CICHF (China Construction Bank) EV-to-FCF: 0.44 (As of Jul. 15, 2026)

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CICHF China Construction Bank Corp CICHF
44 GF Score
Price $1.06
GF Value $0.86
Valuation Modestly Overvalued
! 8 Warning Signs
View Full Analysis

What is China Construction Bank EV-to-FCF?

China Construction Bank CICHF +0.94% 44 EV-to-FCF is 0.44 as of Jul. 15, 2026. GuruFocus rates CICHF with a GF Score™ of 44/100 and a GF Value™ of $0.86 (Modestly Overvalued). The stock has 8 warning signs investors should review. Among 1,196 Banks companies, China Construction Bank ranks better than 81.86% on this metric.

EV-to-FCF is calculated as enterprise value divided by its free cash flow. As of today, China Construction Bank's Enterprise Value is $120,390 Mil. China Construction Bank's Free Cash Flow for the trailing twelve months (TTM) ended in Mar. 2026 was $276,541 Mil. Therefore, China Construction Bank's EV-to-FCF for today is 0.44.

The historical rank and industry rank for China Construction Bank's EV-to-FCF or its related term are showing as below:

CICHF' s EV-to-FCF Range Over the Past 10 Years
Min: -10.79   Med: -0.59   Max: 31.66
Current: 0.44

During the past 13 years, the highest EV-to-FCF of China Construction Bank was 31.66. The lowest was -10.79. And the median was -0.59.

CICHF's EV-to-FCF is ranked better than
81.86% of 1196 companies
in the Banks industry
Industry Median: 6.575 vs CICHF: 0.44

EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.

As of today (2026-07-15), China Construction Bank's stock price is $1.06. China Construction Bank's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Mar. 2026 was $0.185. Therefore, China Construction Bank's PE Ratio (TTM) for today is 5.73.


China Construction Bank  (OTCPK:CICHF) EV-to-FCF Explanation

EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.

China Construction Bank's PE Ratio (TTM) for today is calculated as:

PE Ratio (TTM)=Share Price (Today)/Earnings per Share (Diluted) (TTM)
=1.06/0.185
=5.73

China Construction Bank's share price for today is $1.06.
China Construction Bank's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was $0.185.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Enterprise Value is used because it is a more complete measure in reflecting how much an investor pays when buying a company. Free Cash Flow is an important financial metric because it represents the actual amount of cash at a company's disposal. Companies with a low EV-to-FCF ratio, combined with a strong balance sheet are generally considered as undervalued.


China Construction Bank EV-to-FCF Related Terms


China Construction Bank EV-to-FCF Historical Data

* Premium members only.

The historical data trend for China Construction Bank's EV-to-FCF can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

China Construction Bank EV-to-FCF Chart

China Construction Bank Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
EV-to-FCF
Get a 7-Day Free Trial Premium Member Only Premium Member Only -0.13 -0.41 0.10 5.21 0.65

China Construction Bank Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
EV-to-FCF Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 2.38 1.50 1.05 0.65 0.72

CICHF vs JPM, BAC, WFC: EV-to-FCF Comparison

For the Banks - Diversified subindustry, China Construction Bank's EV-to-FCF, along with its competitors' market caps and EV-to-FCF data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


China Construction Bank EV-to-FCF vs Banks Industry

For the Banks industry and Financial Services sector, China Construction Bank's EV-to-FCF distribution charts can be found below:

* The bar in red indicates where China Construction Bank's EV-to-FCF falls into.


