And the median was -5.30% per year.
Swiss Re AG (OTCPK:SSREF) 3-Year EBITDA Growth Rate Explanation
EBITDA per Share is the amount of Earnings Before Interest, Taxes, Depreciation, and Amortization (EBITDA) per outstanding share of the company's stock.
Earnings Before Interest, Taxes, Depreciation, and Amortization (EBITDA) is what the company earns before it expenses interest, taxes, depreciation and amortization.
Swiss Re AG 3-Year EBITDA Growth Rate Related Terms
SSREF vs RGA, EG, RNR: 3-Year EBITDA Growth Rate Comparison
For the Insurance - Reinsurance subindustry, Swiss Re AG's 3-Year EBITDA Growth Rate, along with its competitors' market caps and 3-Year EBITDA Growth Rate data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Swiss Re AG 3-Year EBITDA Growth Rate vs Insurance Industry
For the Insurance industry and Financial Services sector, Swiss Re AG's 3-Year EBITDA Growth Rate distribution charts can be found below:
* The bar in red indicates where Swiss Re AG's 3-Year EBITDA Growth Rate falls into.
This is the 3-year average growth rate of EBITDA per Share. The growth rate is calculated using exponential compounding based on the latest four year annual data.
Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the average EBITDA per share growth rate.
What does a 3-Year EBITDA Growth Rate of 47.50% mean?
Swiss Re AG (SSREF) has a 3-Year EBITDA Growth Rate of 47.50% as of Dec. 2025. 3-Year EBITDA Growth Rate is the 3-year average growth rate of EBITDA per share. View historical data for Swiss Re AG and its competitors. According to the industry distribution chart, Swiss Re AG ranks #42 out of 285 companies in the Insurance industry, placing it in the top 14.7%.
Is Swiss Re AG's 3-Year EBITDA Growth Rate too high?
Swiss Re AG's current 3-Year EBITDA Growth Rate is 47.50%. The Insurance industry median 3-Year EBITDA Growth Rate is 17.20. Swiss Re AG's value of 47.50% is 176.2% above this industry median. Based on the distribution chart, Swiss Re AG ranks #42 out of 285 companies in the Insurance industry, which is in the top quartile — a strong position relative to peers. Overall, Swiss Re AG has a GF Score™ of 63/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Swiss Re AG's 3-Year EBITDA Growth Rate compare to RGA and EG?
According to the Insurance industry distribution chart, Swiss Re AG ranks #42 out of 285 companies for 3-Year EBITDA Growth Rate. This places Swiss Re AG in the top 15% of its industry — outperforming the majority of peers. The industry median 3-Year EBITDA Growth Rate is 17.20. Swiss Re AG's value of 47.50% is 176.2% above this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 3-Year EBITDA Growth Rate for an Insurance company?
The median 3-Year EBITDA Growth Rate among Insurance companies is 17.20, based on 285 companies in the industry. Companies in the top quartile (top 25%) have a 3-Year EBITDA Growth Rate significantly above this median, while those in the bottom quartile fall well below. However, 3-Year EBITDA Growth Rate should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Swiss Re AG's current 3-Year EBITDA Growth Rate of 47.50% is 176.2% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 3-Year EBITDA Growth Rate mean?
A high 3-Year EBITDA Growth Rate can signal that a stock is expensive relative to its fundamentals. 3-Year EBITDA Growth Rate is the 3-year average growth rate of EBITDA per share. View historical data for Swiss Re AG and its competitors. For the Insurance industry, the median 3-Year EBITDA Growth Rate is 17.20 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Swiss Re AG's current 3-Year EBITDA Growth Rate is 47.50%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Swiss Re AG stock overvalued right now?
Based on GuruFocus' analysis, Swiss Re AG (SSREF) is currently considered Modestly Overvalued. The stock's GF Value™ is $132.90, compared to a current price of $156.42 — trading 17.7% above its estimated fair value. The current 3-Year EBITDA Growth Rate is 47.50% and 176.2% above the Insurance industry median of 17.20. Swiss Re AG's overall GF Score™ is 63/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 3-Year EBITDA Growth Rate calculated?
3-Year EBITDA Growth Rate is calculated from a company's financial statements. For Swiss Re AG (SSREF), the current 3-Year EBITDA Growth Rate is 47.50% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Swiss Re AG (SSREF) Overvalued in 2026?
Based on GuruFocus' analysis, Swiss Re AG stock appears to be overvalued.
The current stock price of $156.42 is trading 17.7% above its estimated GF Value™ of $132.90.
GuruFocus considers Swiss Re AG to be Modestly Overvalued.
Key valuation signals for SSREF:
3-Year EBITDA Growth Rate: 47.50%
GF Value™: $132.90 vs. price of $156.42 (17.7% above fair value)
Industry Position: 176.2% above the Insurance median (#42 of 285)
No single metric tells the full story. See the SSREF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Swiss Re is a reinsurer that has three core divisions: P&C reinsurance, life and health reinsurance, and corporate solutions. Swiss Re was founded in 1863 when the general manager of Helvetia sought to stem the flow of reinsurance premiums outside Switzerland. Moritz Grossmann argued he could cut the premiums paid to foreign firms, still make a profit, and pay mid-single-digit dividends. Swiss Re is now the second-largest reinsurer in the world by market capitalization, with 80 offices around the world and approximately 15,000 employees. While the business did lose its way in the early part of the millennium, led by an investment banker who heavily invested in securitizations, Swiss Re has recently focused on establishing quality within its three core divisions.
63GF Score
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3-Year EBITDA Growth Rate is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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