Emirates Investment Bank PJSC (DFM:EIBANK) E10: د.إ6.87 (As of Mar. 2026)


DFM:EIBANK Emirates Investment Bank PJSC DFM:EIBANK
29 GF Score
Price د.إ61.75
GF Value د.إ71.33
Valuation Modestly Undervalued
! 3 Warning Signs
View Full Analysis

What is Emirates Investment Bank PJSC E10?

Emirates Investment Bank PJSC DFM:EIBANK -5.00% 29 E10 is د.إ6.87 as of Mar. 2026. GuruFocus rates DFM:EIBANK with a GF Score™ of 29/100 and a GF Value™ of د.إ71.33 (Modestly Undervalued). The stock has 3 warning signs investors should review.

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller P/E calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years.

Emirates Investment Bank PJSC's adjusted earnings per share data for the three months ended in Mar. 2026 was د.إ0.530. Add all the adjusted EPS for the past 10 years together and divide 10 will get our e10, which is د.إ6.87 for the trailing ten years ended in Mar. 2026.

During the past 12 months, Emirates Investment Bank PJSC's average E10 Growth Rate was 8.00% per year. During the past 3 years, the average E10 Growth Rate was 6.80% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the E10 growth rate using E10 data.

During the past 13 years, the highest 3-Year average E10 Growth Rate of Emirates Investment Bank PJSC was 6.80% per year. The lowest was 0.50% per year. And the median was 3.65% per year.

As of today (2026-06-27), Emirates Investment Bank PJSC's current stock price is د.إ61.75. Emirates Investment Bank PJSC's E10 for the quarter that ended in Mar. 2026 was د.إ6.87. Emirates Investment Bank PJSC's Shiller PE Ratio of today is 8.99.

During the past 13 years, the highest Shiller PE Ratio of Emirates Investment Bank PJSC was 19.15. The lowest was 8.72. And the median was 14.18.


Emirates Investment Bank PJSC  (DFM:EIBANK) E10 Explanation

If a company grows much fast than inflation, E10 may underestimate the company's earnings power. Shiller PE Ratio can seem to be too high even the actual P/E is low.

For the Shiller P/E, the earnings of the past 10 years are inflation-adjusted and averaged. The result is used for P/E calculation. Since it looks at the average over the last 10 years, the Shiller P/E is also called PE10.

The Shiller P/E was first used by professor Robert Shiller to measure the valuation of the overall market. The same calculation is applied here to individual companies.

Emirates Investment Bank PJSC's Shiller P/E Ratio of today is calculated as

Shiller PE Ratio=Share Price/E10
=61.75/6.87
=8.99

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

During the past 13 years, the highest Shiller P/E Ratio of Emirates Investment Bank PJSC was 19.15. The lowest was 8.72. And the median was 14.18.


Be Aware

Shiller PE Ratio works better for cyclical companies. It gives you a better idea on the company's real earnings power.


Emirates Investment Bank PJSC E10 Related Terms


Emirates Investment Bank PJSC E10 Historical Data

* Premium members only.

The historical data trend for Emirates Investment Bank PJSC's E10 can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Emirates Investment Bank PJSC E10 Chart

Emirates Investment Bank PJSC Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
E10
Get a 7-Day Free Trial Premium Member Only Premium Member Only 6.54 5.60 6.61 6.63 6.83

Emirates Investment Bank PJSC Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
E10 Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 6.36 6.46 6.69 6.83 6.87

DFM:EIBANK vs PNC, USB: E10 Comparison

For the Banks - Regional subindustry, Emirates Investment Bank PJSC's Shiller PE Ratio, along with its competitors' market caps and Shiller PE Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Emirates Investment Bank PJSC Shiller PE Ratio vs Banks Industry

For the Banks industry and Financial Services sector, Emirates Investment Bank PJSC's Shiller PE Ratio distribution charts can be found below:

* The bar in red indicates where Emirates Investment Bank PJSC's Shiller PE Ratio falls into.


DFM:EIBANK
29GF Score
Emirates Investment Bank PJSC DFM:EIBANK
E10 is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Emirates Investment Bank PJSC E10 Calculation

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller P/E calculation. When we calculate the today's Shiller P/E ratio of a stock, we use today's price divided by E10.

What is E10? How do we calculate E10?

E10 is the average of the inflation adjusted earnings of a company over the past 10 years. Let's use an example to explain.

If we want to calculate the E10 of Wal-Mart (WMT) for Dec. 31, 2010, we need to have the inflation data and the earnings from 2001 through 2010.

We adjusted the earnings of 2001 earnings data with the total inflation from 2001 through 2010 to the equivalent earnings in 2010. If the total inflation from 2001 to 2010 is 40%, and Wal-Mart earned $1 a share in 2001, then the 2001's equivalent earnings in 2010 is $1.4 a share. If Wal-Mart earns $1 again in 2002, and the total inflation from 2002 through 2010 is 35%, then the equivalent 2002 earnings in 2010 is $1.35. So on and so forth, you get the equivalent earnings of past 10 years. Then you add them together and divided the sum by 10 to get E10.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

For example, Emirates Investment Bank PJSC's adjusted earnings per share data for the three months ended in Mar. 2026 was:

Adj_EPS= Earnings per Share (Diluted) /CPI of Mar. 2026 (Change)*Current CPI (Mar. 2026)
=0.53/330.2130*330.2130
=0.530

Current CPI (Mar. 2026) = 330.2130.

