SSREF (Swiss Re AG) Net Change in Cash: $-1,413 Mil (TTM As of Dec. 2025)

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SSREF Swiss Re AG SSREF
67 GF Score
Price $163.20
GF Value $133.50
Valuation Modestly Overvalued
! 3 Warning Signs
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What is Swiss Re AG Net Change in Cash?

Swiss Re AG SSREF +0.60% 67 Net Change in Cash is $-1,413 Mil as of Dec. 2025. GuruFocus rates SSREF with a GF Score™ of 67/100 and a GF Value™ of $133.50 (Modestly Overvalued). The stock has 3 warning signs investors should review.

Net Change in Cash is calculated as the total of Cash Flow from Operations , Cash Flow from Investing, Cash Flow from Financing, and Effect of Exchange Rate Changes.

Swiss Re AG's Net Change in Cash for the six months ended in Dec. 2025 was $-1,052 Mil. Its Net Change in Cash for the trailing twelve months (TTM) ended in Dec. 2025 was $-1,413 Mil.

Swiss Re AG Net Change in Cash Historical Data

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The historical data trend for Swiss Re AG's Net Change in Cash can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Swiss Re AG Net Change in Cash Chart

Swiss Re AG Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Net Change in Cash
Get a 7-Day Free Trial Premium Member Only Premium Member Only -419.00 -974.00 502.00 -391.00 -1,413.00

Swiss Re AG Semi-Annual Data
Jun16 Dec16 Jun17 Dec17 Jun18 Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
Net Change in Cash Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 251.00 -1,263.00 872.00 -361.00 -1,052.00
SSREF
67GF Score
Swiss Re AG SSREF
Net Change in Cash is just one metric. See GF Score™, valuation, warning signs, and more.
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Swiss Re AG Net Change in Cash Calculation

Swiss Re AG's Net Change in Cash for the fiscal year that ended in Dec. 2025 is calculated as

Net Change in Cash= Cash Flow from Operations+Cash Flow from Investing+Cash Flow from Financing+Effect of Exchange Rate Changes
=3069+-2300+-2153+-29
=-1,413

Swiss Re AG's Net Change in Cash for the quarter that ended in Dec. 2025

Net Change in Cash=Cash Flow from Operations+Cash Flow from Investing+Cash Flow from Financing+Effect of Exchange Rate Changes
=1715+-741+-1921+-105
=-1,052

Net Change in Cash for the trailing twelve months (TTM) ended in Dec. 2025 adds up the semi-annually data reported by the company within the most recent 12 months, which was $-1,413 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Net Change in Cash →
What does a Net Change in Cash of $-1,413 Mil mean?
Swiss Re AG (SSREF) has a Net Change in Cash of $-1,413 Mil as of Dec. 2025. The net change in cash is the total change in cash and equivalents between the current period and the past period. View historical data for Swiss Re AG and its competitors.
Is Swiss Re AG's Net Change in Cash too high?
Swiss Re AG's current Net Change in Cash is $-1,413 Mil. Overall, Swiss Re AG has a GF Score™ of 67/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Swiss Re AG's Net Change in Cash compare to RGA and EG?
Swiss Re AG's Net Change in Cash of $-1,413 Mil can be compared against companies in the Insurance industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Net Change in Cash for an Insurance company?
A good Net Change in Cash depends on the Insurance industry context. However, Net Change in Cash should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Net Change in Cash mean?
A high Net Change in Cash can signal that a stock is expensive relative to its fundamentals. The net change in cash is the total change in cash and equivalents between the current period and the past period. View historical data for Swiss Re AG and its competitors. Swiss Re AG's current Net Change in Cash is $-1,413 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Swiss Re AG stock overvalued right now?
Based on GuruFocus' analysis, Swiss Re AG (SSREF) is currently considered Modestly Overvalued. The stock's GF Value™ is $133.50, compared to a current price of $163.20 — trading 22.2% above its estimated fair value. The current Net Change in Cash is $-1,413 Mil. Swiss Re AG's overall GF Score™ is 67/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Net Change in Cash calculated?
Net Change in Cash is calculated from a company's financial statements. For Swiss Re AG (SSREF), the current Net Change in Cash is $-1,413 Mil as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Swiss Re AG (SSREF) Overvalued in 2026?

Based on GuruFocus' analysis, Swiss Re AG stock appears to be overvalued. The current stock price of $163.20 is trading 22.2% above its estimated GF Value™ of $133.50. GuruFocus considers Swiss Re AG to be Modestly Overvalued.

Key valuation signals for SSREF:

  • Net Change in Cash: $-1,413 Mil
  • GF Value™: $133.50 vs. price of $163.20 (22.2% above fair value)
  • GF Score™: 67/100 with 3 warning signs

No single metric tells the full story. See the SSREF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Swiss Re AG Business Description

Address Mythenquai 50/60, Zurich, CHE, 8022
Swiss Re is a reinsurer that has three core divisions: P&C reinsurance, life and health reinsurance, and corporate solutions. Swiss Re was founded in 1863 when the general manager of Helvetia sought to stem the flow of reinsurance premiums outside Switzerland. Moritz Grossmann argued he could cut the premiums paid to foreign firms, still make a profit, and pay mid-single-digit dividends. Swiss Re is now the second-largest reinsurer in the world by market capitalization, with 80 offices around the world and approximately 15,000 employees. While the business did lose its way in the early part of the millennium, led by an investment banker who heavily invested in securitizations, Swiss Re has recently focused on establishing quality within its three core divisions.
67GF Score

Get the complete analysis for SSREF

Net Change in Cash is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$163.20
Price
$133.50
GF Value