Al-Buhaira National Insurance Co (ADX:ABNIC) Moat Score: 0/10 (As of Jul. 14, 2026)

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Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
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Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

ADX:ABNIC Al-Buhaira National Insurance Co ADX:ABNIC
67 GF Score
Price د.إ2.58
GF Value د.إ4.56
Valuation Significantly Undervalued
! 3 Warning Signs
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What is Al-Buhaira National Insurance Co Moat Score?

Al-Buhaira National Insurance Co has the Moat Score of 0, which implies that the company might have No Moat - No discernible moat.

Al-Buhaira National Insurance Co has

Moat Score is a ranking system developed by GuruFocus to assess a company's ability to sustain a competitive advantage, rated on a scale from 0 to 10. It takes into account key factors such as market leadership, cost advantages, network effects, customer switching costs, and more.

The company's Moat Score is based on these criteria:

1. Market leadership and sustainable market share
2. Network effects and significant customer switching costs
3. Valuable intellectual property and patents
4. Strong brand strength and deep customer loyalty
5. Durable cost advantages (e.g., economies of scale, proprietary technology)
6. Significant regulatory barriers and exclusive licenses
7. Superior distribution network
8. Strong and sustainable pricing power
9. Consistent and impactful innovation and R&D capabilities

Based on the research, GuruFocus believes Al-Buhaira National Insurance Co might have No Moat - No discernible moat.

Al-Buhaira National Insurance Co  (ADX:ABNIC) Moat Score Explanation

The Moat Score ranges from 0 to 10, with 10 as the highest. GuruFocus divided Moat Score into following 8 categories:

Moat Score Moat Level
10Wide Moat - Exceptionally dominant and durable wide moat
8 - 9Wide Moat - Clear and robust wide moat
7Wide Moat - Entry-level wide moat, clearly possessing durable advantages
6Narrow Moat - Strong narrow moat, clearly distinguishable but not wide
5Narrow Moat - Solid narrow moat
4Narrow Moat - Discernible but modest moat
1 - 3No Moat - Very weak/transient advantages
0No Moat - No discernible moat

Al-Buhaira National Insurance Co Moat Score Related Terms

ADX:ABNIC
67GF Score
Al-Buhaira National Insurance Co ADX:ABNIC
Moat Score is just one metric. See GF Score™, valuation, warning signs, and more.
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Is Al-Buhaira National Insurance Co (ADX:ABNIC) Overvalued in 2026?

Based on GuruFocus' analysis, Al-Buhaira National Insurance Co stock appears to be undervalued. The current stock price of د.إ2.58 is trading 43.4% below its estimated GF Value™ of د.إ4.56. GuruFocus considers Al-Buhaira National Insurance Co to be Significantly Undervalued.

Key valuation signals for ADX:ABNIC:

  • Moat Score: 0
  • GF Value™: د.إ4.56 vs. price of د.إ2.58 (43.4% below fair value)
  • GF Score™: 67/100 with 3 warning signs

No single metric tells the full story. See the ADX:ABNIC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Al-Buhaira National Insurance Co Business Description

Address Al Buhaira Tower, Khalid Lagoon, P.O Box 6000, 6th Floor, Buhaira Corniche, Sharjah, ARE
Al-Buhaira National Insurance Co is a national insurance company. The group's principal activity is the writing of insurance of all types, other than savings and accumulation of funds. The company is organized into two segments, namely Underwriting and Investments. The underwriting segment incorporates all classes of general insurance, including fire, marine, medical, motor, general accident, and other classes of insurance. The investment segment includes investments in equity securities, term deposits with banks, and investment properties.
67GF Score

Get the complete analysis for ADX:ABNIC

Moat Score is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

د.إ2.58
Price
د.إ4.56
GF Value