Emirates Investment Bank PJSC (DFM:EIBANK) Retained Earnings: د.إ298.4 Mil (As of Mar. 2026)

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DFM:EIBANK Emirates Investment Bank PJSC DFM:EIBANK
65 GF Score
Price د.إ61.75
GF Value د.إ72.02
Valuation Modestly Undervalued
! 3 Warning Signs
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What is Emirates Investment Bank PJSC Retained Earnings?

Emirates Investment Bank PJSC DFM:EIBANK 65 Retained Earnings is د.إ298.4 Mil as of Mar. 2026. GuruFocus rates DFM:EIBANK with a GF Score™ of 65/100 and a GF Value™ of د.إ72.02 (Modestly Undervalued). The stock has 3 warning signs investors should review.

Retained earnings is the accumulated portion of net income that is not distributed to shareholders. Emirates Investment Bank PJSC's retained earnings for the quarter that ended in Mar. 2026 was د.إ298.4 Mil.

Emirates Investment Bank PJSC's quarterly retained earnings increased from Sep. 2025 (د.إ288.0 Mil) to Dec. 2025 (د.إ291.3 Mil) and increased from Dec. 2025 (د.إ291.3 Mil) to Mar. 2026 (د.إ298.4 Mil).

Emirates Investment Bank PJSC's annual retained earnings increased from Dec. 2023 (د.إ132.2 Mil) to Dec. 2024 (د.إ226.2 Mil) and increased from Dec. 2024 (د.إ226.2 Mil) to Dec. 2025 (د.إ291.3 Mil).


Emirates Investment Bank PJSC  (DFM:EIBANK) Retained Earnings Explanation

Historically profitable companies sometimes have negative retained earnings. This is because they have cumulatively paid out more to shareholders than they reported in profits.

For example, in 2011, Microsoft had negative retained earnings. This does not mean the company lost more money than it made over the years. It just means it paid out more money than it earned.

If a company has negative retained earnings, investors should check the 10-year financial results. They should not assume that negative retained earnings prove a company has generally lost money in the past.

Of course, many companies with negative retained earnings have indeed lost money in the past.

Retained Earnings: Warren Buffett's Secret.

One of the most important indicators of durable competitive advantage. Net earnings can be paid out as dividends, used to buy back shares or retained for growth.

If the company loses more than it has accumulated, retained earnings is negative.

If a company isn't adding to its retained earnings, it isn't growing its net worth.

Rate of growth of retained earnings is good indicator whether it's benefiting from a competitive advantage.

Microsoft is negative because it chose to buyback stock and pay dividends.

The more earnings retained, the faster it grows and increases growth rate for future earnings.


Emirates Investment Bank PJSC Retained Earnings Historical Data

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The historical data trend for Emirates Investment Bank PJSC's Retained Earnings can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Emirates Investment Bank PJSC Retained Earnings Chart

Emirates Investment Bank PJSC Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Retained Earnings
Get a 7-Day Free Trial Premium Member Only Premium Member Only 307.98 275.87 132.18 226.19 291.28

Emirates Investment Bank PJSC Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Retained Earnings Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 246.21 270.76 288.00 291.28 298.38
DFM:EIBANK
65GF Score
Emirates Investment Bank PJSC DFM:EIBANK
Retained Earnings is just one metric. See GF Score™, valuation, warning signs, and more.
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Emirates Investment Bank PJSC Retained Earnings Calculation

Retained Earnings is the accumulated portion of net income that is not distributed to shareholders. Because the net income was not distributed to shareholders, shareholders' equity is increased by the same amount.

Of course, if a company loses, it is called retained losses, or accumulated losses.

Frequently Asked Questions Learn more about Retained Earnings →
What does a Retained Earnings of د.إ298.4 Mil mean?
Emirates Investment Bank PJSC (DFM:EIBANK) has a Retained Earnings of د.إ298.4 Mil as of Mar. 2026. Retained earnings is the amount of net income not issued to shareholders. View historical data on Emirates Investment Bank PJSC and its competitors.
Is Emirates Investment Bank PJSC's Retained Earnings too high?
Emirates Investment Bank PJSC's current Retained Earnings is د.إ298.4 Mil. Overall, Emirates Investment Bank PJSC has a GF Score™ of 65/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Emirates Investment Bank PJSC's Retained Earnings compare to PNC and USB?
Emirates Investment Bank PJSC's Retained Earnings of د.إ298.4 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Retained Earnings for a Banks company?
A good Retained Earnings depends on the Banks industry context. However, Retained Earnings should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Retained Earnings mean?
A high Retained Earnings can signal that a stock is expensive relative to its fundamentals. Retained earnings is the amount of net income not issued to shareholders. View historical data on Emirates Investment Bank PJSC and its competitors. Emirates Investment Bank PJSC's current Retained Earnings is د.إ298.4 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Emirates Investment Bank PJSC stock overvalued right now?
Based on GuruFocus' analysis, Emirates Investment Bank PJSC (DFM:EIBANK) is currently considered Modestly Undervalued. The stock's GF Value™ is د.إ72.02, compared to a current price of د.إ61.75 — trading 14.3% below its estimated fair value. The current Retained Earnings is د.إ298.4 Mil. Emirates Investment Bank PJSC's overall GF Score™ is 65/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Retained Earnings calculated?
Retained Earnings is calculated from a company's financial statements. For Emirates Investment Bank PJSC (DFM:EIBANK), the current Retained Earnings is د.إ298.4 Mil as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Emirates Investment Bank PJSC (DFM:EIBANK) Overvalued in 2026?

Based on GuruFocus' analysis, Emirates Investment Bank PJSC stock appears to be undervalued. The current stock price of د.إ61.75 is trading 14.3% below its estimated GF Value™ of د.إ72.02. GuruFocus considers Emirates Investment Bank PJSC to be Modestly Undervalued.

Key valuation signals for DFM:EIBANK:

  • Retained Earnings: د.إ298.4 Mil
  • GF Value™: د.إ72.02 vs. price of د.إ61.75 (14.3% below fair value)
  • GF Score™: 65/100 with 3 warning signs

No single metric tells the full story. See the DFM:EIBANK stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Emirates Investment Bank PJSC Business Description

Address Dubai Festival City, P.O. Box 5503, Level 15, Festival Tower, Dubai, ARE
Emirates Investment Bank PJSC is engaged in the business of investment advisory and wealth management. The group is organized into two operating business segments: Investments, which is principally involved in managing the company's investment portfolio and provides treasury services; and Banking Service segment, which principally manages clients' investment portfolios, provides credit facilities, accepts deposits from corporate and individual customers, and provides advisory services on corporate finance and capital market transactions. The group generates maximum revenue from its Banking Services segment. Geographically, it mainly operates in the United Arab Emirates.
65GF Score

Get the complete analysis for DFM:EIBANK

Retained Earnings is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

د.إ61.75
Price
د.إ72.02
GF Value