Emirates Investment Bank PJSC Quarterly Data

per share eps CPI Adj_EPS
201606 1.657 241.018 2.270
201609 2.685 241.428 3.672
201612 1.748 241.432 2.391
201703 3.376 243.801 4.573
201706 1.777 244.955 2.395
201709 3.855 246.819 5.158
201712 2.461 246.524 3.296
201803 3.072 249.554 4.065
201806 2.440 251.989 3.197
201809 1.073 252.439 1.404
201812 1.262 251.233 1.659
201903 1.975 254.202 2.566
201906 2.531 256.143 3.263
201909 0.059 256.759 0.076
201912 -2.687 256.974 -3.453
202003 -1.288 258.115 -1.648
202006 -3.142 257.797 -4.025
202009 -1.550 260.280 -1.966
202012 -0.244 260.474 -0.309
202103 1.488 264.877 1.855
202106 1.559 271.696 1.895
202109 2.173 274.310 2.616
202112 1.281 278.802 1.517
202203 -11.119 287.504 -12.771
202206 0.890 296.311 0.992
202209 1.390 296.808 1.546
202212 2.468 296.797 2.746
202303 9.310 301.836 10.185
202306 3.560 305.109 3.853
202309 2.580 307.789 2.768
202312 2.210 306.746 2.379
202403 3.110 312.332 3.288
202406 2.920 314.175 3.069
202409 2.330 315.301 2.440
202412 2.500 315.605 2.616
202503 2.540 319.799 2.623
202506 2.390 322.561 2.447
202509 2.270 324.800 2.308
202512 1.160 324.054 1.182
202603 0.530 330.213 0.530

Add all the adjusted EPS together and divide 10 will get our e10.

Frequently Asked Questions Learn more about E10 →
What does a E10 of د.إ6.87 mean?
Emirates Investment Bank PJSC (DFM:EIBANK) has a E10 of د.إ6.87 as of Mar. 2026. E10 represents the company's inflation-adjusted earnings per share over a 10-year period. View historical data on Emirates Investment Bank PJSC and its competitors.
Is Emirates Investment Bank PJSC's E10 too high?
Emirates Investment Bank PJSC's current E10 is د.إ6.87. Overall, Emirates Investment Bank PJSC has a GF Score™ of 29/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Emirates Investment Bank PJSC's E10 compare to PNC and USB?
Emirates Investment Bank PJSC's E10 of د.إ6.87 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good E10 for a Banks company?
A good E10 depends on the Banks industry context. However, E10 should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high E10 mean?
A high E10 can signal that a stock is expensive relative to its fundamentals. E10 represents the company's inflation-adjusted earnings per share over a 10-year period. View historical data on Emirates Investment Bank PJSC and its competitors. Emirates Investment Bank PJSC's current E10 is د.إ6.87. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Emirates Investment Bank PJSC stock overvalued right now?
Based on GuruFocus' analysis, Emirates Investment Bank PJSC (DFM:EIBANK) is currently considered Modestly Undervalued. The stock's GF Value™ is د.إ71.33, compared to a current price of د.إ61.75 — trading 13.4% below its estimated fair value. The current E10 is د.إ6.87. Emirates Investment Bank PJSC's overall GF Score™ is 29/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is E10 calculated?
E10 is calculated from a company's financial statements. For Emirates Investment Bank PJSC (DFM:EIBANK), the current E10 is د.إ6.87 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Emirates Investment Bank PJSC (DFM:EIBANK) Overvalued in 2026?

Based on GuruFocus' analysis, Emirates Investment Bank PJSC stock appears to be undervalued. The current stock price of د.إ61.75 is trading 13.4% below its estimated GF Value™ of د.إ71.33. GuruFocus considers Emirates Investment Bank PJSC to be Modestly Undervalued.

Key valuation signals for DFM:EIBANK:

  • E10: د.إ6.87
  • GF Value™: د.إ71.33 vs. price of د.إ61.75 (13.4% below fair value)
  • GF Score™: 29/100 with 3 warning signs

No single metric tells the full story. See the DFM:EIBANK stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Emirates Investment Bank PJSC Business Description

Address Dubai Festival City, P.O. Box 5503, Level 15, Festival Tower, Dubai, ARE
Emirates Investment Bank PJSC is engaged in the business of investment advisory and wealth management. The group is organized into two operating business segments: Investments, which is principally involved in managing the company's investment portfolio and provides treasury services; and Banking Service segment, which principally manages clients' investment portfolios, provides credit facilities, accepts deposits from corporate and individual customers, and provides advisory services on corporate finance and capital market transactions. The group generates maximum revenue from its Banking Services segment. Geographically, it mainly operates in the United Arab Emirates.
29GF Score

Get the complete analysis for DFM:EIBANK

E10 is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

د.إ61.75
Price
د.إ71.33
GF Value