CICHF
44GF Score
China Construction Bank Corp CICHF
EV-to-FCF is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

China Construction Bank EV-to-FCF Calculation

China Construction Bank's EV-to-FCF for today is calculated as:

EV-to-FCF=Enterprise Value (Today)/Free Cash Flow (TTM)
=120389.527/276541.318
=0.44

China Construction Bank's current Enterprise Value is $120,390 Mil.
China Construction Bank's Free Cash Flow for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was $276,541 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about EV-to-FCF →
What does a EV-to-FCF of 0.44 mean?
China Construction Bank (CICHF) has a EV-to-FCF of 0.44 as of Jul. 15, 2026. EV to FCF ratio is the company's enterprise value divided by free cash flow. View historical data on China Construction Bank and its competitors. According to the industry distribution chart, China Construction Bank ranks #217 out of 1196 companies in the Banks industry, placing it in the top 18.1%.
Is China Construction Bank's EV-to-FCF too high?
China Construction Bank's current EV-to-FCF is 0.44. The Banks industry median EV-to-FCF is 6.58. China Construction Bank's value of 0.44 is 93.3% below this industry median. Based on the distribution chart, China Construction Bank ranks #217 out of 1196 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, China Construction Bank has a GF Score™ of 44/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does China Construction Bank's EV-to-FCF compare to JPM and BAC?
According to the Banks industry distribution chart, China Construction Bank ranks #217 out of 1196 companies for EV-to-FCF. This places China Construction Bank in the top 18% of its industry — outperforming the majority of peers. The industry median EV-to-FCF is 6.58. China Construction Bank's value of 0.44 is 93.3% below this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EV-to-FCF for a Banks company?
The median EV-to-FCF among Banks companies is 6.58, based on 1,196 companies in the industry. Companies in the top quartile (top 25%) have a EV-to-FCF significantly above this median, while those in the bottom quartile fall well below. However, EV-to-FCF should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. China Construction Bank's current EV-to-FCF of 0.44 is 93.3% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EV-to-FCF mean?
A high EV-to-FCF can signal that a stock is expensive relative to its fundamentals. EV to FCF ratio is the company's enterprise value divided by free cash flow. View historical data on China Construction Bank and its competitors. For the Banks industry, the median EV-to-FCF is 6.58 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. China Construction Bank's current EV-to-FCF is 0.44. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is China Construction Bank stock overvalued right now?
Based on GuruFocus' analysis, China Construction Bank (CICHF) is currently considered Modestly Overvalued. The stock's GF Value™ is $0.86, compared to a current price of $1.06 — trading 23.3% above its estimated fair value. The current EV-to-FCF is 0.44 and 93.3% below the Banks industry median of 6.58. China Construction Bank's overall GF Score™ is 44/100 with 8 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EV-to-FCF calculated?
EV-to-FCF is calculated from a company's financial statements. For China Construction Bank (CICHF), the current EV-to-FCF is 0.44 as of Jul. 15, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is China Construction Bank (CICHF) Overvalued in 2026?

Based on GuruFocus' analysis, China Construction Bank stock appears to be overvalued. The current stock price of $1.06 is trading 23.3% above its estimated GF Value™ of $0.86. GuruFocus considers China Construction Bank to be Modestly Overvalued.

Key valuation signals for CICHF:

  • EV-to-FCF: 0.44
  • GF Value™: $0.86 vs. price of $1.06 (23.3% above fair value)
  • GF Score™: 44/100 with 8 warning signs
  • Industry Position: 93.3% below the Banks median (#217 of 1196)

No single metric tells the full story. See the CICHF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


China Construction Bank Business Description

Address No. 25, Financial Street, Xicheng District, Beijing, CHN, 100033
China Construction Bank, headquartered in Beijing, is China's second-largest bank. It went public on the Hong Kong Stock Exchange in 2005 and listed shares in mainland China in 2007. Central Huijin Investment, China's sovereign wealth fund manager, is the largest shareholder with a 57% share. Fullerton Financial Holdings (a subsidiary of Temasek) is the second-largest shareholder with a 4.99% stake. CCB strives to provide customers with comprehensive financial services. The corporate banking, retail banking, and wholesale banking business segments accounted for 22%, 41%, and 34% of profit before tax, respectively, in 2025.
44GF Score

Get the complete analysis for CICHF

EV-to-FCF is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$1.06
Price
$0.86
GF Value